Cedar Hill National Bank in Charlotte, NC

Cedar Hill National Bank was established on February 2, 1998, and operates as a commercial bank with a national (federal) charter under the supervision of the Office of the Comptroller of the Currency (OCC). The bank maintains its main office at 9401 Southern Pine Boulevard, Suite P in Charlotte, North Carolina 28273, and is a Fed member institution. With total assets of $12,549,000 and FDIC Certificate Number 34478, Cedar Hill is a small regional bank serving the Charlotte market.

The bank offers standard banking services including checking and savings accounts, ATM access, and credit and lending products. They maintain traditional lobby hours Monday through Friday from 10:00 AM to 4:00 PM, with weekend closures. The bank has positioned itself with modern partnerships, including a Coinbase cryptocurrency offering that provides customers the opportunity to earn free cryptocurrency (up to $100 value) through their banking relationship.

Cedar Hill National Bank distinguishes itself as a nationally chartered institution with federal oversight and full FDIC deposit insurance coverage, providing customers with deposit protection up to standard insurance limits. 5 million) indicates it operates as a genuine community-focused lender rather than a large-scale regional or national bank, allowing for potentially more personalized service relationships. As a small commercial bank with minimal online presence and no visible customer reviews on the listing platform, Cedar Hill National Bank appears to serve a localized Charlotte customer base.

The bank's focus on traditional banking services, combined with emerging offerings like cryptocurrency partnerships, suggests an attempt to modernize its product offerings. However, the lack of detailed information about specific loan products, interest rates, or fee structures limits transparency for prospective customers researching the institution.