Independence, Missouri

Credit Repair & Financial Services in Independence

Compare 9 credit repair companies, personal lenders, and financial services in Independence, Missouri. All independently reviewed with BBB ratings and pricing.

Top Rated in Independence

9 companies
23rd Street Pawn logo

23rd Street Pawn

23rd Street Pawn is a pawn shop offering collateral-based loans against personal items like jewelry, electronics, and valuables with quick funding and no credit checks required.

3.9/5
Contact BBB: NR

Best for: Individuals facing genuine emergencies who need cash within hours and have no other options, People with damaged credit or no credit history unable to access traditional lenders

Cash America Pawn logo

Cash America Pawn

Independence, MO's Cash America Pawn location on E US Hwy 24 offers pawn loans and used merchandise sales 6 days a week.

3.9/5
Contact BBB: NR

Best for: Credit-constrained consumers who cannot qualify for traditional bank loans but need immediate cash, Individuals with valuable personal assets (electronics, jewelry, tools, instruments) they're willing to use as collateral

Cash America Pawn logo

Cash America Pawn

Independence, MO's Cash America Pawn on South Noland Road offers fast pawn loans and sales.

3.9/5
Contact BBB: NR

Best for: Individuals needing immediate cash for emergencies without credit qualification or background checks, People with valuable items (jewelry, electronics, instruments) they can temporarily pledge for short-term loans

KC Gold and Diamond Traders logo

KC Gold and Diamond Traders

KC Gold and Diamond Traders buys and sells gold, diamonds, coins, bullion, and jewelry in Independence, MO, with 20 years of industry experience and on-site purity testing.

3.9/5
Contact BBB: NR

Best for: People with unused gold jewelry, coins, or bullion seeking immediate cash liquidity, Customers with broken, damaged, or scrap precious metals they want to convert to cash quickly

Security Finance logo

Security Finance

Security Finance is a consumer installment lender with 1,000+ branch locations across the South and Southwest, offering small personal loans to credit-challenged borrowers since 1955.

3.9/5
Contact BBB: NR

Best for: Borrowers with bad or no credit who have been declined by banks and credit unions, Consumers needing $500–$3,000 quickly with a structured repayment plan rather than a lump-sum payback

Shop 'N Pawn of Independence (on the Independence Square) logo

Shop 'N Pawn of Independence (on the Independence Square)

Shop 'N Pawn of Independence is a pawn shop offering collateral-based loans and the buying/selling of merchandise in the Independence Square area.

3.8/5
Contact BBB: NR

Best for: Consumers needing immediate cash against personal collateral, People without access to traditional credit or credit lines

Pawn Shops in Independence

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23rd Street Pawn logo

23rd Street Pawn

23rd Street Pawn is a pawn shop offering collateral-based loans against personal items like jewelry, electronics, and valuables with quick funding and no credit checks required.

3.9/5
Contact BBB: NR

Best for: Individuals facing genuine emergencies who need cash within hours and have no other options, People with damaged credit or no credit history unable to access traditional lenders

Cash America Pawn logo

Cash America Pawn

Independence, MO's Cash America Pawn location on E US Hwy 24 offers pawn loans and used merchandise sales 6 days a week.

3.9/5
Contact BBB: NR

Best for: Credit-constrained consumers who cannot qualify for traditional bank loans but need immediate cash, Individuals with valuable personal assets (electronics, jewelry, tools, instruments) they're willing to use as collateral

Cash America Pawn logo

Cash America Pawn

Independence, MO's Cash America Pawn on South Noland Road offers fast pawn loans and sales.

3.9/5
Contact BBB: NR

Best for: Individuals needing immediate cash for emergencies without credit qualification or background checks, People with valuable items (jewelry, electronics, instruments) they can temporarily pledge for short-term loans

KC Gold and Diamond Traders logo

KC Gold and Diamond Traders

KC Gold and Diamond Traders buys and sells gold, diamonds, coins, bullion, and jewelry in Independence, MO, with 20 years of industry experience and on-site purity testing.

3.9/5
Contact BBB: NR

Best for: People with unused gold jewelry, coins, or bullion seeking immediate cash liquidity, Customers with broken, damaged, or scrap precious metals they want to convert to cash quickly

Shop 'N Pawn of Independence (on the Independence Square) logo

Shop 'N Pawn of Independence (on the Independence Square)

Shop 'N Pawn of Independence is a pawn shop offering collateral-based loans and the buying/selling of merchandise in the Independence Square area.

3.8/5
Contact BBB: NR

Best for: Consumers needing immediate cash against personal collateral, People without access to traditional credit or credit lines

Shop 'N Pawn, Inc logo

Shop 'N Pawn, Inc

Shop 'N Pawn, Inc operates pawn shops offering collateral-based loans and gold/jewelry buying services in the Independence area.

3.8/5
Contact BBB: NR

Best for: Consumers with poor credit who cannot qualify for traditional personal loans, People needing immediate cash within hours rather than days

Emergency Cash in Independence

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Loan for Any Purpose logo

Loan for Any Purpose

Independence, MO's Loan for Any Purpose at 120 E Lexington Ave offers same-day payday and title loans.

2.3/5
Contact BBB: NR

Best for: Borrowers with poor or no credit history needing emergency cash within 24 hours, Vehicle owners needing larger loans ($5,000–$50,000) willing to use their car as collateral

Speedy Cash logo

Speedy Cash

Independence, MO Speedy Cash provides quick payday and title loans at 11221 East 23rd St S.

2.3/5
Contact BBB: NR

Best for: Borrowers needing fast cash under $500 to bridge a gap until payday, Vehicle owners seeking short-term loans of $1,000–$4,000 using their car as collateral

I Need a Loan in Independence

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Security Finance logo

Security Finance

Security Finance is a consumer installment lender with 1,000+ branch locations across the South and Southwest, offering small personal loans to credit-challenged borrowers since 1955.

3.9/5
Contact BBB: NR

Best for: Borrowers with bad or no credit who have been declined by banks and credit unions, Consumers needing $500–$3,000 quickly with a structured repayment plan rather than a lump-sum payback

Your Rights in Missouri

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Independence offer free guidance at consumerfinance.gov.

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