Review 6 listed banks profiles associated with Birmingham, Alabama.
Alabama consumers are protected under the Alabama Mini-Code, which regulates consumer credit sales and loans. Payday lending is legal but regulated, with a maximum loan of $500 and a fee cap of 17.5% per $100. Consumers have the right to file complaints with the State Banking Department or the Attorney General's office.
FDIC-insured community bank based in Birmingham, AL offering personal and business banking with online and mobile services designed around local community investment.
Profile signals: Birmingham-area residents and businesses who prioritize community investment and local economic impact, Small business owners seeking relationship banking with lenders who understand local market conditions
CommerceOne Bank offers personalized private and commercial banking services with emphasis on responsive customer service, online platforms, and relationship-based financial solutions.
Profile signals: Small to mid-sized business owners seeking personalized treasury and commercial banking services, High-net-worth individuals wanting relationship-based private banking with dedicated support
FDIC-insured community bank operating in AL, VA, and TN offering personal and business checking, savings, lending, and digital banking solutions.
Profile signals: Community bank customers in Alabama, Virginia, or Tennessee seeking FDIC-insured deposits, Small business owners needing merchant card processing and cash management tools
Oakworth Capital Bank is an FDIC-insured regional bank offering commercial banking, wealth management, and advisory services with emphasis on personalized client relationships.
Profile signals: Closely held business owners and entrepreneurs needing listed commercial banking guidance, High-net-worth individuals seeking personalized wealth management and estate planning services
Regions Bank is a full-service regional bank offering checking, savings, mortgages, credit cards, and personal loans across 1,200+ branches, with FDIC insurance and digital banking tools.
Profile signals: Customers seeking traditional banking with convenient local branch access, First-time homebuyers exploring mortgage and refinancing options
ServisFirst Bank is an FDIC-insured regional bank offering commercial, personal, and correspondent banking services with $17.73B in total assets.
Profile signals: Small to mid-sized business owners seeking dedicated relationship banking and commercial lending, Companies needing comprehensive Treasury Management and cash flow optimization solutions