Phoenix-based pawn shop offering collateral loans, jewelry services, and buy/sell/trade on electronics, tools, vehicles, and valuables.
Data compiled from public sources · Google rating shown when a stored review count is available
Arrow Pawn & Jewelry operates a full-service pawn shop located at 2706 W Thomas Rd in Phoenix, Arizona. The business has established itself as a neighborhood pawn operation with extended hours, including a late-night window service available 6pm-9pm Monday through Friday. The shop targets customers researching short-term cash access through collateral-based loans, as well as buyers and sellers in the secondhand market.
The company offers pawn loans against a wide range of collateral including jewelry, electronics, tools, musical instruments, vehicles (cars, trucks, motorcycles), antiques, and household items. Beyond lending, they actively buy, sell, and trade merchandise, and provide ancillary jewelry services including repair, cleaning, and watch battery replacement. They also offer layaway purchases with a 20% down payment and no fees, providing an alternative to traditional lending. Their website emphasizes rate claims to verify and claims to "charge lower rates than competitors" and "pay more for valuables."
Arrow Pawn distinguishes itself through accessibility and service speed. Operating Monday-Friday 10am-9pm and Saturday 10am-5pm (closed Sundays), they market themselves as "Phoenix's friendliest pawn shop" with emphasis on "fast friendly service" and "no hassle loans." The late-night window service is a specific operational feature. Their inventory messaging highlights breadth across categories—from luxury vehicles to warehouse liquidation items—suggesting high inventory turnover and diverse sourcing.
As a pawn shop, Arrow Pawn operates within a heavily regulated lending category. While they market lower rates and better valuations, actual terms (APR, loan-to-value ratios, redemption periods) are not disclosed on the website. Customers should verify specific loan terms, interest rates, and redemption policies in person. Like all pawn operations, this model is best suited for customers with valuable collateral seeking short-term cash access rather than traditional unsecured lending.
This is state-level context for Pawn Shops consumers in Phoenix, AZ. It does not confirm that Arrow Pawn & Jewelry or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Arrow Pawn & Jewelry offers 12 services including Pawn loans on jewelry and diamonds, Pawn loans on electronics and game consoles, Pawn loans on tools and landscaping equipment, Pawn loans on vehicles (cars, trucks, motorcycles), Pawn loans on musical instruments (guitars, drum kits), and 7 more.
Arrow Pawn & Jewelry has profile signals associated with Customers with valuable jewelry, electronics, or tools who are researching short-term cash access and can repay within typical pawn windows, Vehicle owners seeking collateral-based loans against cars, trucks, or motorcycles with eligibility claims to verify, Budget-conscious buyers seeking discounted secondhand items across jewelry, electronics, and tools categories, Working customers who need extended hours access and benefit from the 6pm-9pm late window.
Key strengths: Late-night service window 6pm-9pm Monday-Friday for working customers unable to visit during standard hours; Layaway option with only 20% down and no fees, providing alternative to high-interest lending; Wide range of accepted collateral: jewelry, electronics, tools, vehicles, musical instruments, antiques, and household items. Areas to consider: Website does not disclose specific APR rates, loan-to-value ratios, or redemption timeline terms—customers must visit in person; Closed Sundays, limiting access for some customers despite weekday/Saturday availability.
In the Pawn Shops category, comparable providers include Cash Paradise # 1, Ideal Pawn and Jewelry, The King's Pawn. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Arrow Pawn & Jewelry is profile signals for Phoenix-area customers with valuable collateral (jewelry, electronics, vehicles, tools) who are researching short-term cash access and can tolerate the pawn lending model. The primary caveat is that specific loan terms, APR rates, and redemption policies are not disclosed online—customers must visit in person to understand actual borrowing costs and conditions before pledging collateral.
Miami-based jewelry repair and pawn shop specializing in watch repairs and jewelry services with competitive pricing and Latino-owned operations.
Google rating from 223 reviews
Profile signals: Miami-area residents seeking jewelry repair and watch service with quick turnaround times, Individuals looking to pawn jewelry or watches for emergency cash loans
Family-owned Georgia pawn shop established in 1989 offering collateral-based loans, jewelry sales, and electronics purchases in the Atlanta area.
Google rating from 962 reviews
Profile signals: Atlanta-area consumers needing quick collateral-based loans with eligibility criteria to verify, Individuals looking to sell or trade jewelry, watches, cameras, or electronics for short-term cash access
King's Pawn is a collateral-based lender in Escondido, CA offering pawn loans, gold/jewelry sales, and cash advances on items of value with provider-stated funding timing.
Google rating from 304 reviews
Profile signals: Bilingual Spanish/English speakers in the Escondido, CA area researching short-term cash access, People with jewelry, gold, tools, or electronics who prefer selling outright over long-term debt
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