Compare 57 credit repair companies, personal lenders, and financial services in Indianapolis, Indiana. All independently reviewed with BBB ratings and pricing.
Indianapolis bankruptcy law firm handling Chapter 7 and Chapter 13 filings for Indiana individuals and couples. Free consultations; $0 down Chapter 13 available.
Best for: Indiana residents with overwhelming unsecured debt who qualify for Chapter 7 discharge, Individuals or couples needing Chapter 13 repayment protection but lacking funds for upfront legal fees
Indiana-based debt collection agency offering wage garnishment and monetary judgments through legal partnerships, extending collection timelines beyond traditional 7-year credit reporting windows.
Best for: Creditors and original lenders seeking extended collection authority beyond standard 7-year timeframes, Multi-family housing operators and property managers requiring eviction and collection services
Woodforest National Bank is a community bank operating inside Walmart stores offering Second Chance Checking for ChexSystems-flagged consumers and full retail banking services.
Best for: Consumers with ChexSystems records who need a second chance checking account to re-enter mainstream banking, Walmart and Sam's Club shoppers who want in-store banking with weekend and evening hours
Indianapolis, IN — Bank of America Financial Center at 4401 E 10th St Suite 23 offers in-person banking services to the east-side community.
Best for: Customers in the Kensington/Philadelphia area seeking full-service banking with local branch access, Small business owners needing commercial deposit services and merchant banking solutions
Christian Family Credit Union is a faith-based financial institution offering checking, savings, loans, and credit cards with a mission focused on Kingdom building and financial stewardship.
Best for: Christian families seeking adoption financing with faith-aligned lending values, Churches and Christian ministries requiring building project financing or ministry account services
Community Investment Fund of Indiana is a CDFI serving Indianapolis and Hammond, offering mission-driven financing alternatives at affordable rates for underserved Hoosiers.
Best for: Indiana residents with thin or damaged credit who cannot qualify for bank or credit union loans, Hammond and Indianapolis residents seeking affordable small-dollar loans as alternatives to payday or title lenders
ACE Cash Express provides check cashing, payday loans, bill payment, and money transfer services at physical locations. No bank account required for most services.
Best for: Unbanked or underbanked consumers needing immediate check cashing without a bank account, International money transfer users who need to send funds to 200+ countries quickly
40 N Delaware St in Indianapolis, IN is home to ACE Cash Express, offering check cashing, payday loans, and money transfers.
Best for: Consumers needing check cashing without a bank account, Those requiring bill payment services and money transfers in a single location
ACE Cash Express in Indianapolis offers check cashing, payday loans, money transfers, and ATM services at their E Washington St location with extended weekday hours.
Best for: Unbanked or underbanked customers needing check cashing without a bank account, Indianapolis residents needing quick access to cash or emergency small-dollar loans
CheckSmart at 3429 S East St, Indianapolis, IN provides check-cashing and payday loans.
Best for: Unbanked or underbanked consumers needing check cashing or money orders, Customers who need to pay bills, send wire transfers, or obtain money orders without a bank
CheckSmart at Shadeland Ave in Indianapolis, IN — fast check cashing and payday loans with extended weekday hours.
Best for: Unbanked or underbanked consumers who need check cashing without a bank account, Ohio residents seeking short-term loan access through a retail storefront
MoneyGram in Indianapolis, IN at 7301 W 10th St provides check cashing and money transfers.
Best for: Unbanked and underbanked consumers needing accessible money transfer without a bank account, Customers sending money to family or recipients in other locations who need quick access to cash
PlanBLoan is a loan marketplace that connects borrowers with personal loan lenders offering up to $5,000. The platform charges no fees and does not make lending decisions itself.
Best for: Borrowers seeking personal loans between $200–$5,000 who want to compare multiple lender offers quickly, Consumers with fair credit who want to avoid hard inquiries on their credit report during the initial application stage
At 1985 E Stop 13 Rd, Indianapolis, IN, Advance America provides same-day cash advances and title loans during extended business hours.
Best for: Credit-challenged consumers with bad or no credit who need emergency cash within 24 hours, Underbanked individuals without access to credit cards or traditional bank personal loans
Indianapolis, IN's ACE Cash Express at English Ave provides quick payday and title loans with extended weekend hours.
Best for: Consumers who prefer in-person applications over online lending, People with vehicle title who need quick secured loans
Indianapolis, IN's Advance America at 5621 Georgetown Rd offers quick payday and title loans.
Best for: Consumers needing quick cash between paychecks with a clear repayment plan, Car owners with a clear title needing $2,000–$25,000 in emergency funds
A-1 Cash Advance offers payday loans up to $825 with same-hour online approval, plus check cashing services across Indiana and Tennessee locations since 1996.
Best for: Individuals with urgent same-day cash needs and poor or no credit history who cannot access traditional bank loans, Workers between paydays facing unexpected bills or expenses with reliable income to repay within 14 days
Indiana payday lender and check casher operating since 1996. Loans up to $825 with same-hour online approval across 8 Indiana locations and one Tennessee branch.
Best for: Indiana residents who need $100–$825 before their next paycheck and have no access to traditional credit, Credit-challenged or unbanked consumers who cannot qualify for a bank loan or credit card advance
Indianapolis-based tax attorney firm specializing in IRS debt resolution, offering offers in compromise, installment agreements, and penalty abatement to reduce or eliminate tax liabilities.
Best for: Self-employed individuals with accumulated back taxes and inconsistent income history, Business owners who owe substantial tax debt ($20,000+) to the IRS
Mike Norris Law Offices provides bankruptcy legal representation for individuals and businesses filing Chapter 7 and Chapter 13 cases.
Peter Francis Geraci Law L.L.C. is a bankruptcy law firm with 30+ offices across Illinois, Indiana, and Wisconsin, specializing in Chapter 7 and Chapter 13 filings for debt elimination and consolidation.
Best for: Consumers with $275+/month in qualifying debt seeking Chapter 7 elimination or Chapter 13 consolidation in Illinois, Indiana, or Wisconsin, Individuals who previously filed Chapter 7 bankruptcy (8+ years ago) or have failed Chapter 13 cases needing legal assistance with a new filing
Peter Francis Geraci Law L.L.C. is a bankruptcy law firm offering Chapter 7 and Chapter 13 filing services across Illinois, Indiana, and Wisconsin with 30+ local offices.
Best for: Consumers in Illinois, Indiana, or Wisconsin seeking Chapter 7 elimination or Chapter 13 consolidation, Individuals with $275+ monthly debt looking for no-money-down bankruptcy filing options
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Christian Family Credit Union is a faith-based financial institution offering checking, savings, loans, and credit cards with a mission focused on Kingdom building and financial stewardship.
Best for: Christian families seeking adoption financing with faith-aligned lending values, Churches and Christian ministries requiring building project financing or ministry account services
Harvester Financial Credit Union is a member-owned credit union serving Indiana with multiple branches, offering checking, savings, loans, and digital banking services.
Best for: Indiana residents seeking local credit union membership with branch access, Borrowers seeking competitive auto and personal loan rates under 9% APR
Church-affiliated federal credit union in Indianapolis offering member-owned savings, loans, mortgages, and financial counseling with a second-chance lending philosophy.
Best for: Mount Zion Baptist Church members and their immediate families, Consumers with damaged credit who need a second-chance lender willing to work with them
Indiana Members Credit Union is a member-owned financial institution offering banking, lending, and investment services through digital and physical locations.
Best for: Indiana residents or those working for eligible employers seeking credit union membership benefits, Consumers with good credit looking to refinance auto loans at competitive rates
Ulohos Auto Super Store is an Indianapolis-based wheels and rims retailer offering aftermarket automotive parts with financing options through Acima, not a credit repair company.
Best for: Customers seeking affordable custom wheels and aftermarket tire upgrades in the Indianapolis tri-state area, Vehicle enthusiasts wanting to finance automotive appearance modifications without traditional credit checks
Indiana Foreclosure Prevention Network offers free, confidential HUD-certified counseling for Indiana homeowners facing mortgage delinquency or foreclosure.
Best for: Indiana homeowners who are behind on mortgage payments and need a free advocate, Hoosiers facing imminent foreclosure who need urgent lender negotiation help
Statewide nonprofit membership organization providing advocacy, training, and resources to community economic development practitioners across Indiana since 1986.
Best for: Community development organizations and nonprofits seeking professional training and peer networks, Public sector practitioners implementing community economic development initiatives
ACCC is a nonprofit credit counseling organization offering debt management plans, credit counseling, and financial education to help consumers repay credit card debt with lower interest rates.
Best for: Consumers with credit card debt seeking to reduce interest rates through legitimate negotiation, Individuals needing financial education and budgeting guidance alongside debt relief
Midwest Credit & Finance Consultants provides credit and debt services in Indianapolis. Limited website content available for detailed service assessment.
Best for: Consumers seeking local credit and debt services in Indianapolis, Individuals preferring phone-based consultation for credit issues
Indiana Community Business Credit Corporation provides mezzanine growth and working capital financing to Indiana businesses in partnership with member banks since 1986.
Best for: Indiana growth-stage businesses that cannot qualify for full conventional financing alone, Companies seeking $100,000-$500,000 in supplemental capital beyond bank lending limits
Indiana Statewide CDC provides SBA 504 loans for business real estate and equipment financing, offering up to 90% project financing with 20-25 year terms for real estate.
Best for: Established small businesses with 2+ years operating history purchasing or expanding real estate facilities, Manufacturers and equipment-heavy businesses upgrading machinery and facilities
Mission Financial Services specializes in semi-truck and commercial vehicle financing for owner-operators, fleet services, and first-time buyers with direct lending options.
Best for: Owner-operators and independent truck drivers seeking commercial vehicle financing, First-time semi-truck buyers without established credit history in the industry
SettlementOne Data is a B2B credit reporting and mortgage data solutions provider serving lenders, not consumers. They offer employment verification, credit reports, and compliance tools.
Best for: Mortgage lenders and banks seeking integrated credit reporting and verification vendor solutions, Financial institutions requiring automated employment/income and asset verification at scale
Marvel Bad Credit Loans is a free loan-matching service connecting consumers with bad credit to personal, unsecured, and bad-credit loan products through a network of lenders.
Best for: Consumers with bad or poor credit who have been declined by traditional lenders, Borrowers seeking unsecured personal loans without collateral requirements
Indy Auto Finance specializes in auto loans for buyers with poor credit, no credit, or past financial hardship in Indianapolis, IN. They offer guaranteed approval and inventory of 250+ vehicles.
Best for: First-time car buyers with no credit history seeking dealer financing, Buyers with poor or damaged credit unable to qualify for traditional auto loans
Indianapolis Superb Cash Advance on West 38th Street offers fast personal loans with flexible terms and same-day funding options for IN residents.
Best for: Borrowers with poor or no credit who have been declined elsewhere, Individuals needing $500 or less in same-day cash for a specific emergency
Indianapolis World Finance at 3467 W 86th St offers personal loans with flexible terms and quick decision times for residents seeking emergency or installment credit.
Best for: Borrowers who prefer in-person service and want to discuss loan options face-to-face with a loan officer, Individuals building credit for the first time or rebuilding credit who specifically want credit-building loan products
Indianapolis, IN – Cash America Pawn at 3557 Lafayette Rd serves the community with pawn loans and merchandise purchases.
Best for: Unbanked or credit-constrained consumers needing immediate cash without credit checks, Individuals with valuable non-essential items (jewelry, electronics, instruments) willing to use as collateral
Elliott Dock is a pawn shop in Indianapolis offering collateral-based loans and merchandise sales. Located on N Meridian Street with limited weekday hours.
Best for: Local Indianapolis residents needing immediate cash with collateral items, Customers seeking traditional pawn services in the N Meridian Street area
EZPAWN at 8028 Pendleton Pike in Indianapolis, IN offers fast cash for jewelry, electronics, and more.
Best for: People needing immediate short-term cash against valuable items they plan to reclaim within pawn period, Bargain shoppers seeking 25-70% discounts on pre-owned electronics, jewelry, and brand-name merchandise
Indianapolis bankruptcy law firm handling Chapter 7 and Chapter 13 filings for Indiana individuals and couples. Free consultations; $0 down Chapter 13 available.
Best for: Indiana residents with overwhelming unsecured debt who qualify for Chapter 7 discharge, Individuals or couples needing Chapter 13 repayment protection but lacking funds for upfront legal fees
Indiana-based debt collection agency offering wage garnishment and monetary judgments through legal partnerships, extending collection timelines beyond traditional 7-year credit reporting windows.
Best for: Creditors and original lenders seeking extended collection authority beyond standard 7-year timeframes, Multi-family housing operators and property managers requiring eviction and collection services
Mystar Financial Solutions was a debt management company licensed in Indiana, but its license was terminated in February 2021. The company is no longer operating.
Best for: Historical reference only — company is not currently operating, Consumers seeking to verify past interactions or understand a former provider's regulatory status
Indianapolis, IN — Bank of America Financial Center at 4401 E 10th St Suite 23 offers in-person banking services to the east-side community.
Best for: Customers in the Kensington/Philadelphia area seeking full-service banking with local branch access, Small business owners needing commercial deposit services and merchant banking solutions
Community Investment Fund of Indiana is a CDFI serving Indianapolis and Hammond, offering mission-driven financing alternatives at affordable rates for underserved Hoosiers.
Best for: Indiana residents with thin or damaged credit who cannot qualify for bank or credit union loans, Hammond and Indianapolis residents seeking affordable small-dollar loans as alternatives to payday or title lenders
Woodforest National Bank is a community bank operating inside Walmart stores offering Second Chance Checking for ChexSystems-flagged consumers and full retail banking services.
Best for: Consumers with ChexSystems records who need a second chance checking account to re-enter mainstream banking, Walmart and Sam's Club shoppers who want in-store banking with weekend and evening hours
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Indianapolis offer free guidance at consumerfinance.gov.
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