Pawn-Shops · CO
Rating: 4.1/5
FirstCash is the leading international pawn shop operator with 3,300+ locations across the U.S., UK, and Latin America, offering pawn loans, retail sales, and gold buying services.
FirstCash, Inc. is headquartered in Fort Worth, Texas and operates as the leading international pawn shop chain with more than 3,300 retail locations across 29 U.S. states, Washington D.C., the United Kingdom, and Latin America (including Mexico, Guatemala, Colombia, and El Salvador). The company employs approximately 22,000 people and is publicly traded as a component of both the S&P MidCap 400 Index and Russell 2000 Index.
FirstCash provides pawn loans secured by pledged personal property as its core lending product, serving cash and credit-constrained consumers. The company buys and sells a wide variety of merchandise including jewelry, electronics, tools, appliances, sporting goods, and musical instruments. Additional services include gold/precious metal buying, layaway plans with 10% down payment options, and retail merchandise sales through their physical store network.
The company distinguishes itself through its massive retail footprint—over 2,500 stores across North and Latin America—and its additional subsidiary AFF, which provides lease-to-own and retail finance payment solutions through 15,000+ merchant partner locations. This dual business model allows FirstCash to serve a broader segment of credit-constrained consumers beyond traditional pawn services.
As a large, publicly traded corporation, FirstCash offers institutional stability and consistent operational standards across locations. However, pawn loans remain a high-cost borrowing option compared to traditional lending, and the company's primary value proposition is rapid liquidity against personal property rather than credit-building or long-term financial solutions.
Reader-focused summary of the strongest reasons to consider Fast Cash Pawn and the factors most worth weighing before contracting. Individual outcomes depend on your credit situation and goals.
Fast Cash Pawn works best for consumers who value massive geographic footprint with 3,300+ locations makes finding a nearby store and can accept the tradeoff of pawn loans carry high interest rates typical of the industry—significantly more . Compare against similar providers below before signing any contract.
Before signing up with any Pawn Shops provider, review these safeguards:
Match these decision factors against Fast Cash Pawn's profile before committing. This rubric mirrors what independent consumer-finance research typically checks for Pawn Shops providers.
Pawn Shops
10 services listed
1 states
Fast Cash Pawn offers 10 services including Pawn loans secured by personal property, Gold and precious metal buying, Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, instruments), Layaway plans with 10% down payment, Quick cash transactions on the spot, and 5 more. Confirm current service list directly with the provider before contracting.
Fast Cash Pawn's profile signals suggest it may fit: Consumers needing immediate cash who own valuable personal property (jewelry, electronics, instruments); Individuals with poor or no credit history who cannot qualify for traditional loans; Those seeking a short-term bridge loan without credit reporting or collection risk; People looking to sell gold or precious metals for cash quickly. Individual outcomes vary based on your specific situation.
Key strengths: Massive geographic footprint with 3,300+ locations makes finding a nearby store convenient; Non-recourse pawn loans mean no personal liability beyond loss of collateral; Immediate cash on the spot for items sold or pawned. Areas to consider: Pawn loans carry high interest rates typical of the industry—significantly more expensive than traditional personal loans; Risk of losing valuable personal property if loan cannot be repaid.
In the Pawn Shops category, comparable providers include 14k Pawn, A Plus a Pawn Shop, A-Wise Loan & Jewelry. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
Fast Cash Pawn serves customers in 1 states including Colorado. Confirm current service availability in your state directly with the provider.
Listed pricing for Fast Cash Pawn: monthly price: 0; setup fee: 0; money back guarantee: False. Pricing may change — verify current fees directly with the provider before signing any contract.
This is state-level context for Pawn Shops consumers in Colorado. It does not confirm that Fast Cash Pawn or this specific location is licensed.
Payday lending in Colorado: Restricted (max $500)
Usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute
Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.
Comparable Pawn Shops providers with similar service scope. Ratings reflect stored review context; verify current licensing and pricing directly before contracting.
14K Pawn is a pawn shop and jewelry buyer located in Highland Park, MI, offering collateral-based loans and precious metals purchasing services.
Rating 4.1/5
Notable: No credit check required—immediate access to cash based on collateral value
A Plus A Pawn Shop offers collateral-based loans at their Los Angeles location on S Alvarado Street, with extended hours and accessible phone contact.
Rating 4.4/5
Notable: Extended hours including Sundays (8 AM - 6 PM) provide accessibility for working customers
Nashville-based pawn shop offering collateral-based loans on jewelry, electronics, instruments, and vehicles with no credit check required. Also buys items o...
Rating 4.4/5
Notable: No credit check required—accessible to those with poor or no credit history
Family-owned pawn shop in Kirkland, WA with locations in Las Vegas, buying gold, jewelry, electronics, and offering collateral-based loans since 2010.
Rating 4.4/5
Notable: GIA-trained appraisers on staff for accurate precious metals and jewelry evaluation
AAA Pawnbrokers of North Miami buys, sells, and pawns gold, jewelry, firearms, and general merchandise. Multi-award-winning shop open 6 days weekly with on-s...
Rating 4.5/5
Notable: Specialized expertise in firearms buying, selling, pawning, and trading with diverse inventory
Memphis-based retailer specializing in firearms, ammunition, and accessories, plus collateral-based loans on items of value with no credit checks required.
Rating 2.5/5
Notable: No credit checks required for loans—accessible to consumers with poor or no credit history
Ace Pawn Shop is a collateral-based lending business located in Columbus, OH's Lincoln Village Shopping Center, offering pawn loans and related financial services.
Rating 4.2/5
Notable: Conveniently located in Lincoln Village Shopping Center with dedicated storefront access
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America. They provide pawn lo...
Rating 4.2/5
Notable: Massive network of 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America for convenient access
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Fast Cash Pawn — Pawn Shops in CO.
Overall rating: 4.1/5
FirstCash is the leading international pawn shop operator with 3,300+ locations across the U.S., UK, and Latin America, offering pawn loans, retail sales, and gold buying services.
Common terms that come up when comparing Pawn Shops providers. Full glossary at creditdoc.co/glossary/.