Compare 72 credit repair companies, personal lenders, and financial services in Columbus, Ohio. All independently reviewed with BBB ratings and pricing.
CBC Companies is a privately held financial services holding company founded in 1948 that provides risk management, data, and lending support services through multiple specialized brands.
Best for: Financial institutions, lenders, and banks seeking credit reporting and risk assessment data, Property managers and landlords using AmRent for rental history and tenant risk evaluation
Centra Credit Union is a not-for-profit financial institution offering checking, savings, lending, and investment services to members with a focus on competitive rates and lower fees.
Best for: Employed individuals eligible for credit union membership seeking competitive rates on auto loans and mortgages, Members interested in consolidating debt through balance transfer credit cards with lower fees
Ohio-based certified SBA development company providing long-term, fixed-rate financing for small business capital expenditures since 1981.
Best for: Small business owners seeking to purchase equipment, real estate, or fund construction projects with long-term fixed-rate financing, Ohio-based entrepreneurs needing $50,000+ in capital with established business operations and collateral
Dreamchasers Credit Consultants offers credit repair services including dispute filing, inquiry removal, and credit report analysis through tiered repair programs.
Best for: Consumers with multiple negative items (collections, late payments, charge-offs) seeking dispute-based repair, Clients with excessive credit inquiries (10+) who want targeted inquiry removal services
Factual Data provides mortgage credit reports, verification tools, and workflow solutions to help lenders throughout the lending lifecycle. They serve mortgage lending professionals across America.
Best for: Mortgage lenders and loan officers seeking specialized credit reporting tools for residential lending, Mortgage companies wanting to monitor undisclosed debt and identify hidden liabilities during underwriting
Ohio-based CDFI providing flexible financing, grants, and real estate development to underserved communities and small businesses, with $64.7M in loans issued since 2006.
Best for: Small business owners in Ohio's low- and moderate-income communities unable to qualify for traditional bank financing, Nonprofit organizations and community development corporations seeking mission-aligned capital with technical support
Bancosecha is a multi-service financial center in Columbus, Ohio offering check cashing, money transfers, bill payments, notary services, and vehicle registration assistance with locations serving the Spanish-speaking community.
Best for: Spanish-speaking immigrants and residents of Columbus, Ohio needing multi-service financial hubs, Individuals sending frequent remittances to Mexico, Guatemala, or Central America
Columbus, OH CheckSmart location on N Wilson Rd offers check cashing and payday loan services with extended Friday hours.
Best for: Underbanked Ohio residents who need check cashing or money orders without a bank account, Consumers who prefer in-person financial service assistance over online applications
La Madrina Multiservice is a Columbus, Ohio-based check cashing and currency exchange provider serving the Latino community with notarization and bill payment services.
Best for: Latino community members needing check cashing and notarization services in Columbus, Individuals seeking personalized, face-to-face financial transactions without online requirements
Columbus, OH's MoneyGram at 1265 Morse Rd offers convenient check cashing and money transfer services 7 days a week.
Best for: Consumers needing convenient domestic money transfers without visiting a bank, International senders supporting family or business partners abroad
Columbus, OH's MoneyGram at 591 E Livingston Ave provides check-cashing and money transfer services daily 8AM-10PM.
Best for: Unbanked and underbanked consumers without access to traditional banking, Users needing to send money internationally to family or friends
Columbus, OH's PLS Check Cashers at 2724 Cleveland Ave offers 24-hour check cashing and cash services.
Best for: Unbanked or underbanked consumers needing immediate check cashing at any hour, Illinois residents needing vehicle registration or title transfers outside standard DMV hours
Ohio-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt relief, and foreclosure defense across Cincinnati, Columbus, and Dayton.
Best for: Ohio residents in Cincinnati, Columbus, or Dayton areas facing Chapter 7 or Chapter 13 bankruptcy, Homeowners in foreclosure proceedings seeking legal defense and debt relief simultaneously
Tax controversy attorney in Columbus, OH specializing in IRS dispute resolution, tax debt relief, and settlement negotiations for individuals and businesses.
Best for: Ohio residents facing IRS audits, tax disputes, or significant tax debt seeking specialized representation, Individuals and businesses needing offers in compromise or IRS settlement negotiations
Columbus-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings. Scott E. Rice has 20+ years legal experience and 1000+ bankruptcy cases on record.
Best for: Central Ohio residents facing foreclosure, wage garnishment, or vehicle repossession seeking immediate creditor action stops, Chapter 7 candidates with significant unsecured debt (credit cards, medical bills) wanting to retain their home or car
Theodore R. Saker, Jr. is a Columbus, Ohio bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings for individuals facing financial hardship.
Best for: Columbus, Ohio residents seeking localized bankruptcy representation, Individuals considering Chapter 7 or Chapter 13 filings who want attorney guidance
Columbus-based bankruptcy law firm led by Attorney Richard A. Schwager with 32+ years of experience in Chapter 7, Chapter 13, and debt relief representation.
Best for: Columbus-area residents facing overwhelming debt, creditor harassment, or foreclosure who want personalized attorney representation, Clients who need bankruptcy coordinated with related legal needs (estate planning, property disputes, family law matters)
Columbus-based bankruptcy law firm specializing in Chapter 7 liquidation and Chapter 13 reorganization for individuals with 20+ years of Ohio-specific legal experience.
Best for: Ohio residents with unsecured debt ($10K+) who qualify for Chapter 7 liquidation and need local representation, Employed individuals in central Ohio with stable income seeking Chapter 13 reorganization and debt repayment plans
Advance America offers installment loans from $200–$1,000 in Columbus, OH via online or in-store applications, with multi-payment repayment terms as an alternative to payday loans.
Best for: Columbus-area borrowers needing $200–$1,000 for urgent car repairs or medical expenses, Applicants who prefer in-person interaction and want same-day or next-day funding
Prime Bad Credit Loans is a loan marketplace connecting borrowers with a network of lenders offering personal and short-term loans from $500–$30,000 with next-day funding.
Best for: Borrowers with poor or no credit history seeking fast personal loans ($5K–$30K), Consumers facing emergency expenses who prioritize speed over lowest rates
USA Payday Loans is a loan marketplace connecting borrowers to lenders offering small fast loans ($100-$5,000) with next-day funding for emergency financial needs.
Best for: Consumers with poor credit facing urgent $100-$1,000 emergencies with no other borrowing options, Borrowers who can repay within 3 months before compounding interest becomes catastrophic
Columbus, OH's CheckSmart location at 7370 Sawmill Rd offers fast payday loans and title loans with same-day service.
Best for: Unbanked or underbanked consumers needing basic financial services like check cashing and money orders, Customers seeking rapid access to small emergency cash loans with same-day or next-day funding
Columbus, OH's Payday Loans Cash at 3258 E Main St provides quick cash advances with 3 AM–2 AM daily hours.
Best for: Phoenix, Arizona residents needing $100-$1,000 in emergency funds within 1-2 business days, Borrowers with limited credit options who need rapid online approval without in-person visits
861 S High St, Columbus, OH: US Cash Advance provides same-day payday and title loans with quick approval.
Best for: Consumers with bad credit or no credit history needing emergency cash within 24 hours, Borrowers in Detroit who prefer in-person service and staff guidance through the loan process
Factual Data provides mortgage credit reports, verification tools, and workflow solutions to help lenders throughout the lending lifecycle. They serve mortgage lending professionals across America.
Best for: Mortgage lenders and loan officers seeking specialized credit reporting tools for residential lending, Mortgage companies wanting to monitor undisclosed debt and identify hidden liabilities during underwriting
RNC Bridge & Private Hard Money Lender provides startup and real estate investment loans from $100K–$10M with 7.99–12% rates and 70% LTV, targeting borrowers who don't qualify for traditional bank financing.
Best for: Real estate investors flipping properties or purchasing rental investments with tight closing timelines, Borrowers with credit challenges or incomplete tax documentation rejected by traditional banks
Cash home buyer offering fast, as-is sales nationwide with no repairs, fees, or realtor commissions. Closes in as little as 14 days.
Best for: Homeowners facing foreclosure who need to liquidate before lender action, Estate executors or beneficiaries needing to settle properties quickly without family conflict
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Columbus-based residential mortgage broker offering conventional, FHA, VA, USDA, jumbo, and specialty loans across Ohio, Florida, and California.
Best for: Self-employed and physician borrowers seeking specialized underwriting and non-traditional income documentation, First-time home buyers in Ohio, Florida, or California who want personalized guidance and clear communication
RNC Lending Agency provides construction, bridge, land, and mortgage loans up to $75M for owners, investors, and developers nationwide with fast closing and competitive rates.
Best for: Real estate developers and construction companies needing large loans ($5M-$75M) for new projects, Real estate investors requiring bridge financing between property purchase and sale or refinance
Centra Credit Union is a not-for-profit financial institution offering checking, savings, lending, and investment services to members with a focus on competitive rates and lower fees.
Best for: Employed individuals eligible for credit union membership seeking competitive rates on auto loans and mortgages, Members interested in consolidating debt through balance transfer credit cards with lower fees
State trade association for Ohio's 200+ credit unions, providing advocacy, compliance support, education, and networking to credit union leaders and staff.
Best for: Ohio credit union boards, executives, and management teams seeking industry advocacy and regulatory support, Credit union compliance, HR, and operations staff requiring professional development and training resources
Ohio-based credit union offering banking services including checking, savings, and financial products to members throughout the state.
Best for: Ohio residents seeking community-based banking with member-ownership benefits, Consumers looking for alternatives to traditional for-profit banks with potentially lower fees
Pathways Financial Credit Union is an Ohio-based credit union offering member-focused financial services including checking, savings, loans, and digital banking solutions.
Best for: Ohio residents seeking community-focused credit union banking with local relationships, Members prioritizing privacy and transparency in data handling practices
Pathways Financial Credit Union is a member-owned, not-for-profit financial institution serving Ohio and Kentucky with NCUA insurance and traditional credit union services.
Best for: Ohio and Kentucky residents seeking NCUA-insured member-owned banking, Members prioritizing local credit union relationships over national banks
Family-owned pawn shop in Columbus, OH buying and selling jewelry, firearms, vehicles, tools, and collectibles for fast cash.
Best for: Individuals needing immediate cash for personal items with no credit impact, Hunters and firearms enthusiasts buying or selling weapons and equipment
Independent jewelry retailer in Columbus since 1923 offering appraisals, repairs, custom design, and estate buying services for diamonds and watches.
Best for: Customers seeking jewelry appraisals, custom design, or specialized repairs from an established local jeweler, Individuals looking to sell estate jewelry or diamonds to an independent local business
Family-owned pawn shop in Columbus, OH licensed to buy and sell jewelry, firearms, vehicles, and collectibles for quick cash.
Best for: Individuals needing immediate cash who own jewelry, firearms, vehicles, or collectibles, People seeking quick liquidity without credit checks or traditional loan applications
Family-owned pawn shop in Columbus, OH licensed under PB.100037 offering fast cash for jewelry, firearms, vehicles, collectibles, and electronics.
Best for: Individuals needing immediate cash and willing to sell or pawn items at wholesale value, Buyers seeking used jewelry, firearms, vehicles, and collectibles at discounted prices
Family-owned pawn shop in Columbus, OH offering fast cash for jewelry, firearms, vehicles, collectibles, and tools. Licensed dealer (PB.100037) with both buying and retail sales.
Best for: Consumers needing immediate cash who own jewelry, firearms, or vehicles, Bargain hunters seeking discounted merchandise in pawn inventory
Ohio-based certified SBA development company providing long-term, fixed-rate financing for small business capital expenditures since 1981.
Best for: Small business owners seeking to purchase equipment, real estate, or fund construction projects with long-term fixed-rate financing, Ohio-based entrepreneurs needing $50,000+ in capital with established business operations and collateral
Ohio-based CDFI providing flexible financing, grants, and real estate development to underserved communities and small businesses, with $64.7M in loans issued since 2006.
Best for: Small business owners in Ohio's low- and moderate-income communities unable to qualify for traditional bank financing, Nonprofit organizations and community development corporations seeking mission-aligned capital with technical support
Small Business Loan Source is a business funding company in Columbus, Ohio helping entrepreneurs secure loans and financing to grow their operations.
Best for: Small business owners in the Columbus, Ohio area seeking local lending relationships, Entrepreneurs who prefer in-person consultations for business financing discussions
1st Security Financial Corporation provides specialized financial services for freight brokers, including BMC-85 trust fund management and BOC-3 compliance solutions since 2003.
Best for: Freight brokers needing BMC-85 trust fund compliance and management, Freight brokerage companies requiring BOC-3 filing assistance
OpenLoans is a loan marketplace connecting borrowers with multiple lenders for personal, business, and mortgage loans through a free online request process.
Best for: Borrowers seeking to compare multiple personal loan offers quickly without submitting separate applications to each lender, Consumers with fair-to-good credit looking for rates starting at 4.99% or who want to consolidate debt online
Online personal loan lender offering $1,000-$35,000 loans in Columbus, OH with same-day funding and car title loan options for borrowers with bad credit.
Best for: Columbus residents needing $1,000-$35,000 for specific purposes (consolidation, home improvement, medical) with fair-to-good credit, Borrowers with bad/poor credit seeking larger loan amounts than typical payday loans offer
Columbus, OH OneMain Financial location at 2019 E Dublin Granville Rd offers personal loans with flexible repayment options for local residents.
Best for: Borrowers with fair or poor credit seeking debt consolidation with fixed, predictable payments, Customers who prefer in-person consultations with loan specialists and value human guidance
Dreamchasers Credit Consultants offers credit repair services including dispute filing, inquiry removal, and credit report analysis through tiered repair programs.
Best for: Consumers with multiple negative items (collections, late payments, charge-offs) seeking dispute-based repair, Clients with excessive credit inquiries (10+) who want targeted inquiry removal services
My Credit Repair is a Columbus-based credit repair firm operating since 2000, offering credit analysis, dispute services, and legal advising to help clients remove financial errors and improve credit scores.
Best for: Columbus-area residents seeking in-person credit repair consultation with local provider, Consumers with disputed items on credit reports needing professional dispute assistance
Star Credit Repair disputes inaccuracies on credit reports to help improve credit scores. Founded in 2006, they offer free consultations and personalized guidance nationwide.
Best for: Consumers in the Columbus, Ohio area seeking initial credit repair guidance and assessment, People with inaccurate information or errors on their credit reports
IMPACT Community Action is a Columbus, OH non-profit serving low-income households up to 200% of the federal poverty level with free community assistance services.
Best for: Columbus, OH residents earning up to 200% of the federal poverty level who need free assistance with essential needs, Low-income households who have time to attend weekday appointments and can gather required documentation in advance
Black-owned accounting and financial consulting firm in Columbus offering tax preparation, bookkeeping, and financial coaching to individuals and small businesses.
Best for: Small business owners needing tax planning and bookkeeping support, Individuals seeking financial education and tax consultation from a local, Black-owned firm
SCORE Central Ohio provides free, confidential one-on-one business mentoring and workshops to entrepreneurs and small business owners in the Greater Central Ohio area.
Best for: Startup entrepreneurs who need free guidance on business planning and launch strategy, Small business owners seeking to improve financial management, marketing, or operational efficiency
Columbus, OH bankruptcy law firm helping individuals file Chapter 7 and Chapter 13 cases, stop wage garnishments, and halt foreclosures.
Best for: Columbus-area individuals overwhelmed by unsecured debt seeking Chapter 7 discharge, Ohio homeowners facing active foreclosure who need Chapter 13 to restructure debt and save their home
Tax resolution company specializing in IRS debt settlement, unfiled returns, and wage garnishment relief through licensed tax professionals and enrolled agents.
Best for: Individuals with significant IRS back tax debt seeking professional negotiation and representation, People experiencing active wage garnishments or bank levies needing immediate collection relief
Columbus, OH's CoinFlip Bitcoin ATM at Columbus Pawn Shop on Parsons Ave offers convenient cryptocurrency access during extended business hours.
Best for: Consumers seeking quick cash-to-Bitcoin conversions without opening traditional crypto exchange accounts, First-time cryptocurrency buyers comfortable with higher fees in exchange for immediate accessibility
Huntington Bank operates a network of walk-up and drive-up ATMs across multiple locations, offering 24/7 cash access, deposits, and envelope-free deposit services to bank customers.
Best for: Huntington Bank account holders seeking convenient 24/7 cash access in Ohio service areas, Customers in Columbus metro area who prefer drive-up ATM access for time-efficient banking
CBC Companies is a privately held financial services holding company founded in 1948 that provides risk management, data, and lending support services through multiple specialized brands.
Best for: Financial institutions, lenders, and banks seeking credit reporting and risk assessment data, Property managers and landlords using AmRent for rental history and tenant risk evaluation
Meridian Credit Solutions offers credit repair services including dispute letter creation, credit analysis, and personalized strategies to remove inaccurate items and rebuild credit scores.
Best for: Consumers with inaccurate negative items (collections, judgments, late payments) they wish to dispute, Individuals with mixed credit reports seeking personalized remediation strategies
FDIC-insured national bank offering checking, savings, and loans with convenient branch locations inside retail stores like Walmart and online account opening.
Best for: Walmart and retail shopping frequent customers seeking convenient in-store banking access, Consumers who prefer online account opening and mobile-first banking management
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Columbus offer free guidance at consumerfinance.gov.
Our editors reviewed hundreds of companies to find the best options nationwide.
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