Review 47 credit repair companies, personal lenders, and financial services in Cleveland, Ohio. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Splash Financial is a loan marketplace connecting borrowers with lenders nationwide for personal loans, HELOCs, student loan refinancing, and medical school loans.
Google rating from 1,233 reviews
Profile signals: Borrowers seeking student loan refinancing with diverse lender options, Medical school students and residents needing flexible repayment terms
1F Cash Advance Cleveland, Ohio — 1F Cash Advance offers payday loans and installment loans up to $5,000 with provider-stated funding timing options and no credit che...
Profile signals: Consumers with poor credit or no credit history facing immediate emergency expenses, Borrowers needing access to cash within 24 hours for urgent situations
Cleveland's 5 Star Car Title Loans at 19411 Nottingham Rd provides title-loan profile details and emergency cash advances to Ohio residents.
Profile signals: Vehicle owners with poor or no credit comparing emergency-cash timing, Borrowers who need provider-stated funding timing for urgent bills, rent, or repairs
Cleveland, OH's 5 Star Car Title Loans at 3536 Lee Rd offers fast car title loans and payday advances with provider-stated funding timing.
Profile signals: Vehicle owners with short-term cash needs who want to keep driving their car during the loan term, Borrowers with poor credit or no credit history who may not meet traditional personal-loan criteria
Cleveland's ACE Cash Express on Kinsman Road offers payday-loan profile details and title loans with convenient hours.
Profile signals: Consumers researching short-term cash access who prefer in-person service at physical locations, Vehicle owners interested in title loans as collateral-based lending alternative
1409 E 9th St in Cleveland, OH, ACE Cash Express provides payday and title-loan profile details to residents throughout the greater Cleveland area.
Profile signals: Unbanked or underbanked consumers researching emergency-cash options quickly, Vehicle owners who need collateral-based title loans
1F Cash Advance Cleveland, Ohio — 1F Cash Advance offers payday loans and installment loans up to $5,000 with provider-stated funding timing options and no credit che...
Profile signals: Consumers with poor credit or no credit history facing immediate emergency expenses, Borrowers needing access to cash within 24 hours for urgent situations
Cleveland's 5 Star Car Title Loans at 19411 Nottingham Rd provides title-loan profile details and emergency cash advances to Ohio residents.
Profile signals: Vehicle owners with poor or no credit comparing emergency-cash timing, Borrowers who need provider-stated funding timing for urgent bills, rent, or repairs
Cleveland, OH's 5 Star Car Title Loans at 3536 Lee Rd offers fast car title loans and payday advances with provider-stated funding timing.
Profile signals: Vehicle owners with short-term cash needs who want to keep driving their car during the loan term, Borrowers with poor credit or no credit history who may not meet traditional personal-loan criteria
Cleveland's ACE Cash Express on Kinsman Road offers payday-loan profile details and title loans with convenient hours.
Profile signals: Consumers researching short-term cash access who prefer in-person service at physical locations, Vehicle owners interested in title loans as collateral-based lending alternative
1409 E 9th St in Cleveland, OH, ACE Cash Express provides payday and title-loan profile details to residents throughout the greater Cleveland area.
Profile signals: Unbanked or underbanked consumers researching emergency-cash options quickly, Vehicle owners who need collateral-based title loans
payday-loan profile details Cash Cleveland, Ohio — Online payday loan marketplace connecting borrowers in Chicago and Illinois with 100+ lenders for short-term cash access adv...
Profile signals: Chicago-area residents needing $100-$1,000 for unexpected urgent expenses with minimal credit, Borrowers who are comparing listed funding timing and can repay within 2-4 weeks
Cleveland, OH's CheckSmart at 2196 Brookpark Rd offers quick check cashing, payday loans, and money transfers with extended weekday hours.
Profile signals: Unbanked or underbanked Ohio residents who need check cashing without a traditional bank account, Consumers needing money orders, wire transfers, or bill payment services in person
Euro Grocers & Check Cashing is a Cleveland-based grocery store and financial services hub offering check cashing, international foods, and specialty products in a community-focused environment.
Profile signals: Neighborhood residents seeking convenient combined check-cashing and grocery shopping in one location, International food enthusiasts and European community members shopping for specialty products
EZ Exchange is a check-cashing service located in Cleveland, Ohio offering basic financial transaction services including check cashing, money orders, and wire transfers.
Profile signals: Unbanked and underbanked residents of Cleveland needing immediate check liquidity, Local workers who need same-day cash access from paychecks
Cleveland, OH's MoneyGram location on East 9th Street offers check cashing, money transfers, and bill payment services in a convenient standalone storefront open seven days a week.
Profile signals: Unbanked or underbanked consumers without checking accounts who need reliable money transfer services, Individuals sending remittances internationally from the U.S. to family members abroad
MoneyGram on West Blvd in Cleveland, OH provides check-cashing and money transfer services open daily 9AM-10PM.
Profile signals: Consumers sending or receiving domestic money transfers between individuals, International money transfer users with recipient networks in MoneyGram's global footprint
International money transfer service operating in 190+ countries with 600,000+ cash pickup locations. Offers online, mobile app, in-person, and WhatsApp-based money sending options.
Profile signals: Migrants and expatriates sending regular remittances to family in multiple countries, Users seeking cash pickup options in countries with limited banking infrastructure
AMKO Lending is a mortgage broker offering home purchase, refinance, and cash-out loans through a network of lenders, emphasizing personalized service and 24/7 availability.
Profile signals: First-time homebuyers seeking guidance and accessible communication outside business hours, Borrowers refinancing or seeking cash-out loans who want multiple lender options compared
Casa Lending provides fix-and-flip, new construction, bridge, and DSCR loans for real estate professionals and investors seeking fast, flexible capital to scale their businesses.
Profile signals: Experienced real estate investors and house flippers with established track records seeking quick capital, Builders and new construction companies needing project-based financing with flexible terms
CHN Housing Partners is a nonprofit affordable housing developer and residential lender offering mortgages, lease-purchase programs, and homeownership counseling to build equitable communities.
Profile signals: Renters ready to transition to homeownership with stable income but limited credit history or poor credit, Borrowers with past credit problems (bankruptcy, late payments) seeking lenders willing to work with them
Cleveland Cash Offers buys residential properties for cash in the Cleveland, OH area, enabling fast home sales without traditional listing processes or repairs.
Profile signals: Homeowners facing foreclosure who need to sell before auction, Sellers relocating for employment and requiring fast timelines
NACA offers character-based mortgages with no down payment, no closing costs, and no mortgage insurance, prioritizing affordable homeownership over credit scores.
Profile signals: First-time homebuyers with limited savings who cannot afford a down payment, Borrowers with poor or no credit history who are denied by traditional mortgage lenders
Splash Financial is a loan marketplace connecting borrowers with lenders nationwide for personal loans, HELOCs, student loan refinancing, and medical school loans.
Google rating from 1,233 reviews
Profile signals: Borrowers seeking student loan refinancing with diverse lender options, Medical school students and residents needing flexible repayment terms
Online installment loan marketplace in Ohio offering loans up to $5,000 with same-day decisions and provider-stated next-day funding timing, accepting bad credit applicants.
Profile signals: Ohio residents needing $1,001–$5,000 quickly who have already been rejected by traditional lenders, Borrowers with bad credit seeking short-term installment loans despite limited alternatives
Used car dealership in Cleveland, OH specializing in financing for buyers with poor or bad credit. Offers in-house buy-here-pay-here financing options.
Profile signals: Buyers with poor or bad credit seeking vehicle financing without traditional credit approval, Consumers in the Cleveland/mid-Ohio area needing affordable used vehicles under $20,000
At 3111 W 117th St in Cleveland, OH, Superb Cash Advance specializes in personal-loan profile details with provider-stated same-day approval timing.
Profile signals: Consumers needing $100-$1,000 for immediate expenses and unable to access traditional bank loans, Individuals with poor credit history or no credit file seeking fast emergency funding
Non-profit health and human services agency offering culturally competent support including microloans, legal services, and social services for immigrant and refugee communities in Northeast Ohio.
Profile signals: Immigrant and refugee entrepreneurs in Northeast Ohio needing capital for business startup or expansion, Low-income small business owners unable to qualify for traditional bank financing
HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and housing solutions through certified counselors and community partnerships.
Profile signals: First-time homebuyers seeking free guidance before pursuing mortgage products, Low-to-moderate income individuals qualifying for down payment assistance programs
HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and affordable housing solutions through certified counselors and community partnerships.
Profile signals: First-time homebuyers seeking free guidance on down payment assistance and mortgage readiness, Low-to-moderate income individuals pursuing homeownership with institutional support and financial counseling
BSE Credit Union is a member-owned financial cooperative serving the greater Cleveland area since 1955, offering checking, savings, loans, and credit cards with no-stockholder profits returned to members.
Profile signals: Employees and families in the Berea City Schools district seeking personalized financial services from a member-owned institution, Residents of Middleburg Heights, Berea, Brook Park, Olmsted Falls, and Olmsted Township looking for local banking alternatives to national banks
Federal credit union chartered in 1939 offering member-owned financial services including savings accounts, loans, and online banking to Cleveland-area residents.
Profile signals: Cleveland-area residents seeking member-owned financial institution with NCUA protection, Members valuing long-established credit unions with cooperative movement principles
Read's Jewelry and Loan is a pawn shop located in Cleveland, OH offering collateral-based loans and jewelry services.
Profile signals: Individuals researching short-term cash access and possessing jewelry or valuables to pledge, Customers with poor or no credit history seeking collateral-based lending
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Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral
Community savings bank in Cleveland serving the Greater Cleveland Area since 1922, offering personal banking, savings accounts, mortgages, and investment options.
Profile signals: Greater Cleveland area residents seeking community banking with local decision-making, Customers prioritizing long-term institutional stability and personal relationships with bank staff
Third Federal is a savings and loan offering mortgage refinancing, home equity loans, and deposit products like CDs and savings accounts since 1938.
Profile signals: Homeowners seeking mortgage refinancing or home equity loans in states where Third Federal operates, Savers looking for competitive CD rates and savings products with online account management
Cleveland, OH's CoinFlip Bitcoin ATM - Ace Store #1001 at 1409 E 9th St offers secure Bitcoin buying and selling with convenient business hours.
Profile signals: Cash-preferring customers seeking immediate Bitcoin or cryptocurrency purchase without bank account verification, Repeat customers who benefit from CoinFlip Account features and higher daily transaction limits
Preferred Capital Funding provides pre-settlement lawsuit funding to injured plaintiffs awaiting case resolution, offering cash advances repaid from settlement proceeds.
Profile signals: Injured plaintiffs in active lawsuits facing urgent expense context while awaiting settlement, Individuals with poor credit or damaged financial history unable to access traditional personal loans
Ohio Consumer Protections: Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Interest Rate Cap: Ohio usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury. Payday lending is restricted (max $1000).
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Ohio Attorney General Consumer Protection Section.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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