Credit Repair in Charlotte, NC

Review 14 listed credit repair profiles associated with Charlotte, North Carolina. Check local offices, stored review context, and state-level rules before contacting a provider.

14

Credit Repair Listed Profiles

2

In Charlotte Specifically

12

Statewide Profiles

Looking for credit repair help in Charlotte, North Carolina? Federal law (CROA) protects your right to dispute inaccurate items on your credit report, and North Carolina adds additional consumer protections. Below are credit repair companies serving Charlotte residents — compare their services, check their CFPB complaint record, and verify they follow North Carolina regulations before signing any contract.

North Carolina lending laws → Charlotte full guide → Estimate borrowing power → How complaint data works →

How to Use This Charlotte List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

Charlotte guide State rules Borrower questions CFPB data context

Credit Repair Located in Charlotte

These providers have offices or are specifically located in Charlotte, NC.

C

Credit Firm Inc

Credit Firm Inc. provides credit repair, debt settlement, and personal credit coaching across multiple locations. They combine software tools with human expertise to improve credit scores and dispute negative items.
C

Credit Repair Corporation Charlotte

Credit Firm, Inc. offers credit repair, debt settlement, and personal credit coaching services across multiple states including Charlotte, NC, with a hybrid approach combining software and human expertise.

More Credit Repair Serving Charlotte, NC

Statewide profiles that may be relevant for Charlotte residents researching this category.

5

5 Star Credit & Financial Svcs, LLC

Charlotte-based credit repair firm led by licensed Realtor Chemise 'Star' Broadus, offering personalized dispute services and homeownership coaching nationwide.
C

CLEAN SLATE CONSULTING

Clean Slate Consulting disputes negative items on credit reports and provides credit monitoring through a client portal with tiered service plans ranging from $99–$199/month.
E

Empire Professional Services

Empire Professional Services offers credit repair and financial consulting to help clients dispute negative items and improve credit scores, with claims of 95% seeing results in 30 days.
F

Funding Credit

Funding Credit offers credit counseling, repair, and business credit building services alongside funding referrals and credit enhancement programs designed to improve credit scores.
I

Improve Credit LLC

Charlotte-based credit repair firm offering dispute services, credit monitoring, and financial counseling with 19+ years of experience and claimed $25M in customer savings.
K

KASH & Services

KASH & Services is a Charlotte-based multi-service financial firm offering tax preparation, tax resolution, bookkeeping, notary, and estate planning alongside business setup and dispatch services.
K

Keep It Simple Consulting Co. LLC

Keep It Simple Consulting Co. LLC is a Credit Consultants Association member offering credit repair and consulting services based in Charlotte, NC.
P

Pay After Deletion Credit Repair

Pay After Deletion Credit Repair is a credit repair company listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.
P

Peoples Consulting LLC

Peoples Consulting is a North Carolina-based credit repair firm that disputes negative items and helps clients remove collections, charge-offs, and late payments from their credit reports.
S

Sunshine Credit Services

Sunshine Credit Services disputes negative items on credit reports and provides customized credit repair strategies. Based in Charlotte, NC, they charge $99/month and promise results within 90 days.
T

Tip Top Scores

Tip Top Scores is a credit repair provider based in Charlotte, North Carolina. Rated 4.9/5 with 155 Google reviews, reflecting exceptional customer satisfaction.
V

Valiant Credit Repair Services

Credit repair company offering dispute services across all three bureaus with customized challenges and creditor negotiations to remove negative items.

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Credit Repair Questions in Charlotte

What are the best credit repair companies serving Charlotte, NC residents?

Charlotte residents should research best credit repair companies that comply with North Carolina's consumer protection laws. Since North Carolina doesn't require credit repair companies to post bonds, it's crucial to verify credentials through the NC Attorney General's Consumer Protection Division. Look for companies with local Charlotte offices and strong Better Business Bureau ratings in the Charlotte region.

More local credit questions for Charlotte →

Credit Repair Questions for Charlotte Residents

More credit & lending answers for Charlotte →

Explore More in Charlotte

Charlotte has resources across credit repair, lending, debt relief, and more. See the full local guide.

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