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Pawn1st in Phoenix, AZ

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At 2619 W Glendale Ave in Phoenix, AZ, Pawn1st provides fast pawn loans and quality merchandise.

Data compiled from public sources

Pawn1st Review

Located at 2619 W Glendale Ave in Phoenix, AZ, Pawn1st is a standalone pawn shop in the West Glendale neighborhood. This Phoenix location operates Monday through Saturday, 9 AM to 7 PM, and is closed on Sundays. It's a convenient stop for Phoenix residents needing quick access to pawn services and loans.

At this Phoenix pawn shop, you can pawn items for short-term cash access, take out loans against jewelry and electronics, or browse quality merchandise at discounted prices. Call 602-242-1500 to discuss item valuations, loan terms, or get directions to the 2619 W Glendale location.

If you are researching short-term cash access, bring a valid ID and the item you want to pawn when you visit Pawn1st at 2619 W Glendale Ave in Phoenix, AZ. Most transactions can be completed the same day, and the team focuses on fair valuations.

Services & Features

Gold, silver, and precious metals buying
Item liquidation and valuation
Layaway services with 10% down payment option
Lease-to-own and retail finance payment solutions (through AFF subsidiary)
Non-recourse lending (no personal debt obligation after forfeiture)
Over 15,000 active retail merchant partner locations for finance options
Pawn loans secured by personal property
Point-of-sale payment technology solutions
Retail sales of merchandise and pawned goods
Store locator and inventory search online

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, UK, and Latin America—high accessibility and convenience
  • eligibility claim to verify; non-recourse loans mean no debt collection if item is forfeited
  • short-term cash access on the spot for items of value without lengthy application processes
  • Wide range of accepted collateral (jewelry, electronics, tools, instruments, appliances)
  • Layaway service available with 10% down payment for budget-constrained customers
  • Gold and precious metals buying service for immediate liquidity conversion
  • Publicly traded company (S&P MidCap 400, Russell 2000) providing corporate stability and transparency

Cons

  • Loan amounts are inherently limited by collateral value and subject to subjective store valuations
  • Short repayment terms create pressure to refinance or lose pledged items permanently
  • Interest rates and fees not disclosed on website; typical pawn rates are significantly higher than traditional loans
  • No credit-building benefit—pawn loans do not report to credit bureaus, so they do not improve credit scores
  • Risk of item loss if unable to repay; collateral forfeiture is the enforcement mechanism rather than formal debt collection

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Phoenix, AZ. It does not confirm that Pawn1st or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Money services context in Arizona

Short-term lending status: Banned

General rate context: 36% APR cap on consumer loans; payday lending banned since 2010

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Pawn1st offer?

Pawn1st offers 10 services including Pawn loans secured by personal property, Retail sales of merchandise and pawned goods, Gold, silver, and precious metals buying, Layaway services with 10% down payment option, Item liquidation and valuation, and 5 more.

What profile signals are listed for Pawn1st?

Pawn1st has profile signals associated with Consumers with urgent expense research and no access to traditional credit (unbanked/underbanked), People with valuable items (jewelry, electronics, instruments) willing to temporarily pledge collateral, Individuals seeking layaway or payment plan options for retail purchases with limited upfront funds, Those needing to convert precious metals or valuables to short-term cash access quickly.

What are the strengths and weaknesses of Pawn1st?

Key strengths: 3,300+ locations across 29 U.S. states, UK, and Latin America—high accessibility and convenience; eligibility claim to verify; non-recourse loans mean no debt collection if item is forfeited; short-term cash access on the spot for items of value without lengthy application processes. Areas to consider: Loan amounts are inherently limited by collateral value and subject to subjective store valuations; Short repayment terms create pressure to refinance or lose pledged items permanently.

How does Pawn1st compare to similar companies?

In the Pawn Shops category, comparable providers include TitleBucks Title Loans, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2619 W Glendale Ave, Phoenix, AZ 85051
BBB Accredited
No
Visit Pawn1st

CreditDoc Profile Note

Research Note on Pawn1st

FirstCash is profile signals for cash-constrained or unbanked consumers with valuable collateral who need immediate funds with eligibility claims to verify or lengthy approval processes. The primary caveat is that pawn loans are expensive short-term borrowing with risk of collateral loss and no credit-building benefit—they should be used only for genuine emergencies, not regular financial management.

Profile Signals

  • Consumers with urgent expense research and no access to traditional credit (unbanked/underbanked)
  • People with valuable items (jewelry, electronics, instruments) willing to temporarily pledge collateral
  • Individuals seeking layaway or payment plan options for retail purchases with limited upfront funds
  • Those needing to convert precious metals or valuables to short-term cash access quickly
Updated 2026-05-08

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Quick Summary

  • Pawn1st is listed as a Pawn Shops provider in Phoenix, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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