Indiana Foreclosure Prevention Network offers free, confidential HUD-certified counseling for Indiana homeowners facing mortgage delinquency or foreclosure.
Editorially reviewed by Harvey Brooks
The Indiana Foreclosure Prevention Network (IFPN) is a statewide coalition of HUD-certified housing counseling agencies operating under the 1-877-GET-HOPE hotline. The network was established to connect Indiana homeowners in financial distress with qualified counselors who can help navigate mortgage delinquency and foreclosure risk. IFPN operates in partnership with the Indiana Housing and Community Development Authority (IHCDA), which also administers the Low-Income Home Energy Assistance Program (LIHEAP) referenced on the site.
IFPN's primary offering is free, confidential foreclosure prevention counseling delivered by HUD-certified housing counselors. When a homeowner contacts the network, they are matched with a local agency counselor who assesses their situation, reviews their finances, and works directly with their mortgage lender to identify the best course of action — which may include loan modifications, repayment plans, or other loss-mitigation options. The site also provides information and referrals for utility assistance through LIHEAP, which helps low-income Hoosier households pay heat and electric bills via email contact at eap@ihcda.in.gov.
What distinguishes IFPN from general credit counseling services is its specific focus on foreclosure prevention and its HUD certification. HUD-approved counselors are held to federal standards and are prohibited from charging fees, making this a genuinely free service rather than a nonprofit that upsells paid plans. The statewide agency network means homeowners can typically find a local counselor rather than relying solely on remote or phone-based help. The branded hotline (1-877-GET-HOPE) is a low-barrier entry point designed to reach homeowners during crisis.
However, an important caveat is that the Indiana Homeowner Assistance Fund (IHAF) — the program that provided direct mortgage payment assistance — made its final disbursements in August 2024 and is permanently closed. This means IFPN can no longer access financial relief funds on a homeowner's behalf; the network is now counseling-only. For homeowners who need actual cash assistance to catch up on payments, IFPN cannot provide that and there is currently no replacement program listed on the site.
Yes. Indiana Foreclosure Prevention Network is a registered company headquartered in 30 S Meridian St #1000, Indianapolis, IN 46204. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Best for Indiana homeowners who are currently delinquent on their mortgage or at imminent risk of foreclosure and need a free, qualified advocate to work with their lender. The main caveat is that the Indiana Homeowner Assistance Fund closed in August 2024, so IFPN can provide counseling and lender negotiation support but cannot offer direct financial relief — homeowners needing cash assistance will need to look elsewhere.
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