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Part of the Cash America Pawn chain · locations
Cash America Pawn in Independence, MO
Independence, MO's Cash America Pawn on South Noland Road offers fast pawn loans and sales.
Data compiled from public sources · Rating from CreditDoc methodology
Cash America Pawn Review
Cash America Pawn in Independence, MO is located at 1417 S Noland Road, a convenient spot in the heart of Independence's commercial area. The shop operates Monday through Friday from 9 AM to 7 PM and Saturday 9 AM to 4 PM, closed Sundays. You'll find a clean, well-organized pawn shop with a wide selection of electronics, jewelry, musical instruments, and tools available for purchase or trade.
At this Independence location, the team buys and sells items across multiple categories, and also provides fast cash loans using personal possessions as collateral. Whether you need quick cash or want to sell items, you can reach the store at +1 816-833-8300 to ask about current inventory or terms. The staff at this South Noland Road branch are experienced in fair evaluations and straightforward transactions.
For Independence residents needing immediate cash or looking to pick up items at great prices, Cash America Pawn offers a straightforward alternative to traditional loans. Bring a valid ID when visiting, and the team will evaluate your items quickly. This is a locally-operated pawn shop serving the Independence community directly.
Services & Features
Fast cash payment on items brought to stores
General merchandise sales from store inventory
Gold, silver, and precious metal buying at cash prices
Layaway plans with 10% down payment option
Lease-to-own and retail finance solutions through AFF subsidiary (15,000+ merchant partners)
Non-recourse collateral-based lending (no personal liability beyond collateral)
Online information about what items the company buys
Pawn loans secured by pledged personal property
Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Store locator tool to find nearest location
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 3,300+ store locations across 29 U.S. states plus UK and Latin America provide convenient access for customers
- Non-recourse pawn loans mean no personal liability or credit reporting—only collateral is at risk
- Fast cash access with no credit checks or income verification required
- Buys virtually any item of value (jewelry, electronics, tools, instruments, etc.) for immediate cash payment
- Layaway service with low 10% down payment option provides alternative to pawn lending
- Gold and precious metal buying specializes in quick conversion of items many people already own
- Publicly-traded company (S&P MidCap 400, Russell 2000) suggests regulatory oversight and stability
Cons
- Pawn loans carry high interest rates and fees that can exceed 100%+ APR depending on location and loan structure
- Risk of losing personal property permanently if loan plus interest and fees cannot be repaid within the loan term
- Limited transparency on website regarding specific interest rates, terms, and conditions—requires visiting individual locations
- Retail resale of forfeited merchandise at markup represents substantial cost markup beyond the original loan value
- Primarily serves credit-constrained consumers, suggesting more vulnerable populations may be target market
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is Cash America Pawn legitimate?
Yes. Cash America Pawn is a registered company, headquartered in 1417 S Noland Rd, Independence, MO 64055.
Quick Facts
- Headquarters
- 1417 S Noland Rd, Independence, MO 64055
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Cash America Pawn
FirstCash is best for individuals experiencing genuine financial emergencies who have valuable personal property they can pledge and repay within the loan term, offering non-recourse access to cash without credit checks. The critical caveat is that pawn loans are extremely expensive borrowing mechanisms with triple-digit interest rates, and most people should exhaust other financing options (credit cards, personal loans, employer advances, credit union PALs) before pawning valuables, as the cost of default is permanent loss of property.
Best For
- Individuals needing immediate cash for emergencies without credit qualification or background checks
- People with valuable items (jewelry, electronics, instruments) they can temporarily pledge for short-term loans
- Consumers seeking to sell gold, silver, platinum, or other precious metals for quick cash
- Layaway shoppers who prefer smaller down payments (10%) over full upfront purchase or credit card financing
Updated 2026-04-29
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