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Family-owned pawn shop and auction house in Phoenix, AZ that buys, sells, and trades gold, silver, firearms, jewelry, and collectibles with over 40 years of combined industry experience.
Data compiled from public sources
Nine Lives Auction & Pawn is a family-owned and operated pawn shop and auction house located in Phoenix, Arizona at 2510 East Bell Road. The business combines traditional pawn services with an auction component, offering a hybrid model designed to provide customers with multiple pathways to buy, sell, or trade valuables. The company emphasizes its independent status as a "Mom & Pop" small business, positioning itself as an alternative to larger corporate pawn chains in the local market.
The shop specializes in purchasing precious metals (gold, silver, and platinum), jewelry, firearms, tools, musical equipment, antiques, and collectible items. They offer pawn loans secured by collateral, direct purchases of valuables, and auction services through their online platform featuring categories like firearms and comics. The company advertises competitive pricing and claims to pay "top dollar" for items, with emphasis on fair and listed appraisals. They also operate an online auction system with current and upcoming auctions listed on their website.
Nine Lives differentiates itself through personal customer service, emphasis on relationship-building, low-interest loan offerings, and a stated commitment to a "stress-free process." The business highlights its family ownership, local roots, and extensive combined experience in pawn and auction industries. Their online presence includes active auction listings, customer reviews on Google, and direct contact channels for appraisals and inquiries.
As a pawn shop, the business serves customers researching short-term cash access against collateral, those liquidating valuable items, and auction buyers seeking specific collectibles. The primary caveat is that pawn loans are collateral-dependent, interest rates and terms vary, and customers risk losing items if loans aren't repaid. The auction component adds complexity and may involve longer timelines compared to direct purchases.
This is state-level context for Pawn Shops consumers in Phoenix, AZ. It does not confirm that Nine Lives Auction or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Nine Lives Auction offers 12 services including Pawn loans secured by personal valuables with stated low interest rates, Direct purchase of gold and silver at competitive rates, Jewelry buying and appraisal services, Firearm sales and purchases, Tool purchase and collateral lending, and 7 more.
Nine Lives Auction has profile signals associated with People researching short-term cash access against valuable collateral (jewelry, electronics, tools, firearms), Individuals liquidating precious metals, antiques, or collectibles outside traditional retail channels, Collectors bidding on firearms, comics, or specialty items through their online auction platform, Customers preferring local, family-owned businesses over corporate pawn chains.
Key strengths: Family-owned independent operator, not a corporate chain; Combines pawn loans with auction services for flexibility in buying and selling; Explicitly states low-interest loans compared to industry standard. Areas to consider: Limited hours: closed Sundays and weekdays after 5pm may inconvenience working customers; Website contains grammatical errors ('equiptment' instead of 'equipment'), suggesting limited professional polish.
In the Pawn Shops category, comparable providers include TitleBucks Title Loans, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
profile signals for Phoenix-area customers researching short-term cash access against valuable personal items or those liquidating precious metals, collectibles, and specialty goods through a local, independent operator rather than a corporate pawn chain. Primary consideration: pawn loans are collateral-dependent with variable terms; customers must verify specific interest rates, repayment terms, and forfeit policies directly with the shop, as these critical details are not disclosed on their website.
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