Compare 5 free help companies serving Birmingham, Alabama. Average rating: 4.1/5.
Alabama consumers are protected under the Alabama Mini-Code, which regulates consumer credit sales and loans. Payday lending is legal but regulated, with a maximum loan of $500 and a fee cap of 17.5% per $100. Consumers have the right to file complaints with the State Banking Department or the Attorney General's office.
¡HICA! is a Birmingham-based nonprofit serving Latino and immigrant families in Alabama with community development, advocacy, and economic empowerment programs for over 20 years.
Best for: Latino and immigrant families in Alabama seeking community resources and economic advancement pathways, Job seekers in the Birmingham area looking for employment opportunities through community networks
HUD-approved nonprofit housing counselor in Birmingham offering free homebuyer education, foreclosure prevention, and home repair grants to build wealth and stability.
Best for: First-time homebuyers in Birmingham seeking free education before purchase, Working families at risk of foreclosure needing prevention counseling
Operation HOPE is America's first nonprofit social investment bank offering free financial coaching, credit counseling, and money management services to underserved communities nationwide.
Best for: Low-to-moderate income individuals seeking free credit counseling without predatory lending alternatives, Homeowners at risk of foreclosure needing expert guidance on prevention options
United Way of Central Alabama is a nonprofit organization providing community support and assistance programs to residents across central Alabama.
Best for: Central Alabama residents seeking nonprofit financial counseling or community resources, Individuals looking for assistance from vetted, legitimate charitable organizations
NACA is a non-profit housing counselor providing character-based mortgage lending and HUD-approved housing counseling to help low-income families achieve homeownership without credit score requirements.
Best for: Low-to-moderate income first-time homebuyers without established credit history, Individuals with fair or poor credit scores seeking mortgage qualification
¡HICA! is a Birmingham-based nonprofit serving Latino and immigrant families in Alabama with community development, advocacy, and economic empowerment programs for over 20 years.
Best for: Latino and immigrant families in Alabama seeking community resources and economic advancement pathways, Job seekers in the Birmingham area looking for employment opportunities through community networks
HUD-approved nonprofit housing counselor in Birmingham offering free homebuyer education, foreclosure prevention, and home repair grants to build wealth and stability.
Best for: First-time homebuyers in Birmingham seeking free education before purchase, Working families at risk of foreclosure needing prevention counseling
Operation HOPE is America's first nonprofit social investment bank offering free financial coaching, credit counseling, and money management services to underserved communities nationwide.
Best for: Low-to-moderate income individuals seeking free credit counseling without predatory lending alternatives, Homeowners at risk of foreclosure needing expert guidance on prevention options
United Way of Central Alabama is a nonprofit organization providing community support and assistance programs to residents across central Alabama.
Best for: Central Alabama residents seeking nonprofit financial counseling or community resources, Individuals looking for assistance from vetted, legitimate charitable organizations
NACA is a non-profit housing counselor providing character-based mortgage lending and HUD-approved housing counseling to help low-income families achieve homeownership without credit score requirements.
Best for: Low-to-moderate income first-time homebuyers without established credit history, Individuals with fair or poor credit scores seeking mortgage qualification