J.C. Financial Concepts LLC logo

J.C. Financial Concepts LLC in Columbus, OH

No stored Google rating available.

Black-owned accounting and financial consulting firm in Columbus offering tax preparation, bookkeeping, and financial coaching to individuals and small businesses.

Data compiled from public sources

J.C. Financial Concepts LLC Review

C. Financial Concepts, LLC is a Columbus-based accounting and financial consulting firm that identifies itself as a Black-owned business. Founded to serve a diverse clientele ranging from individual consumers to small business owners, the company positions itself as an accessible alternative to larger accounting firms.

The firm operates from 2101 S Hamilton Rd, Suite 105 in Columbus, Ohio 43232. The company offers a comprehensive suite of financial services including tax planning, tax consulting, tax preparation, bookkeeping, financial education, and business tax workshops. Their service mix suggests they cater to both personal tax needs and small business accounting requirements.

The emphasis on financial education and workshops indicates a focus on client financial literacy and empowerment, not merely transactional tax filing. C. Financial Concepts distinguishes itself through its Black-owned business designation and apparent commitment to financial education as part of their service model.

The inclusion of financial coaching and educational workshops suggests a consultative approach beyond basic tax preparation, positioning them as advisors rather than just preparers. Their focus on serving small businesses and individuals indicates local market knowledge and accessibility. Based on available information, the company appears to be a legitimate, established local accounting firm.

However, there is limited online presence beyond the business directory listing, no independent website, and minimal verifiable client reviews or credentials displayed. The business serves accounting and tax needs rather than consumer finance products, making it most suitable for tax and bookkeeping assistance rather than credit or lending solutions.

Services & Features

Accounting services
Bookkeeping services
Business tax workshops
Financial coaching
Financial consulting
Financial education programs
Small business accounting support
Tax planning and tax consulting
Tax preparation for individuals and businesses

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Black-owned business providing financial services to underserved markets
  • Offers financial education and workshops, not just tax filing
  • Serves both individuals and small businesses with tailored solutions
  • Provides financial coaching alongside traditional accounting services
  • Established local presence in Columbus with physical office location
  • Specializes in business tax planning, valuable for entrepreneurs
  • Bookkeeping services provide ongoing financial management, not one-time help

Cons

  • No independent website or online presence beyond business directory listing
  • Limited verifiable information about credentials, certifications, or experience
  • No customer reviews or testimonials available to assess service quality
  • High likelihood of miscategorization suggests incomplete or outdated business profile
  • Does not offer consumer finance products, lending, or credit services despite 'business-loans' categorization

State Consumer Finance Context

This is state-level context for Free Help consumers in Columbus, OH. It does not confirm that J.C. Financial Concepts LLC or this specific location is licensed.

State regulator

Ohio Department of Commerce Division of Financial Institutions

Key state rules to check

  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does J.C. Financial Concepts LLC offer?

J.C. Financial Concepts LLC offers 9 services including Tax preparation for individuals and businesses, Tax planning and tax consulting, Bookkeeping services, Financial consulting, Financial coaching, and 4 more.

What profile signals are listed for J.C. Financial Concepts LLC?

J.C. Financial Concepts LLC has profile signals associated with Small business owners needing tax planning and bookkeeping support, Individuals seeking financial education and tax consultation from a local, Black-owned firm, Columbus-area clients preferring in-person accounting and financial coaching services, Business owners wanting workshop-based financial education and compliance support.

What are the strengths and weaknesses of J.C. Financial Concepts LLC?

Key strengths: Black-owned business providing financial services to underserved markets; Offers financial education and workshops, not just tax filing; Serves both individuals and small businesses with tailored solutions. Areas to consider: No independent website or online presence beyond business directory listing; Limited verifiable information about credentials, certifications, or experience.

How does J.C. Financial Concepts LLC compare to similar companies?

In the Free Help category, comparable providers include Apprisen, Apprisen, Consumer Credit Counseling Services. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2101 S Hamilton Rd #105, Columbus, OH 43232
BBB Accredited
No
Visit J.C. Financial Concepts LLC

CreditDoc Profile Note

Research Note on J.C. Financial Concepts LLC

J.C. Financial Concepts is profile signals for Columbus-area individuals and small business owners seeking tax preparation, bookkeeping, and financial education from a local Black-owned accounting firm. The main caveat is that this is an accounting/tax service provider, not a consumer finance company—it does not offer loans, credit repair, debt relief, or financial products, making the 'business-loans' categorization inaccurate. Prospective clients should verify current credentials and service availability directly by phone.

Profile Signals

  • Small business owners needing tax planning and bookkeeping support
  • Individuals seeking financial education and tax consultation from a local, Black-owned firm
  • Columbus-area clients preferring in-person accounting and financial coaching services
  • Business owners wanting workshop-based financial education and compliance support
Updated 2026-05-08

Similar Companies

Apprisen logo

Apprisen

Non-profit credit counseling agency offering debt management, financial education, and personalized financial planning through certified financial staff context.

BBB: NR

Profile signals: Consumers with multiple debts seeking non-judgmental counseling and creditor negotiation support, People overwhelmed by debt who need structured budgeting guidance and a practical action plan

Apprisen logo

Apprisen

501(c)(3) non-profit credit counseling agency offering debt management, financial planning, and credit education with A+ BBB rating and 70+ years of experience.

BBB: NR

Profile signals: Consumers with manageable debt seeking to negotiate lower payments without declaring bankruptcy, Individuals needing credit education and comprehensive financial planning to prevent future debt problems

Consumer Credit Counseling Services logo

Consumer Credit Counseling Services

Springfield, OH's Consumer Credit Counseling Services at 27 N Wittenberg Ave offers free credit counseling and debt management to local residents.

BBB: NR

Profile signals: Consumers with multiple credit card debts seeking consolidation into single manageable payment, People struggling to manage debt who want free guidance context before considering debt settlement or bankruptcy

Compare Your Needs With J.C. Financial Concepts LLC

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • J.C. Financial Concepts LLC is listed as a Free Help provider in Columbus, OH on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to J.C. Financial Concepts LLC and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.