Compare 58 credit repair companies, personal lenders, and financial services in Baltimore, Maryland. All independently reviewed with BBB ratings and pricing.
Andela Financial Services offers small business loans, real estate financing, and credit repair through a network of 75+ lenders with rapid approval and funding.
Best for: Self-employed and freelance business owners seeking loans based on bank statements rather than traditional tax returns, Real estate investors looking for fix-and-flip or hard money financing with quick closings
Annapolis First Mortgage LLC is a Maryland-based mortgage lender offering home purchase, refinance, and real estate services with a focus on local market expertise.
Best for: Maryland borrowers seeking personalized service and local market expertise for home purchases or refinances, Homebuyers and refinancers who prefer relationship-based lending and direct contact with a named loan officer
Mission-driven CDFI offering affordable lending to small businesses, real estate developers, and underserved communities throughout Baltimore metro area.
Best for: Small business owners in Baltimore metro unable to qualify for traditional bank financing, Real estate developers focused on affordable housing and neighborhood revitalization projects
Maryland-based mortgage lender offering home purchase and refinance loans across the Mid-Atlantic. Founded in 2014, they use wholesale rate shopping and a consultative approach to find competitive rates.
Best for: First-time homebuyers seeking down payment assistance programs and expert guidance through the mortgage process, Self-employed borrowers and real estate investors needing non-traditional loan structures
Cash USA is a Baltimore pawn shop buying and selling gold, silver, electronics, and collectibles with 25+ years in business. They offer fast cash loans against collateral and competitive pricing on used goods.
Best for: Consumers needing immediate cash against collateral (electronics, jewelry, gold/silver) without credit checks, Budget shoppers seeking discounted used goods, particularly DVDs, video games, and audio equipment
Cash USA is a Baltimore-based pawn shop operating for over 25 years, buying and selling gold, silver, electronics, watches, and video games with a focus on competitive pricing.
Best for: Baltimore-area residents seeking immediate cash for used electronics, jewelry, or collectibles, Budget-conscious shoppers looking for discounted DVDs, video games, and used audio equipment
Cash USA is a Baltimore pawn shop buying and selling gold, silver, electronics, and collectibles with 25+ years in business. They offer fast cash loans against collateral and competitive pricing on used goods.
Best for: Consumers needing immediate cash against collateral (electronics, jewelry, gold/silver) without credit checks, Budget shoppers seeking discounted used goods, particularly DVDs, video games, and audio equipment
Cash USA is a Baltimore-based pawn shop operating for over 25 years, buying and selling gold, silver, electronics, watches, and video games with a focus on competitive pricing.
Best for: Baltimore-area residents seeking immediate cash for used electronics, jewelry, or collectibles, Budget-conscious shoppers looking for discounted DVDs, video games, and used audio equipment
Catonsville Jewelry & Pawn operates a pawn shop in Baltimore, MD offering collateral-based loans against jewelry, gold, and other valuables with immediate cash access.
Best for: Consumers needing immediate cash in the Baltimore area with valuable jewelry or gold to pledge, Individuals seeking collateral-based loans without credit checks or income verification
Champion Pawn & Jewelry is a Baltimore-based pawn shop offering collateral loans, gold/jewelry buying, repairs, and resale merchandise since 1996.
Best for: Customers with jewelry, electronics, or tools who need immediate cash and cannot access traditional credit, People seeking to sell or pawn items quickly without credit approval
EZPAWN is a pawn shop at 2609 Murfreesboro Pike in Nashville, TN offering collateral-based loans, retail merchandise sales, and gold/jewelry buying services.
Best for: Customers with valuable items (jewelry, electronics, firearms, tools) needing same-day cash without credit inquiry, Bargain hunters seeking 25-70% discounts on pre-owned brand-name electronics and merchandise
Fast Cash Pawnbrokers operates pawn shops in Maryland offering collateral-based loans, gold buying, and layaway plans across multiple locations.
Best for: Customers needing immediate cash who have valuable items to use as collateral, People with gold, jewelry, or precious metals they wish to sell or loan against
Check Cash Depot offers check cashing and financial transaction services at their Baltimore location on South Broadway, operating extended hours six days a week.
Best for: Unbanked individuals needing quick check conversion without a bank account, Workers with non-standard schedules requiring weekend or evening check cashing services
ACE Cash Express provides check cashing, money orders, bill payment, and money transfers at retail locations. No bank account required—only a valid government-issued ID.
Best for: Unbanked consumers without a bank account who need immediate check cashing, Business owners needing same-day business check cashing with cash on hand
GAW Check Cashing is a Baltimore-based check cashing service located at 225 N Eutaw St. Contact them at 410-528-8808 for check cashing and related financial services.
Best for: Baltimore residents who need basic check cashing services in the downtown area, Customers seeking a local, established check cashing business with a physical location
Baltimore's MoneyGram at 857 E Fort Ave offers check cashing and money transfer services 9AM-7PM daily.
Best for: Individuals regularly sending money to family members domestically or internationally, Urban residents in Baltimore with multiple service points within walking distance
MoneyGram at 400 E Pratt St in Baltimore, MD offers check cashing and money transfer services daily.
Best for: Unbanked and underbanked customers needing cash-based financial services, Immigrants and international customers sending money abroad
Rudies Check Cashing is a check-cashing service located in Baltimore, MD, offering check cashing, money orders, wire transfers, and bill payment services.
Best for: Unbanked Baltimore residents who need immediate check-cashing services, Individuals seeking convenient money order and wire transfer options during evening/weekend hours
Payday Loans Plus is an online lending marketplace that connects borrowers in Maryland with payday and personal lenders for fast cash advances, typically funded within one business day.
Best for: Maryland residents needing emergency cash within 1-2 business days, Borrowers with bad credit seeking quick funding without extensive documentation
Baltimore, MD's ACE Cash Express at 407 W Baltimore St provides quick payday and title loans with convenient weekend and Friday evening hours.
Best for: Consumers needing immediate cash access who prefer in-person service at physical locations, Vehicle owners seeking title-based loans as collateral for emergency cash
Baltimore's ACE Cash Express at 3046 Greenmount Ave provides payday and title loans with convenient hours in MD.
Best for: Consumers needing immediate cash access for emergency expenses without access to traditional bank loans, Customers with vehicles who can use title loans as collateral for larger emergency amounts
Check City Baltimore, Maryland — Check City offers payday loans, installment loans, title loans, and financial services with same-day funding across 13+...
Best for: Consumers with immediate cash needs ($100-$1,000) before payday with physical store access, Borrowers in Nevada or Utah who prefer face-to-face interactions for loan applications
Duke Payday Loans offers loans up to $5,000 for various purposes including auto, motorcycle, and boat financing across multiple states, with emphasis on accepting applicants with bad credit.
Best for: Consumers with bad credit histories seeking larger loan amounts ($2K-$5K) for vehicle purchases or major expenses, Applicants rejected by traditional lenders or banks who need multi-state lending accessibility
Baltimore, MD's Loan for Any Purpose at 5151 Sinclair Lane offers quick payday and title loans with flexible terms for eligible residents.
Best for: Detroit-area borrowers needing same-day cash under $1,000 with bad or no credit history, Vehicle owners seeking title loans up to $50,000 without a strict credit score requirement
Annapolis First Mortgage LLC is a Maryland-based mortgage lender offering home purchase, refinance, and real estate services with a focus on local market expertise.
Best for: Maryland borrowers seeking personalized service and local market expertise for home purchases or refinances, Homebuyers and refinancers who prefer relationship-based lending and direct contact with a named loan officer
Maryland-based mortgage lender offering home purchase and refinance loans across the Mid-Atlantic. Founded in 2014, they use wholesale rate shopping and a consultative approach to find competitive rates.
Best for: First-time homebuyers seeking down payment assistance programs and expert guidance through the mortgage process, Self-employed borrowers and real estate investors needing non-traditional loan structures
Federal Hill Mortgage is a Maryland-based mortgage lender specializing in conventional, FHA, VA, USDA, jumbo, and investor loans, led by state-ranked loan officer Tammy Saul.
Best for: Self-employed borrowers and business owners seeking creative financing solutions, Borrowers already under contract wanting to switch lenders for better rates or terms
Jeff Gunther is a loan officer at Primary Residential Mortgage in Baltimore, Maryland, specializing in home purchase, refinance, and investment property financing with NMLS certification.
Best for: Baltimore-area homebuyers seeking personalized mortgage consultation, Existing homeowners interested in refinancing with a local loan officer
Title and settlement company facilitating residential and commercial property transactions across MD, DC, VA, PA, and FL with full closing services.
Best for: Homebuyers and sellers completing residential property transactions in Maryland, DC, Virginia, Pennsylvania, or Florida, Commercial real estate investors and businesses handling property transfers in covered states
Universal Title provides title insurance, real estate closing services, and transaction support for home buyers and commercial clients in Baltimore and beyond.
Best for: Homebuyers seeking title insurance and closing services in Baltimore or service areas, Commercial real estate investors and property purchasers requiring title protection
Baltimore, MD's Loan for Any Purpose at 15 S Frederick St provides same-day personal loans to local borrowers.
Best for: Detroit-area borrowers with bad or thin credit needing quick access to small-dollar loans, Vehicle owners seeking title-backed loans up to $50,000 without a prime credit score
Mariner Finance Baltimore, Maryland — Mariner Finance is a coast-to-coast personal loan lender with physical branch locations offering personal loans fo...
Best for: Borrowers who prefer in-person lending relationships and community-based loan professionals, Customers seeking debt consolidation loans with established, long-operating financial institutions
Mariner Finance Baltimore, Maryland — Mariner Finance is a coast-to-coast personal loan lender with physical branch locations offering personal loans fo...
Best for: Borrowers who prefer in-person consultations and relationship-based lending with local professionals, Consumers consolidating multiple debts who want to understand terms through face-to-face discussions before committing
7676 Belair Rd in Baltimore, MD is home to OneMain Financial, offering personal loans with weekday service.
Best for: Borrowers with fair or poor credit seeking debt consolidation with fixed, predictable monthly payments, Consumers needing quick access to $1,500–$30,000 for emergency expenses, medical bills, or home/auto repairs
Andela Financial Services offers small business loans, real estate financing, and credit repair through a network of 75+ lenders with rapid approval and funding.
Best for: Self-employed and freelance business owners seeking loans based on bank statements rather than traditional tax returns, Real estate investors looking for fix-and-flip or hard money financing with quick closings
Mission-driven CDFI offering affordable lending to small businesses, real estate developers, and underserved communities throughout Baltimore metro area.
Best for: Small business owners in Baltimore metro unable to qualify for traditional bank financing, Real estate developers focused on affordable housing and neighborhood revitalization projects
Direct hard money lender specializing in short-term bridge loans and long-term rental financing for real estate investors. Offers quick approvals, flexible terms, and minimal documentation.
Best for: Experienced real estate investors and house flippers needing quick bridge financing, Investment property owners seeking cash-out refinancing or rental loan products
Unable to generate profile — website currently inaccessible (403 Forbidden error). Central Credit Union of Maryland appears to be a credit union based in Maryland, but specific services cannot be verified.
Securityplus Federal Credit Union is a Maryland-based not-for-profit credit union founded in 1938 offering Quick Cash loans up to $500 with no credit check required.
Best for: Existing Securityplus Federal Credit Union members needing small emergency loans under $500, Employed individuals with stable W-2 income and recent pay stubs seeking no-credit-check borrowing
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Baltimore offer free guidance at consumerfinance.gov.
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