Lakewood, CO

Credit Repair & Financial Services in Lakewood

Compare 6 credit repair companies, personal lenders, and financial services in Lakewood, Colorado. All independently reviewed with BBB ratings and pricing.

Colorado avg credit score: 725 Median income: $87,598 Poverty rate: 9.1% Payday loans: Restricted Colorado overview →

Top Rated in Lakewood

6 companies
Supreme Lending Denver logo

Supreme Lending Denver

Supreme Lending Denver is a mortgage lender offering home purchase, refinance, VA, and specialty loan programs with a focus on fast closings and customer service.

4.5/5
Contact BBB: NR

Best for: Home buyers in the Denver area seeking a conventional or VA mortgage with emphasis on fast closing timelines, Teachers and educators looking for specialized loan products designed for their profession

Cash4Electronics&More logo

Cash4Electronics&More

Lakewood-based buy-and-sell shop specializing in electronics, tools, jewelry, and collectibles with competitive payouts and personalized service.

4.3/5
Contact BBB: NR

Best for: Sellers with used electronics, tools, jewelry, or collectibles seeking immediate cash without shipping or online marketplace hassle, Budget-conscious buyers seeking discounted pre-owned items in these categories

Credit Union of Denver logo

Credit Union of Denver

Credit Union of Denver is a member-owned financial cooperative offering checking, savings, loans, and credit products with a 95-year history serving the Denver area.

4.3/5
Contact BBB: NR

Best for: Denver area residents seeking competitive savings and loan rates with strong digital banking capabilities, Auto loan shoppers comparing rates in the Colorado region

Firstbank logo

Firstbank

FirstBank is a federally insured bank offering checking, savings, mortgages, and loans. Now part of PNC, it provides digital and in-branch banking services across multiple locations.

4.2/5
Contact BBB:

Best for: Customers seeking traditional banking with FDIC insurance protection and digital convenience, Small business owners needing checking, credit management, and cash management services

Solera National Bank logo

Solera National Bank

Solera National Bank is a nationwide FDIC-insured digital bank offering personal and business banking with a focus on personalized service and modern technology.

4.2/5
Contact BBB:

Best for: Small business owners seeking integrated accounting platform connectivity without extra fees, Customers who prioritize personalized service and relationship banking over purely digital-only banks

Fast Cash Pawn logo

Fast Cash Pawn

FirstCash is the leading international pawn shop operator with 3,300+ locations across the U.S., UK, and Latin America, offering pawn loans, retail sales, and gold buying services.

4.1/5
Contact BBB: NR

Best for: Consumers needing immediate cash who own valuable personal property (jewelry, electronics, instruments), Individuals with poor or no credit history who cannot qualify for traditional loans

Pawn Shops in Lakewood

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Cash4Electronics&More logo

Cash4Electronics&More

Lakewood-based buy-and-sell shop specializing in electronics, tools, jewelry, and collectibles with competitive payouts and personalized service.

4.3/5
Contact BBB: NR

Best for: Sellers with used electronics, tools, jewelry, or collectibles seeking immediate cash without shipping or online marketplace hassle, Budget-conscious buyers seeking discounted pre-owned items in these categories

Fast Cash Pawn logo

Fast Cash Pawn

FirstCash is the leading international pawn shop operator with 3,300+ locations across the U.S., UK, and Latin America, offering pawn loans, retail sales, and gold buying services.

4.1/5
Contact BBB: NR

Best for: Consumers needing immediate cash who own valuable personal property (jewelry, electronics, instruments), Individuals with poor or no credit history who cannot qualify for traditional loans

Banks in Lakewood

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Firstbank logo

Firstbank

FirstBank is a federally insured bank offering checking, savings, mortgages, and loans. Now part of PNC, it provides digital and in-branch banking services across multiple locations.

4.2/5
Contact BBB:

Best for: Customers seeking traditional banking with FDIC insurance protection and digital convenience, Small business owners needing checking, credit management, and cash management services

Solera National Bank logo

Solera National Bank

Solera National Bank is a nationwide FDIC-insured digital bank offering personal and business banking with a focus on personalized service and modern technology.

4.2/5
Contact BBB:

Best for: Small business owners seeking integrated accounting platform connectivity without extra fees, Customers who prioritize personalized service and relationship banking over purely digital-only banks

Credit Unions in Lakewood

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Credit Union of Denver logo

Credit Union of Denver

Credit Union of Denver is a member-owned financial cooperative offering checking, savings, loans, and credit products with a 95-year history serving the Denver area.

4.3/5
Contact BBB: NR

Best for: Denver area residents seeking competitive savings and loan rates with strong digital banking capabilities, Auto loan shoppers comparing rates in the Colorado region

Mortgages & Home Loans in Lakewood

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Supreme Lending Denver logo

Supreme Lending Denver

Supreme Lending Denver is a mortgage lender offering home purchase, refinance, VA, and specialty loan programs with a focus on fast closings and customer service.

4.5/5
Contact BBB: NR

Best for: Home buyers in the Denver area seeking a conventional or VA mortgage with emphasis on fast closing timelines, Teachers and educators looking for specialized loan products designed for their profession

Your Rights in Colorado

Colorado Consumer Protections: Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Interest Rate Cap: Colorado usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute. Payday lending is restricted (max $500).

Key Regulations:
  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.
  • Supervised lenders licensed by the Division of Banking can charge rates above the usury cap.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Colorado Attorney General Consumer Protection Section.

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