Wichita, KS

Credit Repair & Financial Services in Wichita

Compare 8 credit repair companies, personal lenders, and financial services in Wichita, Kansas. All independently reviewed with BBB ratings and pricing.

Kansas avg credit score: 712 Median income: $69,747 Poverty rate: 10.3% Payday loans: Legal Kansas overview →

Top Rated in Wichita

8 companies
Bankers' Bank of Kansas logo

Bankers' Bank of Kansas

Bankers' Bank of Kansas is a community-focused financial institution founded in 1988 that provides banking services exclusively to other banks throughout Kansas.

4.2/5
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Best for: Community banks seeking correspondent banking services and compliance support, Kansas-based banks needing fraud detection and regulatory guidance resources

Community Bank of Wichita, Inc. logo

Community Bank of Wichita, Inc.

Community Bank of Wichita is a locally-owned Kansas bank founded in 1999, offering personal and business banking with 2 locations and a focus on one-on-one customer service.

4.2/5
Contact BBB:

Best for: Small to medium-sized businesses in the Wichita area needing personalized service and cash management solutions, Personal banking customers in Kansas prioritizing local ownership and one-on-one relationships over national brand convenience

Emprise Bank logo

Emprise Bank

Emprise Bank is a full-service bank offering checking, savings, personal loans, credit cards, and wealth management with 55,000 surcharge-free ATMs nationwide.

4.2/5
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Best for: Customers seeking a full-service traditional bank with national branch and ATM access, Borrowers interested in consolidating debt through personal loans with fixed terms

Fidelity Bank, National Association logo

Fidelity Bank, National Association

Fourth-generation family-owned national bank offering personal checking, savings, credit cards, mortgages, and commercial lending with a focus on community service.

4.2/5
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Best for: Customers in Fidelity Bank's service area seeking comprehensive banking from a community-focused institution, Small business owners needing commercial lending and cash management services

Garden Plain State Bank logo

Garden Plain State Bank

Garden Plain State Bank is a community bank established in 1966, offering deposit accounts, loans, credit cards, and insurance services through multiple locations.

4.2/5
Contact BBB:

Best for: Customers seeking traditional banking with personal service relationships in the bank's service area, Small business owners requiring commercial loans and business banking support

Intrust Bank, National Association logo

Intrust Bank, National Association

INTRUST Bank is a national bank offering personal and business checking, savings, credit cards, and lending products with free checking accounts and online/mobile banking access.

4.2/5
Contact BBB:

Best for: Small business owners seeking personal relationship-based banking with business-focused services, Consumers wanting free checking with fraud protection and digital banking convenience

Banks in Wichita

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Bankers' Bank of Kansas logo

Bankers' Bank of Kansas

Bankers' Bank of Kansas is a community-focused financial institution founded in 1988 that provides banking services exclusively to other banks throughout Kansas.

4.2/5
Contact BBB:

Best for: Community banks seeking correspondent banking services and compliance support, Kansas-based banks needing fraud detection and regulatory guidance resources

Community Bank of Wichita, Inc. logo

Community Bank of Wichita, Inc.

Community Bank of Wichita is a locally-owned Kansas bank founded in 1999, offering personal and business banking with 2 locations and a focus on one-on-one customer service.

4.2/5
Contact BBB:

Best for: Small to medium-sized businesses in the Wichita area needing personalized service and cash management solutions, Personal banking customers in Kansas prioritizing local ownership and one-on-one relationships over national brand convenience

Emprise Bank logo

Emprise Bank

Emprise Bank is a full-service bank offering checking, savings, personal loans, credit cards, and wealth management with 55,000 surcharge-free ATMs nationwide.

4.2/5
Contact BBB:

Best for: Customers seeking a full-service traditional bank with national branch and ATM access, Borrowers interested in consolidating debt through personal loans with fixed terms

Fidelity Bank, National Association logo

Fidelity Bank, National Association

Fourth-generation family-owned national bank offering personal checking, savings, credit cards, mortgages, and commercial lending with a focus on community service.

4.2/5
Contact BBB:

Best for: Customers in Fidelity Bank's service area seeking comprehensive banking from a community-focused institution, Small business owners needing commercial lending and cash management services

Garden Plain State Bank logo

Garden Plain State Bank

Garden Plain State Bank is a community bank established in 1966, offering deposit accounts, loans, credit cards, and insurance services through multiple locations.

4.2/5
Contact BBB:

Best for: Customers seeking traditional banking with personal service relationships in the bank's service area, Small business owners requiring commercial loans and business banking support

Intrust Bank, National Association logo

Intrust Bank, National Association

INTRUST Bank is a national bank offering personal and business checking, savings, credit cards, and lending products with free checking accounts and online/mobile banking access.

4.2/5
Contact BBB:

Best for: Small business owners seeking personal relationship-based banking with business-focused services, Consumers wanting free checking with fraud protection and digital banking convenience

Your Rights in Kansas

Kansas Consumer Protections: Kansas allows payday lending with a $500 cap and $15 per $100 fee limit. Rollovers are prohibited. The Office of the State Bank Commissioner regulates consumer lenders, and complaints can be filed with the OSBC or the Attorney General's Consumer Protection Division.

Interest Rate Cap: Kansas usury cap: 15% for agreements; payday loans capped at $500 with $15 per $100 fee.

Key Regulations:
  • Payday loans capped at $500 with a maximum fee of $15 per $100.
  • Cash advance loans limited to 30-day terms with no rollovers.
  • Licensed supervised lenders can charge rates exceeding the usury cap.
  • The Kansas Consumer Protection Act prohibits deceptive lending practices.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Kansas Attorney General Consumer Protection Division.

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