FirstCash is the leading international pawn shop operator with 3,300+ locations across the U.S., UK, and Latin America, offering pawn loans, retail sales, and gold buying services.
Data compiled from public sources · Rating from CreditDoc methodology
FirstCash, Inc. is headquartered in Fort Worth, Texas and operates as the leading international pawn shop chain with more than 3,300 retail locations across 29 U.S. states, Washington D.C., the United Kingdom, and Latin America (including Mexico, Guatemala, Colombia, and El Salvador). The company employs approximately 22,000 people and is publicly traded as a component of both the S&P MidCap 400 Index and Russell 2000 Index.
FirstCash provides pawn loans secured by pledged personal property as its core lending product, serving cash and credit-constrained consumers. The company buys and sells a wide variety of merchandise including jewelry, electronics, tools, appliances, sporting goods, and musical instruments. Additional services include gold/precious metal buying, layaway plans with 10% down payment options, and retail merchandise sales through their physical store network.
The company distinguishes itself through its massive retail footprint—over 2,500 stores across North and Latin America—and its additional subsidiary AFF, which provides lease-to-own and retail finance payment solutions through 15,000+ merchant partner locations. This dual business model allows FirstCash to serve a broader segment of credit-constrained consumers beyond traditional pawn services.
As a large, publicly traded corporation, FirstCash offers institutional stability and consistent operational standards across locations. However, pawn loans remain a high-cost borrowing option compared to traditional lending, and the company's primary value proposition is rapid liquidity against personal property rather than credit-building or long-term financial solutions.
Yes. Fast Cash Pawn is a registered company, headquartered in Lakewood, CO.
Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.
CreditDoc Diagnosis
FirstCash is best for consumers with immediate short-term cash needs who own valuable collateral and lack access to traditional credit. The primary caveat is that pawn loans are expensive, non-credit-building borrowing options that carry risk of losing personal property—they provide rapid liquidity but not financial improvement or long-term solutions.
Family-owned pawn shop in Kent, WA since the 1980s offering collateral-based loans and a wide selection of used merchandise including jewelry, firearms, electronics, and tools.
Best for: Consumers who need quick cash and have items of value to use as collateral, People with poor credit history or no credit who cannot qualify for traditional loans
Sterling & Knight operates 6 pawn shops across Chicago's suburbs, specializing in luxury jewelry, watches, designer handbags, and general merchandise with instant cash appraisals.
Best for: Individuals with valuable jewelry, watches, or luxury goods who need immediate cash and plan to reclaim items, Those selling luxury items (handbags, electronics, instruments) for quick conversion to cash without time delays
We Buy Everything is a 12-location pawn shop chain across NJ, PA, and DE that buys gold, diamonds, electronics, tools, and collectibles for instant cash.
Best for: Consumers needing immediate cash and willing to accept below-market valuations, People with collectibles, gold, or electronics they want to convert quickly to cash
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Fast Cash Pawn and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.