At 205 Se Broad St in Southern Pines, NC, First Bank offers local banking services for residents and businesses.
Data compiled from public sources · Rating from CreditDoc methodology
First Bank's Southern Pines location is situated at 205 Se Broad St, a convenient spot for residents and business owners in Southern Pines, NC. The branch operates as a standalone facility, making it easily accessible whether you're in the neighborhood or conducting banking business in the community. While specific hours aren't listed online, you can contact the branch directly for operating times.
At this Southern Pines branch, First Bank provides essential banking services including personal checking and savings accounts, loan products, and financial guidance tailored to local needs. While a phone number isn't immediately available online, visiting the branch at 205 Se Broad St or checking First Bank's official website will provide current contact information and service details.
For Southern Pines residents seeking personalized banking without the complexity of larger chains, this branch location offers a direct way to discuss mortgages, auto loans, and investment options. Bring your ID and any relevant financial documents if you're opening an account or applying for credit. First Bank remains committed to supporting the Southern Pines community with accessible, relationship-based banking.
First Bank received 39 consumer complaints in the past 12 months. All complaints received a timely response from the company.
39
Complaints (12 months)
23.8%
Resolved with relief
Stable
Complaint trend
Most Common Complaint Categories
116 FDIC-insured branch locations nationwide.
Source: Consumer Financial Protection Bureau · FDIC BankFind
First Bank offers 12 services including Online banking with user ID and secure access code authentication, Personal checking and savings accounts, Certificates of Deposit (CDs), Auto/car loans, Home mortgages (purchase and refinance), and 7 more.
First Bank is best suited for Individuals and families in North and South Carolina seeking traditional banking with online access, Small business owners needing comprehensive banking services including business loans and lines of credit, Customers prioritizing personal relationships and local branch access alongside digital banking convenience, Homebuyers and existing homeowners interested in mortgage and home equity financing options.
Key strengths: Two-factor authentication security requiring secure access codes via phone or SMS for online banking; Mobile check deposit capability available through smartphone app; Flexible business lending options including lines of credit and business loans. Areas to consider: No specific information about competitive interest rates or APR ranges for loans and savings products; No fee schedule or account minimum requirements disclosed on website.
In the Banks category, comparable providers include American Bank of the Carolinas, Skyla Headquarters, United Community Loan Office. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
First Bank is best suited for individuals and small business owners in North and South Carolina who value traditional banking relationships combined with online convenience and local branch access. The primary caveat is that the website lacks transparent pricing information, rate comparisons, and detailed product specifications needed to evaluate competitiveness—prospective customers must contact the bank directly for specific terms and fees.
FDIC-insured community bank serving the Carolinas with local lending decisions, business loans, personal loans, and checking accounts through relationship banking.
Best for: Small business owners seeking commercial loans with local underwriting and relationship banking in NC, Individuals and families in the Carolinas wanting community-focused personal banking with local decision-makers
Skyla Credit Union is a full-service financial institution offering checking, savings, loans, credit cards, and business banking with digital-first services and fraud protection.
Best for: Credit union members seeking high-yield checking and savings accounts with digital banking convenience, Consumers interested in comprehensive financial services including lending and credit products from one institution
United Community is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and wealth management across multiple locations.
Best for: Small to mid-sized business owners seeking specialized lending (SBA, equipment, working capital), First-time homebuyers looking for down payment assistance and mortgage guidance
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
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