Firstbank logo

Firstbank in Lakewood, CO

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FirstBank is a federally insured bank offering checking, savings, mortgages, and loans. Now part of PNC, it provides digital and in-branch banking services across multiple locations.

Data compiled from public sources

Firstbank Review

FirstBank has operated since February 28, 1963, building a reputation around its "banking for good" philosophy. The institution provides comprehensive retail banking services including checking and savings accounts, mortgage products, personal loans, and business banking solutions. As of the website content, FirstBank is now part of PNC Financial Services, which expanded its market reach and resources.

The bank emphasizes accessibility through both digital channels and physical branch locations, with customers able to search for nearby branches and access services 24/7. S. Government, offering security for deposited funds.

The bank has invested in modern digital capabilities including mobile banking, online account opening, digital wallet functionality, and account alerts. Their platform supports multiple languages (including Spanish) and provides business-specific tools like Internet Cash Management and Business Credit Card Management. However, as a now-subsidiary of PNC, FirstBank's independence and decision-making authority are limited.

The website provides limited detail on specific product features, interest rates, or fee structures, requiring customers to visit branches or call for detailed information. The integration into PNC means customers should verify whether FirstBank locations and services will maintain their current form or transition to PNC branding.

Services & Features

24/7 customer service
Account alerts and fraud monitoring
Business checking and cash management
Business credit card management
Checking accounts
Digital wallet with contactless payment
Internet Cash Management for businesses
Mobile banking
Mortgages (home purchase and refinance implied)
Online banking with eStatements
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of U.S. Government
  • Free online banking when enrolled in eStatements
  • Digital wallet and mobile banking capabilities for contactless payments
  • 24/7 customer service and account support
  • Fast online account opening process
  • Free account alerts and fraud monitoring
  • Multiple language support including Spanish and business services

Cons

  • Limited transparency on website regarding specific interest rates and fee schedules
  • Now part of PNC, reducing operational independence and potentially changing branch experience
  • Website provides minimal detail on loan terms, APRs, or mortgage options
  • Branch closure or consolidation risk as PNC integration continues
  • No clear information on minimum deposit requirements or account maintenance fees

Consumer Complaint Record

FirstBank received 39 consumer complaints in the past 12 months. All complaints received a timely response from the company.

39

Complaints (12 months)

23.8%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Managing an account
33.3%
Problem caused by your funds being low
14.3%
Problem with a lender or other company charging your account
11.1%

95 FDIC-insured branch locations nationwide.

SBA Lending Record

Ranked #8 in AL for SBA 7A lending in FY2021.

Source: Consumer Financial Protection Bureau · SBA · FDIC BankFind

State Consumer Finance Context

This is state-level context for Banks consumers in Lakewood, CO. It does not confirm that Firstbank or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

Firstbank processed 22,530 mortgage applications in 2023, with 57.4% recorded as approved across 43 states.

22,530

Applications

57.4%

Approval Rate

$293K

Avg Loan

43

States Served

Approval Rate by Applicant Income

Under $50K
33.7%
$50K–$100K
51.7%
$100K–$200K
73.7%
Over $200K
90.8%

Based on 22,530 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Tennessee 4,560 apps · 74.8%
Colorado 4,018 apps · 77.6%
Alabama 3,194 apps · 51.3%
Georgia 1,539 apps · 36.1%
Texas 1,392 apps · 13.2%
Mississippi 1,314 apps · 13.9%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Firstbank offer?

Firstbank offers 12 services including Checking accounts, Savings accounts, Mortgages (home purchase and refinance implied), Personal loans, Business checking and cash management, and 7 more.

What profile signals are listed for Firstbank?

Firstbank has profile signals associated with Customers seeking traditional banking with FDIC insurance protection and digital convenience, Small business owners needing checking, credit management, and cash management services, Bilingual Spanish-speaking customers in FirstBank service areas, Individuals wanting mobile banking and digital wallet functionality.

What are the strengths and weaknesses of Firstbank?

Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; Free online banking when enrolled in eStatements; Digital wallet and mobile banking capabilities for contactless payments. Areas to consider: Limited transparency on website regarding specific interest rates and fee schedules; Now part of PNC, reducing operational independence and potentially changing branch experience.

How does Firstbank compare to similar companies?

In the Banks category, comparable providers include 5Star Bank, Bank of America Financial Center, Elite Credit Freedom. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1963
Headquarters
Lakewood, CO
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #18714
Visit Firstbank

CreditDoc Profile Note

Research Note on Firstbank

FirstBank is appropriate for consumers seeking stable, FDIC-insured banking with modern digital features and in-branch access. The primary caveat is that FirstBank's integration into PNC is ongoing, so customers should verify current service availability and clarify whether accounts will transition to PNC branding or maintain FirstBank identity.

Profile Signals

  • Customers seeking traditional banking with FDIC insurance protection and digital convenience
  • Small business owners needing checking, credit management, and cash management services
  • Bilingual Spanish-speaking customers in FirstBank service areas
  • Individuals wanting mobile banking and digital wallet functionality
Updated 2026-05-08

Similar Companies

5Star Bank logo

5Star Bank

5Star Bank is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and credit cards with locations in Colorado.

BBB: NR

Profile signals: Colorado-based small business owners seeking listed industry lending (food, government contracting), Veterans and military service members accessing dedicated financial products

Bank of America Financial Center logo

Bank of America Financial Center

Denver's Bank of America Financial Center at 100 Fillmore St, CO, offers personal and business banking services.

3.4/5

Google rating from 642 reviews

BBB: NR

Profile signals: Customers seeking comprehensive personal and business banking services in Denver's Cherry Creek area, Homebuyers and refinancing customers needing mortgage lending staff context and direct loan officer contact

Elite Credit Freedom logo

Elite Credit Freedom

Vectra Bank is a Colorado-based bank offering checking, savings, loans, mortgages, and credit cards. The website lists an 'Elite Credit Card' among its credit card products.

4.2/5

Google rating from 5 reviews

BBB: NR

Profile signals: Customers seeking a full-service bank with physical branch access in Colorado and surrounding regions, Military personnel and seniors seeking listed checking accounts with potential benefits

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Quick Summary

  • Firstbank is listed as a Banks provider in Lakewood, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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