Part of the Pawn1st chain · locations
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Pawn1st in Phoenix, AZ

4.8/5
Google rating from 3,504 reviews

Phoenix pawn shop Pawn1st at 25 W Baseline Rd offers quick cash for jewelry, electronics, and valuables.

Data compiled from public sources · Google rating shown when a stored review count is available

Pawn1st Review

Pawn1st is located at 25 W Baseline Rd in Phoenix, AZ, serving the local community as a standalone pawn shop. This location is easily accessible and caters to Phoenix residents seeking short-term cash access or deals on merchandise. The store operates as an independent branch serving the Phoenix area.

At this Phoenix location, customers can sell or pawn jewelry, electronics, musical instruments, tools, and other valuables. The shop also buys items outright. For inquiries about current inventory or to discuss pawning or selling items, call +1 602-276-6088. The team at this Baseline Rd location is experienced in fair pricing and quick transactions.

If you're in Phoenix and are researching short-term cash access, Pawn1st offers a straightforward alternative to traditional lending. Bring a valid ID and the items you wish to sell or pawn. This location provides listed pricing and competitive terms for Phoenix residents.

Services & Features

Cash payment for items at time of sale or loan origination
Gold and precious metal purchasing and valuation
Layaway services with 10% down payment option
Lease-to-own and retail finance solutions through subsidiary AFF (15,000+ merchant partners)
Multi-country operations across North America and Latin America
Non-recourse pawn loans secured by personal property
Online and in-store inventory browsing
Retail sales of used merchandise (jewelry, electronics, tools, appliances, sporting goods, instruments)
Store locator tool for finding nearest FirstCash location
Wide variety of collateral acceptance and merchandise buying

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, UK, and Latin America provides high listed accessibility
  • Non-recourse loans mean you are not personally liable if the loan cannot be repaid—only collateral is at risk
  • short-term cash access disbursement at time of loan—no waiting for funding approval
  • Publicly traded company with established operational standards and regulatory oversight
  • Diverse collateral acceptance including jewelry, electronics, tools, appliances, instruments, and sporting goods
  • Gold and precious metal buying service offers instant cash for items many consumers already own
  • Layaway service available as alternative to pawn loans for planned purchases
  • Online store locator and inventory tools help customers find items and nearby locations

Cons

  • Interest rates, loan fees, and terms not disclosed on website—customers must visit store or call to learn true cost of borrowing
  • Risk of losing pledged collateral if loan cannot be repaid; items sold if redemption period expires
  • Pawn loans are high-cost borrowing relative to traditional personal loans or lines of credit from banks
  • Non-recourse lending means no credit building—loan activity is not reported to credit bureaus
  • Limited to serving primarily cash and credit-constrained consumers; not a solution for those needing credit rehabilitation

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Phoenix, AZ. It does not confirm that Pawn1st or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Money services context in Arizona

Short-term lending status: Banned

General rate context: 36% APR cap on consumer loans; payday lending banned since 2010

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Pawn1st offer?

Pawn1st offers 10 services including Non-recourse pawn loans secured by personal property, Gold and precious metal purchasing and valuation, Retail sales of used merchandise (jewelry, electronics, tools, appliances, sporting goods, instruments), Layaway services with 10% down payment option, Store locator tool for finding nearest FirstCash location, and 5 more.

What profile signals are listed for Pawn1st?

Pawn1st has profile signals associated with Cash-constrained consumers who need immediate funds and own valuable items they can pledge as collateral, People with damaged credit or no credit history who may not meet traditional bank-loan criteria, Individuals seeking quick, short-term loans without lengthy approval processes, Those looking to sell gold, jewelry, or other valuables for short-term cash access.

What are the strengths and weaknesses of Pawn1st?

Key strengths: 3,300+ locations across 29 U.S. states, UK, and Latin America provides high listed accessibility; Non-recourse loans mean you are not personally liable if the loan cannot be repaid—only collateral is at risk; short-term cash access disbursement at time of loan—no waiting for funding approval. Areas to consider: Interest rates, loan fees, and terms not disclosed on website—customers must visit store or call to learn true cost of borrowing; Risk of losing pledged collateral if loan cannot be repaid; items sold if redemption period expires.

How does Pawn1st compare to similar companies?

In the Pawn Shops category, comparable providers include Luxury Pawnbrokers - Cash for Gold, Texas Cash Pawn Shop, WEST TOWN JEWELRY & LOAN. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Phoenix, AZ
BBB Accredited
No
Visit Pawn1st

CreditDoc Profile Note

Research Note on Pawn1st

FirstCash is profile signals for cash-strapped consumers who own valuable items and need immediate funds with eligibility claims to verify or lengthy approval processes. The primary caveat is that pawn lending is high-cost borrowing with the real risk of losing collateral, and interest rates/fees are not disclosed upfront—customers must contact their local store for pricing details before committing to a loan.

Profile Signals

  • Cash-constrained consumers who need immediate funds and own valuable items they can pledge as collateral
  • People with damaged credit or no credit history who may not meet traditional bank-loan criteria
  • Individuals seeking quick, short-term loans without lengthy approval processes
  • Those looking to sell gold, jewelry, or other valuables for short-term cash access
Updated 2026-04-29

Similar Companies

Luxury Pawnbrokers - Cash for Gold logo

Luxury Pawnbrokers - Cash for Gold

Luxury Pawnbroker is a collateral-based lender in Ozone Park, NYC specializing in jewelry, watches, and diamonds. They offer short-term cash access for unwanted luxury items.

5.0/5

Google rating from 239 reviews

BBB: NR

Profile signals: People researching short-term cash access and willing to part with luxury jewelry or watches, NYC residents with high-value items seeking quick liquidity without traditional lending

Texas Cash Pawn Shop logo

Texas Cash Pawn Shop

Review this provider profile and compare source-linked details before choosing what to do next.

4.5/5

Google rating from 133 reviews

BBB: NR

Profile signals: Consumers in River Oaks, Texas looking for emergency lending services, People who prefer working with a local emergency lending provider

WEST TOWN JEWELRY & LOAN logo

WEST TOWN JEWELRY & LOAN

West Town Jewelry & Loan buys and sells gold, diamonds, watches, coins, and collectibles for cash in Chicago since 1997. They also offer pawn loans against valuables.

4.9/5

Google rating from 256 reviews

BBB: NR

Profile signals: People who own gold, silver, diamonds, or watches and are researching short-term cash access, Collectors and dealers of rare coins, currency, watches, or antiques seeking fair valuations

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Quick Summary

  • Pawn1st is listed as a Pawn Shops provider in Phoenix, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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