W
WestSide Loan Company
Contact
BBB:
Part of the Cash America Pawn chain · locations
Cash America Pawn in Independence, MO
Independence, MO's Cash America Pawn location on E US Hwy 24 offers pawn loans and used merchandise sales 6 days a week.
Data compiled from public sources · Rating from CreditDoc methodology
Cash America Pawn Review
Cash America Pawn in Independence, MO is located at 11501 E US Hwy 24, a convenient spot on the city's east side near the highway. This standalone pawnshop is open Monday through Friday from 9 AM to 7 PM, with Saturday hours from 9 AM to 4 PM, and closed on Sundays.
At this Independence location, you can pawn personal items for immediate cash, purchase previously owned merchandise, or sell items outright. Whether you need emergency funds or are looking for deals on used goods, the knowledgeable staff can help. Call 816-836-9994 to ask about specific items or get more details about the pawn process.
If you live or work in Independence, MO and need quick cash without a credit check, this Cash America Pawn branch is accessible right off US Hwy 24. Bring a valid ID and the item you want to pawn or sell—transaction times are fast, and the team can often complete deals within minutes.
Services & Features
General merchandise buying ("We buy almost anything of value")
Gold and precious metal buying with immediate cash payment
Layaway service with 10% down payment option
Lease-to-own and retail finance solutions through AFF subsidiary and 15,000+ merchant partners
Online store locator with 2,500+ store locations
Pawn FAQ and educational resources
Pawn loans secured by pledged personal property
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator and inventory search tools
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Massive network of 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America ensures convenient access for customers
- Non-recourse pawn loans mean borrowers are not personally liable beyond the pledged collateral—no deficiency judgments
- Fast cash on-the-spot for gold, jewelry, and other merchandise without credit checks
- Immediate payment for items sold to FirstCash, providing instant liquidity
- Publicly traded company (S&P 400, Russell 2000) with transparent financial reporting and established operational standards
- Layaway service offers 10% down alternative for customers who prefer installment-based retail purchasing
- Wide variety of merchandise accepted including electronics, tools, appliances, and musical instruments—not limited to jewelry
Cons
- Pawn loans require surrendering physical possessions, creating risk of losing sentimental or essential items if unable to repay
- Pawn loan interest rates are typically high compared to traditional bank loans, though specific rates not disclosed on website
- Limited transparency on loan terms, repayment periods, and APR ranges on their public website—details require store visit or contact
- Liquidation of pledged items may occur at significant discounts below original value if redemption period expires
- Retail merchandise quality and inventory varies by location; no guarantee of finding specific items needed
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is Cash America Pawn legitimate?
Yes. Cash America Pawn is a registered company, headquartered in 11501 E US Hwy 24, Independence, MO 64054.
Quick Facts
- Headquarters
- 11501 E US Hwy 24, Independence, MO 64054
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Cash America Pawn
FirstCash is best for credit-constrained consumers who own valuable personal property and need fast cash without credit checks or background approval. The primary caveat is that pawn loans require surrendering physical collateral with risk of forfeiture, and effective interest rates are typically higher than traditional lending alternatives, making this suitable only for urgent cash needs rather than long-term financing.
Best For
- Credit-constrained consumers who cannot qualify for traditional bank loans but need immediate cash
- Individuals with valuable personal assets (electronics, jewelry, tools, instruments) they're willing to use as collateral
- Customers seeking fast, same-day cash without lengthy credit application processes
- Budget-conscious shoppers interested in purchasing discounted used merchandise or trying layaway options
Updated 2026-04-29
More Pawn Shops
W
We Buy Everything - Philadelphia
Contact
BBB:
W
We Buy Everything Pawn Shop - Springfield
Contact
BBB:
Financial Wellness Guides
How to Read Your Credit Report (And Spot Errors)
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Buy Now, Pay Later: How BNPL Really Affects Your Credit
Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Understanding Your Credit Score: The Complete Guide
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Cash America Pawn and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.