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40 N Delaware St in Indianapolis, IN is home to ACE Cash Express, offering check cashing, payday loans, and money transfers.
Data compiled from public sources
ACE Cash Express is located at 40 N Delaware St in downtown Indianapolis, IN. This standalone check-cashing store is open Monday to Friday 9am–6pm and Saturday 10am–4pm (closed Sundays). The Indianapolis location is conveniently accessible for residents and workers in the downtown corridor.
This downtown Indianapolis location provides check cashing, payday loans, title loans, and wire transfers. Call 317-638-0712 for more information or to confirm current hours. You'll need a valid government-issued ID and proof of income for most services.
Indianapolis residents who are researching short-term cash access can visit this N Delaware St location for same-day check cashing and short-term loans—often without requiring a bank account. Bring your ID and supporting documents (such as recent pay stubs for payday loans). This location serves the Indianapolis community as a reliable option for fast financial services.
This is state-level context for Check Cashing & Money Services consumers in Indianapolis, IN. It does not confirm that ACE Cash Express or this specific location is licensed.
State regulator
Indiana Department of Financial Institutions
Consumer protection
Short-term lending status: Legal
General rate context: 36% for first $2,000 (small loans); payday loans capped at $605 with tiered fees
Indiana allows payday lending with a $605 cap and tiered fee structure. A statewide database prevents excessive borrowing. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the DFI or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
ACE Cash Express offers 12 services including Check cashing, Money transfers (domestic and international), Bill payments, Installment loans, Title loans, and 7 more.
ACE Cash Express has profile signals associated with Consumers needing check cashing without a bank account, Those requiring bill payment services and money transfers in a single location, Underbanked individuals seeking collateral-based title loans in eligible states, Customers in states where ACE's specific loan products are available and regulatory-compliant.
Key strengths: Multiple service offerings beyond loans: check cashing, bill payments, money transfers, and tax services in one location; Online loan application option available for qualified customers; Wide geographic presence with store locator tool to find nearby locations. Areas to consider: Website shows 404 errors on location-specific pages, indicating outdated or broken site infrastructure; Service availability severely restricted by state—loan products explicitly unavailable in some states like Colorado.
In the Check Cashing & Money Services category, comparable providers include ACE Cash Express - ATM, Checks Cashed Loans Pay Bills, CheckSmart. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
ACE Cash Express is profile signals for consumers in areas where their services are state-approved and who need bundled financial services like check cashing combined with emergency borrowing. The main caveat is that product availability varies materially by state, loan terms and costs are not listed on the website, and the site infrastructure shows significant maintenance issues that may affect customer experience.
ACE Cash Express in Indianapolis offers check cashing, payday loans, money transfers, and ATM services at their E Washington St location with extended weekday hours.
Profile signals: Unbanked or underbanked customers needing check cashing without a bank account, Indianapolis residents needing quick access to cash or emergency small-dollar loans
ACE Cash Express provides check cashing, payday loans, bill payment, and money transfer services at physical locations. No bank account required for most services.
Profile signals: Unbanked or underbanked consumers needing immediate check cashing without a bank account, International money transfer users who need to send funds to 200+ countries quickly
Clarksville, IN CheckSmart provides check cashing and short-term loans at 907 Eastern Blvd.
Profile signals: Unbanked or underbanked Ohio residents needing check cashing or a prepaid debit card, Consumers who need money orders, wire transfers, or bill pay in person
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