Review 20 credit repair companies, personal lenders, and financial services in Birmingham, Alabama. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
ACIPCO Federal Credit Union is a member-owned credit union serving employees, retirees, and families of American Cast Iron Pipe Company in Birmingham, Alabama, offering checking, savings, loans, and credit cards.
Profile signals: Current and former ACIPCO employees seeking member-owned credit union benefits with lifetime membership, Family members and relatives of ACIPCO employees eligible for membership who want nonprofit financial services
Alabama Credit Union is a member-owned, not-for-profit financial institution serving Alabama and North Florida for 70 years, offering checking, savings, lending, and credit card products.
Profile signals: Alabama and North Florida residents seeking member-owned financial institution with community focus, Borrowers who value local lending relationships and personalized service over online-only banks
AmFirst is a member-owned credit union offering checking, savings, auto loans, personal loans, credit cards, and mortgage services with mobile banking and fraud protection.
Profile signals: First-time homebuyers seeking mortgage products with promotional incentives, Credit union members building or repairing credit with institutional support
Avadian Credit Union is a member-owned, NCUA-insured credit union operating 18 locations across Alabama with online banking, personal and business lending, and investment services.
Profile signals: Alabama residents with substantial deposits ($10,000+) seeking member-owned banking with federal insurance and local branch access, Small business owners in Alabama needing commercial checking, business loans, payroll services, and treasury management tools
FDIC-insured community bank based in Birmingham, AL offering personal and business banking with online and mobile services designed around local community investment.
Profile signals: Birmingham-area residents and businesses who prioritize community investment and local economic impact, Small business owners seeking relationship banking with lenders who understand local market conditions
CommerceOne Bank offers personalized private and commercial banking services with emphasis on responsive customer service, online platforms, and relationship-based financial solutions.
Profile signals: Small to mid-sized business owners seeking personalized treasury and commercial banking services, High-net-worth individuals wanting relationship-based private banking with dedicated support
ACIPCO Federal Credit Union is a member-owned credit union serving employees, retirees, and families of American Cast Iron Pipe Company in Birmingham, Alabama, offering checking, savings, loans, and credit cards.
Profile signals: Current and former ACIPCO employees seeking member-owned credit union benefits with lifetime membership, Family members and relatives of ACIPCO employees eligible for membership who want nonprofit financial services
Alabama Credit Union is a member-owned, not-for-profit financial institution serving Alabama and North Florida for 70 years, offering checking, savings, lending, and credit card products.
Profile signals: Alabama and North Florida residents seeking member-owned financial institution with community focus, Borrowers who value local lending relationships and personalized service over online-only banks
AmFirst is a member-owned credit union offering checking, savings, auto loans, personal loans, credit cards, and mortgage services with mobile banking and fraud protection.
Profile signals: First-time homebuyers seeking mortgage products with promotional incentives, Credit union members building or repairing credit with institutional support
Avadian Credit Union is a member-owned, NCUA-insured credit union operating 18 locations across Alabama with online banking, personal and business lending, and investment services.
Profile signals: Alabama residents with substantial deposits ($10,000+) seeking member-owned banking with federal insurance and local branch access, Small business owners in Alabama needing commercial checking, business loans, payroll services, and treasury management tools
Member-owned credit union serving federal employees, military, and eligible residents in Northeast Louisiana since 1942, offering savings accounts and member services with NCUA insurance.
Profile signals: Federal employees living in or near Monroe, Louisiana seeking member-owned banking, Military and National Guard personnel eligible for membership in the 712 zip code area
Firefighters First Credit Union is a member-owned credit union founded by and for firefighters, offering auto loans, mortgages, credit cards, and deposit products with rate claims to verify.
Profile signals: Active and retired firefighters seeking listed financial products and relationship-based banking, First responders and emergency personnel eligible for FFCU membership seeking competitive loan rates
FDIC-insured community bank based in Birmingham, AL offering personal and business banking with online and mobile services designed around local community investment.
Profile signals: Birmingham-area residents and businesses who prioritize community investment and local economic impact, Small business owners seeking relationship banking with lenders who understand local market conditions
CommerceOne Bank offers personalized private and commercial banking services with emphasis on responsive customer service, online platforms, and relationship-based financial solutions.
Profile signals: Small to mid-sized business owners seeking personalized treasury and commercial banking services, High-net-worth individuals wanting relationship-based private banking with dedicated support
FDIC-insured community bank operating in AL, VA, and TN offering personal and business checking, savings, lending, and digital banking solutions.
Profile signals: Community bank customers in Alabama, Virginia, or Tennessee seeking FDIC-insured deposits, Small business owners needing merchant card processing and cash management tools
Oakworth Capital Bank is an FDIC-insured regional bank offering commercial banking, wealth management, and advisory services with emphasis on personalized client relationships.
Profile signals: Closely held business owners and entrepreneurs needing listed commercial banking guidance, High-net-worth individuals seeking personalized wealth management and estate planning services
Regions Bank is a full-service regional bank offering checking, savings, mortgages, credit cards, and personal loans across 1,200+ branches, with FDIC insurance and digital banking tools.
Profile signals: Customers seeking traditional banking with convenient local branch access, First-time homebuyers exploring mortgage and refinancing options
ServisFirst Bank is an FDIC-insured regional bank offering commercial, personal, and correspondent banking services with $17.73B in total assets.
Profile signals: Small to mid-sized business owners seeking dedicated relationship banking and commercial lending, Companies needing comprehensive Treasury Management and cash flow optimization solutions
¡HICA! is a Birmingham-based nonprofit serving Latino and immigrant families in Alabama with community development, advocacy, and economic empowerment programs for over 20 years.
Profile signals: Latino and immigrant families in Alabama seeking community resources and economic advancement pathways, Job seekers in the Birmingham area looking for employment opportunities through community networks
HUD-approved nonprofit housing counselor in Birmingham offering free homebuyer education, foreclosure prevention, and home repair grants to build wealth and stability.
Profile signals: First-time homebuyers in Birmingham seeking free education before purchase, Working families at risk of foreclosure needing prevention counseling
NACA is a non-profit housing counselor providing character-based mortgage lending and HUD-approved housing counseling to help low-income families achieve homeownership without credit score requirements.
Profile signals: Low-to-moderate income first-time homebuyers without established credit history, Individuals with fair or poor credit scores seeking mortgage qualification
Operation HOPE is America's first nonprofit social investment bank offering free financial coaching, credit counseling, and money management services to underserved communities nationwide.
Profile signals: Low-to-moderate income individuals seeking free credit counseling without high-cost lending alternatives, Homeowners at risk of foreclosure needing guidance context on prevention options
United Way of Central Alabama is a nonprofit organization providing community support and assistance programs to residents across central Alabama.
Profile signals: Central Alabama residents seeking nonprofit financial counseling or community resources, Individuals looking for assistance from vetted, charitable organizations to verify
Alabama Consumer Protections: Alabama consumers are protected under the Alabama Mini-Code, which regulates consumer credit sales and loans. Payday lending is legal but regulated, with a maximum loan of $500 and a fee cap of 17.5% per $100. Consumers have the right to file complaints with the State Banking Department or the Attorney General's office.
Interest Rate Cap: Alabama usury cap: 8% default rate; payday loans capped at 17.5% per $100 advanced ($500 max loan).
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Alabama Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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