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HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and affordable housing solutions through certified counselors and community partnerships.
Data compiled from public sources
NID Housing Counseling Agency is a HUD-approved intermediary and national network of housing counselors, advocacy groups, community organizations, and faith-based groups dedicated to empowering individuals and communities through housing solutions. Founded on a mission to foster sustainable homeownership and resilient neighborhoods, NID operates as a multifaceted organization combining advocacy, education, communications, and resource coordination across the nation.
The agency offers free housing counseling services delivered by HUD-certified counselors, including homebuyer workshops, financial stability coaching, and personalized guidance for first-time homebuyers. They also provide counselor training programs, host educational webinars and workshops for housing professionals, and partner with educational institutions (HBCUs and MSIs) to develop affordable housing solutions. All services are explicitly offered with no listed cost to clients, with a commitment to respond to inquiries within 48 hours.
NID distinguishes itself through its network-based approach combining multiple stakeholder types—from real estate professionals to faith-based organizations—rather than operating as a single entity. They emphasize addressing systemic housing disparities and improving access to quality mortgage products, positioning themselves within the broader affordable housing advocacy movement. The organization maintains HUD approval status and remained operational during the government shutdown, demonstrating institutional stability.
The main limitation is that the website provides minimal detail about geographic coverage, specific counseling methodologies, or measurable outcome data beyond two individual client case studies. While they claim to be a 'national' agency, the concrete service delivery model and available locations remain unclear. The organization appears stronger in advocacy and partnerships than in detailed service transparency typical of direct consumer finance platforms.
This is state-level context for Free Help consumers in Cleveland, OH. It does not confirm that Nid-Hca Stoudermire or this specific location is licensed.
State regulator
Ohio Department of Commerce Division of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Nid-Hca Stoudermire offers 12 services including HUD-certified housing counseling from trained professionals, Homebuyer workshops and education programs, Financial stability coaching and guidance, Down payment assistance program connections and support, Counselor training and certification programs, and 7 more.
Nid-Hca Stoudermire has profile signals associated with First-time homebuyers seeking free guidance on down payment assistance and mortgage readiness, Low-to-moderate income individuals pursuing homeownership with institutional support and financial counseling, People in Atlanta and partner communities accessing local homebuyer programs with down payment support, Individuals working toward financial stability and long-term wealth building through home equity.
Key strengths: HUD-approved intermediary status ensures legitimacy and oversight compliance; All services are listed with no monthly subscription with 48-hour response time listed refund term; HUD-certified counselors available for personalized one-on-one guidance. Areas to consider: Limited transparency about geographic service coverage and which specific locations have available counselors; Minimal information on wait times, appointment availability, or service delivery methods (phone, in-person, virtual).
In the Free Help category, comparable providers include Apprisen, Ciera Frazier Enterprise, Jewish Family Services. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
NID Housing Counseling Agency is profile signals for first-time homebuyers and financially-struggling individuals seeking free, comprehensive guidance toward homeownership with potential access to down payment assistance. The primary caveat is that service availability and geographic reach are not clearly documented on the website, making it necessary to contact them directly to confirm whether counselors operate in your specific area.
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