U
USA Check Center (formerly Check Center)
Contact
BBB:
Part of the ACE Cash Express chain · locations
ACE Cash Express in Indianapolis, IN
40 N Delaware St in Indianapolis, IN is home to ACE Cash Express, offering check cashing, payday loans, and money transfers.
Data compiled from public sources · Rating from CreditDoc methodology
ACE Cash Express Review
ACE Cash Express is located at 40 N Delaware St in downtown Indianapolis, IN. This standalone check-cashing store is open Monday to Friday 9am–6pm and Saturday 10am–4pm (closed Sundays). The Indianapolis location is conveniently accessible for residents and workers in the downtown corridor.
This downtown Indianapolis location provides check cashing, payday loans, title loans, and wire transfers. Call 317-638-0712 for more information or to confirm current hours. You'll need a valid government-issued ID and proof of income for most services.
Indianapolis residents who need quick cash can visit this N Delaware St location for same-day check cashing and short-term loans—often without requiring a bank account. Bring your ID and supporting documents (such as recent pay stubs for payday loans). This location serves the Indianapolis community as a reliable option for fast financial services.
Services & Features
Bill payments
Business services
Check cashing
Customer service support
Installment loans
Money transfers (domestic and international)
Online loans
Prepaid cards (Porte)
Store locator service
Tax services
Title loans
Wire transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Multiple service offerings beyond loans: check cashing, bill payments, money transfers, and tax services in one location
- Online loan application option available for qualified customers
- Wide geographic presence with store locator tool to find nearby locations
- Established customer service infrastructure with multiple contact channels (phone, email)
- Prepaid card products (Porte) available for consumers seeking banking alternatives
- Title loans available as collateral-based borrowing option in eligible states
- Money transfer services for international and domestic transactions
Cons
- Website shows 404 errors on location-specific pages, indicating outdated or broken site infrastructure
- Service availability severely restricted by state—loan products explicitly unavailable in some states like Colorado
- Website content does not disclose APR, fees, or loan terms, making cost comparison impossible
- No transparent pricing information available on publicly accessible pages
- Limited information about online loan eligibility requirements or application process
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.5
Transparency 2.3
Ease of Use 3.9
Frequently Asked Questions
Is ACE Cash Express legitimate?
Yes. ACE Cash Express is a registered company, headquartered in 40 N Delaware St, Indianapolis, IN 46204.
Quick Facts
- Headquarters
- 40 N Delaware St, Indianapolis, IN 46204
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on ACE Cash Express
ACE Cash Express is best for consumers in areas where their services are state-approved and who need bundled financial services like check cashing combined with emergency borrowing. The main caveat is that product availability varies dramatically by state, loan terms and costs are not transparent on the website, and the site infrastructure shows significant maintenance issues that may affect customer experience.
Best For
- Consumers needing check cashing without a bank account
- Those requiring bill payment services and money transfers in a single location
- Underbanked individuals seeking collateral-based title loans in eligible states
- Customers in states where ACE's specific loan products are available and regulatory-compliant
Updated 2026-04-29
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