U
USA Check Center (formerly Check Center)
Contact
BBB:
Part of the MoneyGram chain · locations
MoneyGram in Baltimore, MD
MoneyGram at 400 E Pratt St in Baltimore, MD offers check cashing and money transfer services daily.
Data compiled from public sources · Rating from CreditDoc methodology
MoneyGram Review
The MoneyGram location at 400 E Pratt St Suite 10 in Baltimore, MD is open seven days a week from 7 AM to 7 PM, making it convenient for residents and visitors of the Inner Harbor area to access check cashing and money transfer services. This standalone downtown Baltimore location is easily accessible for urgent financial needs.
At this Baltimore, MD location, MoneyGram provides check cashing, wire transfers, bill payments, and prepaid card services. You can reach the branch at +1 800-746-7287 to confirm service availability or ask about processing times for money transfers to domestic and international destinations.
For Baltimore residents needing quick access to cash or wire services, the 7-day schedule at this Pratt St location is ideal for both weekday and weekend banking needs. Bring a government-issued ID and your checks or payment information when visiting. MoneyGram locations like this one serve as an alternative to traditional banks for time-sensitive financial transactions.
Services & Features
Account balance inquiries
Bill payment services
Cash pickup and delivery
Check cashing
Domestic money transfers
In-person transfer services
International money transfers
Money orders
Online transfer management
Wire transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 36+ locations across Baltimore provides convenient neighborhood access
- Multiple partner retailers (Ace Cash Express, Shoppers Food and Pharmacy) allow bundled errands
- Both online and offline service options for flexibility
- Extended hours at some locations (open until 9:00 PM)
- Serves unbanked and underbanked populations effectively
- International money transfer capability through global network
Cons
- Service quality and fees vary by partner location—no standardized pricing transparency
- Many locations have early closures (8:00-10:00 AM opening times) limiting accessibility
- Operating through third-party agents means less direct company control over customer experience
- No fee information disclosed on the location page—customers must call individual locations
- Dependent on partner business hours and policies, which may change independently
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is MoneyGram legitimate?
Yes. MoneyGram is a registered company, headquartered in 400 E Pratt St Suite 10, Baltimore, MD 21202.
Quick Facts
- Headquarters
- 400 E Pratt St Suite 10, Baltimore, MD 21202
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on MoneyGram
MoneyGram is best for unbanked or underbanked Baltimore residents who need quick access to money transfers, check cashing, or payment services through convenient neighborhood locations. The main caveat is that MoneyGram operates through partner retailers with varying hours, fees, and service standards—prices and availability should be confirmed directly with the specific location you plan to visit.
Best For
- Unbanked and underbanked customers needing cash-based financial services
- Immigrants and international customers sending money abroad
- People needing quick check cashing or money orders in specific Baltimore neighborhoods
- Customers preferring to combine money services with retail shopping
Updated 2026-04-29
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