Credit Repair in Charlotte, NC
Review 13 listed credit repair profiles associated with Charlotte, North Carolina. Check local offices, stored review context, and state-level rules before contacting a provider.
13
Credit Repair Listed Profiles
2
In Charlotte Specifically
11
Statewide Profiles
Looking for credit repair help in Charlotte, North Carolina? Federal law (CROA) protects your right to dispute inaccurate items on your credit report, and North Carolina adds additional consumer protections. State law prohibits credit repair companies from charging upfront fees before services are delivered. Companies must maintain a $10,000 surety bond. You have 3 days to cancel any credit repair contract without penalty. Below are credit repair companies serving Charlotte residents — compare their services, check their CFPB complaint record, and verify they follow North Carolina regulations before signing any contract.
How to Use This Charlotte List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Credit Repair Located in Charlotte
These providers have offices or are specifically located in Charlotte, NC.
Credit Firm Inc
Credit Firm Inc. provides credit repair, debt settlement, and personal credit coaching across multiple locations. They combine software tools with human experience context for credit-score context to review and dispute negative items.
Credit Repair Corporation Charlotte
Credit Firm, Inc. offers credit repair, debt settlement, and personal credit coaching services across multiple states including Charlotte, NC, with a hybrid approach combining software and human experience context.
More Credit Repair Serving Charlotte, NC
Statewide profiles that may be relevant for Charlotte residents researching this category.
Funding Credit
Funding Credit offers credit counseling, repair, and business credit building services alongside funding referrals and credit enhancement programs designed for credit-score context to review.
Sunshine Credit Services
Sunshine Credit Services disputes negative items on credit reports and provides customized credit repair strategies. Based in Charlotte, NC, they charge $99/month and promise results within 90 days.
Peoples Consulting LLC
Peoples Consulting is a North Carolina-based credit repair firm that disputes negative items and helps clients remove collections, charge-offs, and late payments from their credit reports.
Keep It Simple Consulting Co. LLC
Keep It Simple Consulting Co. LLC is a Credit Consultants Association member offering credit repair and consulting services based in Charlotte, NC.
Valiant Credit Repair Services
Credit repair company offering dispute services across all three bureaus with customized challenges and creditor negotiations to dispute reported items.
KASH & Services
KASH & Services is a Charlotte-based multi-service financial firm offering tax preparation, tax resolution, bookkeeping, notary, and estate planning alongside business setup and dispatch services.
Improve Credit LLC
Charlotte-based credit repair firm offering dispute services, credit monitoring, and financial counseling with 19+ years of experience and claimed $25M in customer savings.
Empire Professional Services
Empire Professional Services offers credit repair and financial consulting to help clients dispute negative items and provide credit-score context to review, with claims of 95% seeing results in 30 days.
CLEAN SLATE CONSULTING
Clean Slate Consulting disputes negative items on credit reports and provides credit monitoring through a client portal with tiered service plans ranging from $99–$199/month.
5 Star Credit & Financial Svcs, LLC
Charlotte-based credit repair firm led by licensed Realtor Chemise 'Star' Broadus, offering personalized dispute services and homeownership coaching nationwide.
Tip Top Scores
Tip Top Scores is a credit repair provider based in Charlotte, North Carolina. Rated 4.9/5 with 155 Google reviews, reflecting high listed customer satisfaction.
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Charlotte has resources across credit repair, lending, debt relief, and more. See the full local guide.
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