Fresno, CA

Credit Repair & Financial Services in Fresno

Review 64 credit repair companies, personal lenders, and financial services in Fresno, California. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

California avg credit score: 716 Median income: $91,905 Poverty rate: 11% Payday loans: Legal California overview →

Featured Provider Profiles in Fresno

64 companies
5 Star Car Title Loans logo

5 Star Car Title Loans

At 6620 N Blackstone Ave in Fresno, CA, 5 Star Car Title Loans provides title-loan profile details to local residents with valid ID and clear vehicle title.

BBB: NR

Profile signals: Vehicle owners with short-term cash needs ($1,000–$10,000) and established equity in their car, Borrowers with damaged credit who may not meet personal-loan or credit-card criteria

5 Star Car Title Loans logo

5 Star Car Title Loans

Fresno's 5 Star Car Title Loans branch at 2237 E McKinley Ave provides car title loans to residents researching short-term cash access.

BBB: NR

Profile signals: Borrowers with vehicle equity who need urgent expense context and have poor or no credit history, People facing immediate expenses (rent, medical, car repairs) who may not meet traditional loan criteria

ACE Cash Express logo

ACE Cash Express

Fresno, CA's ACE Cash Express at 3241 W Shaw Ave provides payday loans, title loans, and check cashing services.

BBB: NR

Profile signals: Consumers researching short-term cash access before next paycheck or short-term funds, Borrowers with vehicle title equity seeking collateral-based loans

ACE Cash Express logo

ACE Cash Express

Fresno's ACE Cash Express at 432 E Bullard Ave offers payday and title-loan profile details to Central Valley residents.

BBB: NR

Profile signals: Consumers needing quick access to cash with existing collateral (title loans), Unbanked or underbanked individuals seeking check cashing or money transfer services

Advance America logo

Advance America

Fresno, CA's Advance America payday loans and title loans on E Kings Canyon Rd — short-term cash access for short-term cash research.

BBB: A+

Profile signals: Consumers with poor or no credit history who need $100–$1,500 urgently and cannot qualify for bank loans, Borrowers who need cash before their next paycheck and have a clear, short repayment timeline

Auto Pawn of Fresno logo

Auto Pawn of Fresno

Downtown Fresno pawn shop offering collateral-based loans and quality previously owned electronics, jewelry, handbags, and household items.

BBB: NR

Profile signals: Customers researching short-term cash access ($100-$5,000+) with valuable items to pledge as collateral, Individuals seeking secondhand electronics, jewelry, or luxury goods at discounted prices

Emergency Cash in Fresno

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5 Star Car Title Loans logo

5 Star Car Title Loans

At 6620 N Blackstone Ave in Fresno, CA, 5 Star Car Title Loans provides title-loan profile details to local residents with valid ID and clear vehicle title.

BBB: NR

Profile signals: Vehicle owners with short-term cash needs ($1,000–$10,000) and established equity in their car, Borrowers with damaged credit who may not meet personal-loan or credit-card criteria

5 Star Car Title Loans logo

5 Star Car Title Loans

Fresno's 5 Star Car Title Loans branch at 2237 E McKinley Ave provides car title loans to residents researching short-term cash access.

BBB: NR

Profile signals: Borrowers with vehicle equity who need urgent expense context and have poor or no credit history, People facing immediate expenses (rent, medical, car repairs) who may not meet traditional loan criteria

ACE Cash Express logo

ACE Cash Express

Fresno, CA's ACE Cash Express at 3241 W Shaw Ave provides payday loans, title loans, and check cashing services.

BBB: NR

Profile signals: Consumers researching short-term cash access before next paycheck or short-term funds, Borrowers with vehicle title equity seeking collateral-based loans

ACE Cash Express logo

ACE Cash Express

Fresno's ACE Cash Express at 432 E Bullard Ave offers payday and title-loan profile details to Central Valley residents.

BBB: NR

Profile signals: Consumers needing quick access to cash with existing collateral (title loans), Unbanked or underbanked individuals seeking check cashing or money transfer services

Advance America logo

Advance America

Fresno, CA's Advance America payday loans and title loans on E Kings Canyon Rd — short-term cash access for short-term cash research.

BBB: A+

Profile signals: Consumers with poor or no credit history who need $100–$1,500 urgently and cannot qualify for bank loans, Borrowers who need cash before their next paycheck and have a clear, short repayment timeline

Cash Now ETC. logo

Cash Now ETC.

Max Cash offers online emergency loans from $250-$10,000+ in Fresno, CA with vehicle collateral options and 24/7 application process.

BBB: NR

Profile signals: Consumers with low to very low credit scores unable to qualify for traditional personal loans or bank financing, Vehicle owners facing urgent expense research who are willing to use their car as collateral for potentially larger amounts

Check Cashing & Money Services in Fresno

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California Check Cashing Stores logo

California Check Cashing Stores

Fresno, CA's California Check Cashing Stores at 3089 E Shields Ave offers fast check cashing and money transfer services.

BBB: NR

Profile signals: Unbanked or underbanked San Francisco residents who need to cash payroll or government checks, Consumers needing small emergency cash advances of up to $250 quickly

California Check Cashing Stores logo

California Check Cashing Stores

At 3077 W Shaw Ave in Fresno, CA, California Check Cashing Stores provides quick check-cashing.

BBB: NR

Profile signals: Unbanked or underbanked San Francisco residents needing immediate check cashing without a bank account, Workers seeking small emergency cash advances ($100–$250) between paychecks with application-timing claims

Check Cashing Shop N Quick logo

Check Cashing Shop N Quick

Check Cashing Shop N Quick provides check cashing, money orders, wire transfers, and bill payment services at their Fresno, CA location with extended weekday hours.

BBB: NR

Profile signals: Unbanked or underbanked consumers without checking accounts, Workers needing immediate access to paycheck funds outside banking hours

J & L Check Cashing logo

J & L Check Cashing

J & L Check Cashing is a check-cashing service located in West Fresno, CA offering check cashing and related financial transaction services.

BBB: NR

Profile signals: Unbanked or underbanked Fresno residents needing immediate check conversion, Local workers and gig economy participants requiring same-day cash access

Las Palmas Check Cashing logo

Las Palmas Check Cashing

Las Palmas Check Cashing in Fresno, CA offers check cashing services with extended weekday hours (9AM-7PM). Located at 3075 Tulare St with a 4.2-star rating.

BBB: NR

Profile signals: Unbanked workers in central Fresno needing check conversion during business hours, Individuals without bank accounts seeking straightforward check cashing services

Liquor King Check Cashing logo

Liquor King Check Cashing

Liquor King in Fresno offers check cashing services specializing in payroll, tax refunds, insurance drafts, and government checks alongside its liquor retail business.

BBB: NR

Profile signals: Shift workers and night-shift employees needing after-hours check cashing access, Individuals filing seasonal or annual tax returns who need rapid refund check conversion

Pawn Shops in Fresno

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Auto Pawn of Fresno logo

Auto Pawn of Fresno

Downtown Fresno pawn shop offering collateral-based loans and quality previously owned electronics, jewelry, handbags, and household items.

BBB: NR

Profile signals: Customers researching short-term cash access ($100-$5,000+) with valuable items to pledge as collateral, Individuals seeking secondhand electronics, jewelry, or luxury goods at discounted prices

Deans Pawning & Instant Cash / Deans Coins logo

Deans Pawning & Instant Cash / Deans Coins

Deans Coins & Pawning is a 30+ year-old pawn broker in Fresno, CA offering collateral-based loans up to $50,000, jewelry/coins buying, and retail resale of electronics, tools, firearms, and instruments.

BBB: NR

Profile signals: Customers with valuable items (jewelry, electronics, tools, firearms) who need short-term cash and may not meet traditional credit criteria, Those seeking a 120-day interest-free period to repay a collateral loan without payment obligations

Federal Jewelry & Loan Inc logo

Federal Jewelry & Loan Inc

Federal Jewelry & Loan is a Fresno-based pawn shop offering collateral-based loans, jewelry sales, and pre-owned merchandise with over 60 years of community service.

BBB: NR

Profile signals: Fresno-area residents researching emergency-cash options quickly without credit approval, People with valuable collateral (jewelry, electronics, instruments) seeking short-term loans

Fresno Coin Gallery Jewelry & Loan logo

Fresno Coin Gallery Jewelry & Loan

Fresno Coin Gallery operates three pawn and jewelry loan locations across California's Central Valley, offering collateral-based loans secured by jewelry, coins, and valuables with provider-stated funding timing.

BBB: NR

Profile signals: Individuals researching short-term cash access who own jewelry, coins, or other valuables and lack access to traditional credit, Central Valley residents (Fresno and Visalia areas) with collateral assets seeking quick liquidity with eligibility claims to verify

Fresno Coin Jewelry & Loan Downtown logo

Fresno Coin Jewelry & Loan Downtown

Fresno Coin Gallery Jewelry & Loan operates three California locations offering pawn loans, jewelry sales, and coin services with a focus on fair valuations and respectful customer treatment.

BBB: NR

Profile signals: Consumers researching short-term cash access who have valuable collateral (jewelry, coins, electronics) and cannot access traditional credit, Spanish-speaking residents of Fresno/Visalia seeking respectful customer service in their preferred language

Fresno Coin the Pawn Shop logo

Fresno Coin the Pawn Shop

Fresno Coin Gallery operates three Central Valley pawn shop locations offering collateral-based loans on gold, diamonds, and jewelry with rates as low as 1% on short-term loans.

BBB: NR

Profile signals: Individuals with short-term cash needs who own gold, platinum, silver, or diamond jewelry they can use as collateral, Spanish-speaking customers in the Central Valley who prefer multilingual service

Credit Unions in Fresno

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Central Valley Firefighters logo

Central Valley Firefighters

Central Virginia Federal Credit Union is a member-owned financial cooperative offering auto loans, home loans, personal loans, credit cards, and deposit accounts with rate claims to verify.

BBB: NR

Profile signals: Central Virginia residents seeking competitive auto financing with rates below 3% APR, Community-minded individuals preferring member-owned cooperative banking over corporate bank structures

Eecu logo

Eecu

Educational Employees Credit Union (EECU) is a not-for-profit, member-owned credit union offering savings accounts, loans, credit cards, and investment services to eligible members.

BBB: NR

Profile signals: Educators and educational sector employees seeking member-owned banking, Borrowers interested in listed products like ecological/solar loans

First California logo

First California

First California Federal Credit Union is a member-owned financial cooperative offering checking, savings, loans, and credit cards with rate claims to verify and digital banking access.

BBB: NR

Profile signals: Members seeking competitive auto and home equity loan rates with a community-focused financial institution, Consumers prioritizing 24/7 digital banking access and mobile-first financial management

Fresno Police Department logo

Fresno Police Department

Member-owned credit union serving Fresno Police Department employees and eligible members since 1954, offering rate claims to verify on savings accounts, loans, and financial services.

BBB: NR

Profile signals: Current and retired Fresno Police Department employees seeking primary banking relationship with member-owned institution, Police department families eligible for membership wanting rate claims to verify on auto loans and mortgages

San Joaquin Power Employees logo

San Joaquin Power Employees

PG&E-exclusive credit union since 1934 offering member financial services including loans, share accounts, and online banking to Pacific Gas & Electric employees.

BBB: NR

Profile signals: Current PG&E employees seeking member-owned banking alternatives with employer-specific institutional knowledge, PG&E staff needing personal or member loans with potential employment-based lending consideration

United Local logo

United Local

United Local is a member-owned credit union offering online banking, auto loans, personal loans, lines of credit, and VISA credit cards to its members.

BBB: NR

Profile signals: Members seeking lower-cost banking and lending alternatives to for-profit banks, Consumers applying for auto loans or personal loans who want to avoid payday lenders or high-cost lending

Personal Loans in Fresno

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Lendmark Financial Services LLC logo

Lendmark Financial Services LLC

Lendmark Financial Services LLC Fresno, California — Lendmark Financial Services is a consumer finance company offering personal loans, auto loans, and ...

BBB: NR

Profile signals: Consumers seeking personal-loan profile details for specific expenses (weddings, vacations, home improvements), Borrowers with fair or subprime credit looking to consolidate high-rate debts into one payment

Loan For Any Purpose logo

Loan For Any Purpose

Loan For Any Purpose Fresno, California — Loan For Any Purpose offers cash advances, payday loans, title loans, and personal loans up to $50K with same-...

BBB: NR

Profile signals: Consumers with poor or no credit history who are researching short-term cash access ($100–$1,000) for emergencies and have no other lending options, Vehicle owners needing larger emergency loans ($5K–$50K) who can secure with title but lack traditional credit access

OneMain Financial logo

OneMain Financial

Fresno, CA - OneMain Financial at 7430 N Fresno St offers personal loans with provider-stated funding timing.

BBB: NR

Profile signals: Near-prime or subprime borrowers who cannot qualify for bank or credit union personal loans, Borrowers who prefer in-person guidance from a loan staff context over a purely digital process

Oportun logo

Oportun

Fresno, CA's Oportun location on E Butler Ave offers personal loans with flexible terms for local residents seeking immediate lending solutions.

BBB: NR

Profile signals: Borrowers with no credit history or a thin credit file, Unbanked or underbanked consumers who pay bills in cash

Snap Loans Cash logo

Snap Loans Cash

Online personal loan marketplace connecting borrowers to lender claims to verify offering $100–$30,000 loans with next-business-day funding and bad-credit consideration.

BBB: NR

Profile signals: Borrowers with bad credit or prior bankruptcy seeking loan amounts over $1,000, Employed individuals with active wage garnishment researching short-term funds and cannot qualify at traditional banks

Westland Auto Sales - Fresno's Buy Here Pay Here Car Dealer logo

Westland Auto Sales - Fresno's Buy Here Pay Here Car Dealer

Westland Auto Sales is a Buy Here Pay Here used car dealership in Fresno, CA specializing in in-house auto financing for buyers with bad credit, no credit, or past repossessions.

BBB: NR

Profile signals: Consumers with bad credit or no credit history unable to qualify for traditional auto loans, Borrowers with recent bankruptcy or repossession seeking a second chance at vehicle ownership

Banks in Fresno

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Community West Bank logo

Community West Bank

Community West Bank is a Central California-based community bank offering relationship-driven banking, lending, and treasury management services across 31 communities in 13 counties.

BBB: NR

Profile signals: Central California businesses seeking relationship-based lending and local decision-making, Individuals and families in the Sacramento, San Joaquin Valley, and Central Coast regions

Ffb Bank logo

Ffb Bank

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Murphy Bank logo

Murphy Bank

FDIC-insured specialty bank established in 1984, focusing on mobile home loans, farm equipment financing, and commercial vehicle loans across California.

BBB: NR

Profile signals: California residents purchasing or refinancing mobile homes seeking listed lending experience context, Farm owners and agricultural operators needing equipment financing with lenders familiar with farming business cycles

United Security Bank logo

United Security Bank

United Security Bank merged with Community West Bank in April 2016 to form a stronger community bank serving Central California with consumer and business banking services.

BBB: NR

Profile signals: Central California residents seeking community bank relationships, Small to medium-sized businesses in the region requiring commercial banking services

Free Help in Fresno

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Community Housing Council of Fresno logo

Community Housing Council of Fresno

Non-profit housing counseling organization providing free and low-cost assistance to California families for homeownership, rental support, and financial management.

BBB: NR

Profile signals: First-time homebuyers in California seeking education and pre-purchase counseling, Renters facing eviction seeking legal and financial guidance

Fresno Interdenominational Refugee Ministries logo

Fresno Interdenominational Refugee Ministries

Faith-based nonprofit providing HUD-certified housing counseling, financial counseling, and refugee resettlement support in 10+ languages across California's Central Valley.

BBB: NR

Profile signals: Refugees and immigrants in Fresno/Central Valley area needing culturally competent housing and financial guidance, Individuals from Southeast Asian, Slavic, Middle Eastern, or African backgrounds seeking community-based support

Business Loans in Fresno

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MKG Money Service Business, Cash Advance Short Term Repayment Option Lender logo

MKG Money Service Business, Cash Advance Short Term Repayment Option Lender

MKG Enterprises Corp offers a marketplace of business financing options through partnership with Lendio, including term loans, lines of credit, merchant cash advances, and SBA loans for established businesses.

BBB: NR

Profile signals: Established small business owners (6+ months operating history) seeking quick access to multiple financing options, For-profit businesses in any industry needing $5,000–$2,000,000 in term financing or lines of credit

Your Rights in California

California Consumer Protections: California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Interest Rate Cap: California usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100.

Key Regulations:
  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.
  • AB 539 (2020) caps APR at 36% plus federal funds rate for loans $2,500-$10,000.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with California Attorney General Consumer Protection.

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