No stored Google rating available.
United Security Bank merged with Community West Bank in April 2016 to form a stronger community bank serving Central California with consumer and business banking services.
Data compiled from public sources
United Security Bank operated as a community bank before merging with Community West Bank, effective April 1, 2016. The merger was designed to create a stronger regional financial institution focused on serving Central California communities. Following the consolidation, the entity now operates under the Community West Bank name while maintaining the infrastructure and services previously offered by United Security Bank.
The bank positioned itself as a community-focused institution committed to building stronger local communities rather than operating as a large national or global institution. The bank offers standard retail and commercial banking services including consumer online banking, e-business solutions for commercial customers, mobile banking, and online account management. Customers can access deposit accounts, check services, and account management tools through multiple channels including web platforms and mobile applications.
The bank provides FDIC insurance on eligible deposits, protecting customer funds up to applicable limits. Additional services include mortgage products, lost and stolen card replacement, and online statements. United Security Bank distinguished itself through its community-oriented approach and commitment to Central California.
The bank invested in accessibility features, including screen-reader compatibility for visually impaired users, demonstrating commitment to inclusive banking services. The organization maintained dedicated customer support through phone and live chat channels. The merger with Community West Bank was presented as a strategic move to enhance service capabilities and financial strength rather than a distress situation.
The primary limitation is that detailed information about specific products, rates, fees, and competitive positioning is not available on the provided website content. The site functions primarily as a portal directing users to log into existing accounts or access general banking information, rather than providing comprehensive product details. Prospective customers would need to contact the bank directly or visit in person to obtain specific information about account types, interest rates, lending terms, and fee schedules.
The website's focus on account access rather than marketing information limits assessment of how this institution compares to competitors.
This is state-level context for Banks consumers in Fresno, CA. It does not confirm that United Security Bank or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
United Security Bank processed 53 mortgage applications in 2023, with 98.1% recorded as approved across 1 states.
53
Applications
98.1%
Approval Rate
$146K
Avg Loan
1
States Served
Based on 53 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
United Security Bank offers 12 services including Consumer online banking platform, E-business solutions for commercial customers, Mobile banking application, FDIC-insured deposit accounts, Mortgage products and refinancing, and 7 more.
United Security Bank has profile signals associated with Central California residents seeking community bank relationships, Small to medium-sized businesses in the region requiring commercial banking services, Customers prioritizing FDIC-insured deposits and local customer service, Users needing accessible banking with screen-reader compatibility.
Key strengths: FDIC insurance protection on eligible deposits; Multiple access channels including online banking, mobile banking, and live chat support; Community bank model focused on Central California regional service. Areas to consider: Website provides minimal product details, rates, or fee information for comparison shopping; No specific information about loan products, interest rates, or account minimums disclosed.
In the Banks category, comparable providers include Commercial Bank of California (Formerly Community Bank of the Bay), East West Bank, LendingClub. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
United Security Bank is profile signals for Central California residents and business customers seeking traditional community bank services with FDIC insurance and accessible customer support. The main caveat is that the bank has merged with Community West Bank (as of April 2016) and now operates under that name, and the website provides insufficient detail about specific products, rates, and fees to make informed product comparisons.
Commercial Bank of California (formerly Community Bank of the Bay) is a regional bank offering checking, savings, and business banking services to California consumers and small businesses.
Google rating from 7 reviews
Profile signals: California-based consumers seeking regional banking relationships with local decision-making, Small business owners preferring community bank service models over national chains
FDIC-insured bank offering personal and commercial banking, home loans, wealth management, and international trade solutions with multilingual support.
Google rating from 21 reviews
Profile signals: Bilingual/multilingual customers seeking banking services in their preferred language, Small business owners and entrepreneurs needing SBA loans and commercial banking services
LendingClub is a digital marketplace bank offering personal loans up to $60,000, auto refinancing, and award-winning checking/savings accounts with no physical branches.
Google rating from 4,720 reviews
Profile signals: Borrowers with good-to-excellent credit seeking competitive personal loan rates, Credit card debt consolidators looking for fixed-rate alternatives
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