Banks in Charlotte, NC
Review 37 listed banks profiles associated with Charlotte, North Carolina. Check local offices, stored review context, and state-level rules before contacting a provider.
37
Banks Listed Profiles
4
In Charlotte Specifically
33
Statewide Profiles
Review banks provider profiles associated with Charlotte, North Carolina. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Charlotte List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Banks Located in Charlotte
These providers have offices or are specifically located in Charlotte, NC.
Woodforest National Bank
FDIC-insured national bank offering checking, savings, and loans with convenient in-store branches at Walmart and 90K+ retail locations, plus online and mobile banking.
First Community Bank
2127 Ayrsley Town Blvd: First Community Bank's Charlotte, NC branch serves south Charlotte residents with personal and business banking, lending, and ATM access.
Chase Bank
Charlotte, NC: Chase Bank at 3319 Pineville-Matthews Rd provides personal and business banking Monday-Saturday.
M&F Bank - Charlotte, NC
M&F Bank is a community-focused bank with a Charlotte, NC branch offering personal and business banking services, including checking, savings, loans, and SBA financing.
More Banks Serving Charlotte, NC
Statewide profiles that may be relevant for Charlotte residents researching this category.
Uwharrie Bank
Community bank offering personal and business checking, savings, mortgages, loans, and wealth management services with digital banking capabilities and local branch presence.
Truist Bank
Truist Bank offers personal and commercial banking services including checking, savings, credit cards, loans, mortgages, and investments through digital and branch channels.
Triad Business Bank
FDIC-insured commercial and private bank serving the Triad region with advanced technology and community-focused lending.
The Fidelity Bank
Community bank operating in North Carolina, South Carolina, and Virginia since 1909, offering deposit accounts, mobile banking, mortgages, credit products, and wealth management services.
Tarboro Savings Bank, Ssb
Community-owned savings bank in Tarboro, NC, established 1906, specializing in mortgages and deposit accounts with emphasis on personal service.
Southern Bank and Trust Company
Regional bank serving eastern North Carolina and Virginia for 125 years, offering personal and business banking with emphasis on community relationships and local decision-making.
Roxboro Savings Bank, Ssb
Community-focused savings bank offering personal and business checking, savings, mortgages, and loans with emphasis on local decision-making and personalized service.
Providence Bank
North Carolina-based community bank founded in 2006, offering personal and business banking with FDIC insurance and local decision-making.
Piedmont Federal Savings Bank
Piedmont Federal is a FDIC-insured mutual savings bank offering checking, savings, loans, and mortgages with over 100 years of local community focus.
Peoples Bank
Newton, NC's Peoples Bank at 518 W C St offers retail banking services to the community.
North State Bank
North State Bank is a community bank founded in 2000, serving Wake and New Hanover counties with checking, savings, mortgages, business banking, and digital services.
New Republic Bank
FDIC-insured bank offering personalized commercial and personal banking solutions with dedicated relationship managers and white-glove service.
Showing 12 of 33 statewide providers. View all Banks nationally →
Not Sure Where to Start in Charlotte?
Take our free 2-minute quiz to estimate a borrowing range and review banks research paths based on your inputs and location.
Take the Borrowing Power Quiz →Banks Questions in Charlotte
How can I improve my credit score quickly in Charlotte, North Carolina? +
Charlotte residents can leverage the city's 211 FDIC-insured banking locations to establish secured credit cards or credit-builder loans. Focus on paying down balances at local branches like Ballantyne or Myers Park locations, and consider best secured credit cards from major Charlotte-based banks. Utilize free credit counseling through HUD-approved agencies in the Charlotte area.
Where can Charlotte small business owners find SBA loans? +
Charlotte entrepreneurs can access best SBA loans through the SBA North Carolina District Office and local SCORE Charlotte mentors. With North Carolina receiving $6.03 billion in SBA lending across 8,539 loans, Charlotte businesses have strong access to capital. Visit the Charlotte Regional Business Alliance or local bank branches in SouthPark and Uptown for SBA lending programs.
What debt consolidation options are available in Charlotte, NC? +
Charlotte residents benefit from North Carolina's 8% usury cap for general loans and 30% cap for consumer finance loans under $10,000. Consider best personal loan lenders with Charlotte branches, credit union options, or best debt relief companies. Avoid companies that don't comply with NC Attorney General consumer protection requirements.
Are there good credit unions in the Charlotte area? +
Charlotte offers several credit union options including State Employees' Credit Union branches and local community credit unions. These institutions often provide better rates than traditional banks and can help with credit building through secured loans and credit cards. Credit unions in Charlotte typically offer more personalized service and may be more flexible with lending decisions for members with lower credit scores.
Banks Questions for Charlotte Residents
Explore More in Charlotte
Charlotte has resources across credit repair, lending, debt relief, and more. See the full local guide.
← Back to Charlotte, NC Credit Guide