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Indiana Foreclosure Prevention Network offers free, confidential HUD-certified counseling for Indiana homeowners facing mortgage delinquency or foreclosure.
Data compiled from public sources
The Indiana Foreclosure Prevention Network (IFPN) is a statewide coalition of HUD-certified housing counseling agencies operating under the 1-877-GET-HOPE hotline. The network was established to connect Indiana homeowners in financial distress with qualified counselors who can help navigate mortgage delinquency and foreclosure risk. IFPN operates in partnership with the Indiana Housing and Community Development Authority (IHCDA), which also administers the Low-Income Home Energy Assistance Program (LIHEAP) referenced on the site.
IFPN's primary offering is free, confidential foreclosure prevention counseling delivered by HUD-certified housing counselors. When a homeowner contacts the network, they are matched with a local agency counselor who assesses their situation, reviews their finances, and works directly with their mortgage lender to identify the best course of action — which may include loan modifications, repayment plans, or other loss-mitigation options. The site also provides information and referrals for utility assistance through LIHEAP, which helps low-income Hoosier households pay heat and electric bills via email contact at eap@ihcda.in.gov.
What distinguishes IFPN from general credit counseling services is its specific focus on foreclosure prevention and its HUD certification. HUD-approved counselors are held to federal standards and are prohibited from charging fees, making this a genuinely free service rather than a nonprofit that upsells paid plans. The statewide agency network means homeowners can typically find a local counselor rather than relying solely on remote or phone-based help. The branded hotline (1-877-GET-HOPE) is a low-barrier entry point designed to reach homeowners during crisis.
However, an important caveat is that the Indiana Homeowner Assistance Fund (IHAF) — the program that provided direct mortgage payment assistance — made its final disbursements in August 2024 and is permanently closed. This means IFPN can no longer access financial relief funds on a homeowner's behalf; the network is now counseling-only. For homeowners who need actual cash assistance to catch up on payments, IFPN cannot provide that and there is currently no replacement program listed on the site.
This is state-level context for Free Help consumers in Indianapolis, IN. It does not confirm that Indiana Foreclosure Prevention Network or this specific location is licensed.
State regulator
Indiana Department of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Indiana Foreclosure Prevention Network offers 10 services including Free foreclosure prevention counseling, Mortgage delinquency assessment and action planning, HUD-certified housing counseling, Direct lender negotiation support on behalf of homeowner, Referrals to local counseling agencies statewide, and 5 more.
Indiana Foreclosure Prevention Network has profile signals associated with Indiana homeowners who are behind on mortgage payments and need a free advocate, Hoosiers facing imminent foreclosure who need urgent lender negotiation help, Low-income Indiana households also struggling with utility bills (LIHEAP referrals), Homeowners who received prior IHAF mortgage assistance and have follow-up questions.
Key strengths: HUD-certified counselors — held to federal quality and ethics standards; listed with no monthly subscription and confidential service with no upsells; Counselors negotiate directly with the homeowner's lender. Areas to consider: Indiana Homeowner Assistance Fund (IHAF) is permanently closed as of August 2024 — no direct financial aid available; Indiana residents only — out-of-state homeowners cannot use this network.
In the Free Help category, comparable providers include A American Debt Consolidation, Midwest Credit & Finance Consultants, Inc., Prosperity Indiana (Indiana Association for Community Economic Development). Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
profile signals for Indiana homeowners who are currently delinquent on their mortgage or at imminent risk of foreclosure and need a free, qualified advocate to work with their lender. The main caveat is that the Indiana Homeowner Assistance Fund closed in August 2024, so IFPN can provide counseling and lender negotiation support but cannot offer direct financial relief — homeowners needing cash assistance will need to look elsewhere.
ACCC is a nonprofit credit counseling organization offering debt management plans, credit counseling, and financial education to help consumers repay credit card debt with lower interest rates.
Profile signals: Consumers with credit card debt seeking to reduce interest rates through negotiation context to verify, Individuals needing financial education and budgeting guidance alongside debt relief
Midwest Credit & Finance Consultants provides credit and debt services in Indianapolis. Limited website content available for detailed service assessment.
Profile signals: Consumers seeking local credit and debt services in Indianapolis, Individuals preferring phone-based consultation for credit issues
Statewide nonprofit membership organization providing advocacy, training, and resources to community economic development practitioners across Indiana since 1986.
Profile signals: Community development organizations and nonprofits seeking professional training and peer networks, Public sector practitioners implementing community economic development initiatives
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