Compare 6 credit repair companies, personal lenders, and financial services in Fresno, California. All independently reviewed with BBB ratings and pricing.
Community West Bank is a Central California-based community bank offering relationship-driven banking, lending, and treasury management services across 31 communities in 13 counties.
Best for: Central California businesses seeking relationship-based lending and local decision-making, Individuals and families in the Sacramento, San Joaquin Valley, and Central Coast regions
Unable to verify - website inaccessible. FFB Bank is listed as a banking service, but current website returns access denied error preventing profile verification.
Best for: Local banking with personal service, FDIC-insured deposits
FDIC-insured specialty bank established in 1984, focusing on mobile home loans, farm equipment financing, and commercial vehicle loans across California.
Best for: California residents purchasing or refinancing mobile homes seeking specialized lending expertise, Farm owners and agricultural operators needing equipment financing with lenders familiar with farming business cycles
United Security Bank merged with Community West Bank in April 2016 to form a stronger community bank serving Central California with consumer and business banking services.
Best for: Central California residents seeking community bank relationships, Small to medium-sized businesses in the region requiring commercial banking services
Non-profit housing counseling organization providing free and low-cost assistance to California families for homeownership, rental support, and financial management.
Best for: First-time homebuyers in California seeking education and pre-purchase counseling, Renters facing eviction seeking legal and financial guidance
Faith-based nonprofit providing HUD-certified housing counseling, financial counseling, and refugee resettlement support in 10+ languages across California's Central Valley.
Best for: Refugees and immigrants in Fresno/Central Valley area needing culturally competent housing and financial guidance, Individuals from Southeast Asian, Slavic, Middle Eastern, or African backgrounds seeking community-based support
Community West Bank is a Central California-based community bank offering relationship-driven banking, lending, and treasury management services across 31 communities in 13 counties.
Best for: Central California businesses seeking relationship-based lending and local decision-making, Individuals and families in the Sacramento, San Joaquin Valley, and Central Coast regions
Unable to verify - website inaccessible. FFB Bank is listed as a banking service, but current website returns access denied error preventing profile verification.
Best for: Local banking with personal service, FDIC-insured deposits
FDIC-insured specialty bank established in 1984, focusing on mobile home loans, farm equipment financing, and commercial vehicle loans across California.
Best for: California residents purchasing or refinancing mobile homes seeking specialized lending expertise, Farm owners and agricultural operators needing equipment financing with lenders familiar with farming business cycles
United Security Bank merged with Community West Bank in April 2016 to form a stronger community bank serving Central California with consumer and business banking services.
Best for: Central California residents seeking community bank relationships, Small to medium-sized businesses in the region requiring commercial banking services
Non-profit housing counseling organization providing free and low-cost assistance to California families for homeownership, rental support, and financial management.
Best for: First-time homebuyers in California seeking education and pre-purchase counseling, Renters facing eviction seeking legal and financial guidance
Faith-based nonprofit providing HUD-certified housing counseling, financial counseling, and refugee resettlement support in 10+ languages across California's Central Valley.
Best for: Refugees and immigrants in Fresno/Central Valley area needing culturally competent housing and financial guidance, Individuals from Southeast Asian, Slavic, Middle Eastern, or African backgrounds seeking community-based support
California Consumer Protections: California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Interest Rate Cap: California usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with California Attorney General Consumer Protection.
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