Lakewood, CO

Credit Repair & Financial Services in Lakewood

Review 12 credit repair companies, personal lenders, and financial services in Lakewood, Colorado. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Colorado avg credit score: 725 Median income: $87,598 Poverty rate: 9.1% Payday loans: Restricted Colorado overview →

Featured Provider Profiles in Lakewood

12 companies
Supreme Lending Denver logo

Supreme Lending Denver

Supreme Lending Denver is a mortgage lender offering home purchase, refinance, VA, and specialty loan programs with a focus on fast closings and customer service.

4.9/5

Google rating from 546 reviews

BBB: NR

Profile signals: Home buyers in the Denver area seeking a conventional or VA mortgage with emphasis on fast closing timelines, Teachers and educators looking for listed loan products designed for their profession

Credit Union of Denver logo

Credit Union of Denver

Credit Union of Denver is a member-owned financial cooperative offering checking, savings, loans, and credit products with a 95-year history serving the Denver area.

4.4/5

Google rating from 1,119 reviews

BBB: NR

Profile signals: Denver area residents seeking competitive savings and loan rates with strong digital banking capabilities, Auto loan shoppers comparing rates in the Colorado region

Cash4Electronics&More logo

Cash4Electronics&More

Lakewood-based buy-and-sell shop specializing in electronics, tools, jewelry, and collectibles with competitive payouts and personalized service.

4.1/5

Google rating from 125 reviews

BBB: NR

Profile signals: Sellers with used electronics, tools, jewelry, or collectibles seeking short-term cash access without shipping or online marketplace hassle, Budget-conscious buyers seeking discounted pre-owned items in these categories

Fast Cash Pawn logo

Fast Cash Pawn

FirstCash is the leading international pawn shop operator with 3,300+ locations across the U.S., UK, and Latin America, offering pawn loans, retail sales, and gold buying services.

2.5/5

Google rating from 60 reviews

BBB: NR

Profile signals: Consumers researching short-term cash access who own valuable personal property (jewelry, electronics, instruments), Individuals with poor or no credit history who may not meet traditional loan criteria

EZPAWN logo

EZPAWN

Lakewood's EZPAWN location at 5201 W Colfax Ave buys and sells gold, jewelry, and electronics.

BBB: NR

Profile signals: Individuals researching short-term cash access who own valuable collateral (electronics, jewelry, firearms, tools), Budget-conscious shoppers seeking deep discounts (25-70% off) on brand-name pre-owned merchandise

EZPAWN logo

EZPAWN

Lakewood, CO's EZPAWN at 7620 W Colfax Ave offers short-term cash access loans on personal items with flexible terms and extended hours daily.

BBB: NR

Profile signals: Consumers researching short-term cash access who own valuable items (electronics, jewelry, firearms, tools) they're willing to use as collateral, Budget-conscious shoppers seeking significant discounts (25-70% off) on pre-owned brand-name merchandise and willing to accept used items

Pawn Shops in Lakewood

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Cash4Electronics&More logo

Cash4Electronics&More

Lakewood-based buy-and-sell shop specializing in electronics, tools, jewelry, and collectibles with competitive payouts and personalized service.

4.1/5

Google rating from 125 reviews

BBB: NR

Profile signals: Sellers with used electronics, tools, jewelry, or collectibles seeking short-term cash access without shipping or online marketplace hassle, Budget-conscious buyers seeking discounted pre-owned items in these categories

Fast Cash Pawn logo

Fast Cash Pawn

FirstCash is the leading international pawn shop operator with 3,300+ locations across the U.S., UK, and Latin America, offering pawn loans, retail sales, and gold buying services.

2.5/5

Google rating from 60 reviews

BBB: NR

Profile signals: Consumers researching short-term cash access who own valuable personal property (jewelry, electronics, instruments), Individuals with poor or no credit history who may not meet traditional loan criteria

EZPAWN logo

EZPAWN

Lakewood's EZPAWN location at 5201 W Colfax Ave buys and sells gold, jewelry, and electronics.

BBB: NR

Profile signals: Individuals researching short-term cash access who own valuable collateral (electronics, jewelry, firearms, tools), Budget-conscious shoppers seeking deep discounts (25-70% off) on brand-name pre-owned merchandise

EZPAWN logo

EZPAWN

Lakewood, CO's EZPAWN at 7620 W Colfax Ave offers short-term cash access loans on personal items with flexible terms and extended hours daily.

BBB: NR

Profile signals: Consumers researching short-term cash access who own valuable items (electronics, jewelry, firearms, tools) they're willing to use as collateral, Budget-conscious shoppers seeking significant discounts (25-70% off) on pre-owned brand-name merchandise and willing to accept used items

Banks in Lakewood

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Firstbank logo

Firstbank

FirstBank is a federally insured bank offering checking, savings, mortgages, and loans. Now part of PNC, it provides digital and in-branch banking services across multiple locations.

BBB: NR

Profile signals: Customers seeking traditional banking with FDIC insurance protection and digital convenience, Small business owners needing checking, credit management, and cash management services

Solera National Bank logo

Solera National Bank

Solera National Bank is a nationwide FDIC-insured digital bank offering personal and business banking with a focus on personalized service and modern technology.

BBB: NR

Profile signals: Small business owners seeking integrated accounting platform connectivity without extra fees, Customers who prioritize personalized service and relationship banking over purely digital-only banks

Mortgages & Home Loans in Lakewood

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Supreme Lending Denver logo

Supreme Lending Denver

Supreme Lending Denver is a mortgage lender offering home purchase, refinance, VA, and specialty loan programs with a focus on fast closings and customer service.

4.9/5

Google rating from 546 reviews

BBB: NR

Profile signals: Home buyers in the Denver area seeking a conventional or VA mortgage with emphasis on fast closing timelines, Teachers and educators looking for listed loan products designed for their profession

Loan Zone Colorado logo

Loan Zone Colorado

Loan Zone Mortgage is a Colorado-based mortgage lender offering FHA, VA, USDA, conventional, jumbo, and construction loans for residential and commercial properties.

BBB: NR

Profile signals: Military veterans and service members seeking VA-backed financing, Rural property buyers eligible for USDA loan programs

Credit Unions in Lakewood

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Credit Union of Denver logo

Credit Union of Denver

Credit Union of Denver is a member-owned financial cooperative offering checking, savings, loans, and credit products with a 95-year history serving the Denver area.

4.4/5

Google rating from 1,119 reviews

BBB: NR

Profile signals: Denver area residents seeking competitive savings and loan rates with strong digital banking capabilities, Auto loan shoppers comparing rates in the Colorado region

Credit Repair in Lakewood

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Integrated Loan Assistance logo

Integrated Loan Assistance

Credit repair company offering dispute services and credit restoration through a team of staff context, lawyers, and accountants. Operates in Lakewood, CO with a 2.0 rating.

BBB: NR

Profile signals: Consumers with disposable income who can afford upfront dispute fees and ongoing service costs, Those specifically seeking a multidisciplinary team approach with legal consultation

Check Cashing & Money Services in Lakewood

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Moneytree logo

Moneytree

Moneytree is a financial services branch in Lakewood, CO offering installment loans, check cashing, wire transfers, and prepaid cards with provider-stated funding timing options.

BBB: NR

Profile signals: Consumers with no credit history or poor credit who may not meet traditional personal-loan criteria, Borrowers researching emergency-cash options under $525 with same-day or next-day access

Emergency Cash in Lakewood

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Superb Cash Advance logo

Superb Cash Advance

Lakewood, CO's Superb Cash Advance at 312 S Teller St offers payday and title-loan profile details Mon-Fri 8:30AM-8:30PM, Sat-Sun 9:30AM-6:30PM.

BBB: NR

Profile signals: Bad-credit borrowers who need same-day cash and cannot qualify elsewhere, Consumers needing small-dollar loans ($250–$1,000) with eligibility claims to verify

Your Rights in Colorado

Colorado Consumer Protections: Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer-protection context for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Interest Rate Cap: Colorado usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute. Payday lending is restricted (max $500).

Key Regulations:
  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.
  • Supervised lenders licensed by the Division of Banking can charge rates above the usury cap.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Colorado Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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