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Emprise Bank is a full-service bank offering checking, savings, personal loans, credit cards, and wealth management with 55,000 surcharge-free ATMs nationwide.
Data compiled from public sources
Emprise Bank operates as a traditional retail bank providing comprehensive consumer and business financial services. The institution maintains a national footprint through branch locations and an extensive ATM network, positioning itself as a mainstream banking provider rather than a niche lender. The company's 2024 Annual Report indicates a focus on organizational transitions while emphasizing customer empowerment and relationship building.
79% APR, credit cards, wealth management services, and a proprietary product called CashPlease®. They provide digital banking options including online account access, e-business services, and video banking appointments alongside traditional in-branch services. The routing number 101100579 confirms institutional banking infrastructure with standard Federal Reserve participation.
Emprise Bank distinguishes itself through emphasis on digital convenience combined with traditional banking services. The availability of 55,000 ATMs with listed network fee context provides competitive network access. The bank highlights security features including multi-factor authentication and cybersecurity education, along with financial literacy content around credit scores and consumer protection against scams.
The bank presents as an established institutional provider rather than a listed lender. While basic rate information is available on their website, specific APR ranges for products other than personal loans and detailed fee structures are not transparently listed in available content. As a traditional bank, Emprise may have higher account minimums and less flexibility than online-only alternatives, though this cannot be confirmed from the provided website content.
This is state-level context for Banks consumers in Wichita, KS. It does not confirm that Emprise Bank or this specific location is licensed.
State regulator
Kansas Office of the State Bank Commissioner
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Emprise Bank processed 1,033 mortgage applications in 2023, with 68.8% recorded as approved across 14 states.
1,033
Applications
68.8%
Approval Rate
$224K
Avg Loan
14
States Served
Based on 1,033 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Emprise Bank offers 12 services including Checking accounts, Savings accounts, Personal loans (9.79% APR minimum), Credit cards, Wealth management and investment services, and 7 more.
Emprise Bank has profile signals associated with Customers seeking a full-service traditional bank with national branch and ATM access, Borrowers interested in consolidating debt through personal loans with fixed terms, Business owners needing comprehensive banking and business services in one institution.
Key strengths: Access to 55,000 ATMs with listed network fee context nationwide for account holders; Personal loans available with rates starting at 9.79% APR for debt consolidation; Multiple digital banking channels including video, phone, and in-branch appointments. Areas to consider: Specific APR ranges, fees, and account requirements not transparently displayed on website for most products; Limited information about minimum balance requirements or monthly maintenance fees.
In the Banks category, comparable providers include American Bank of Baxter Springs, Andover State Bank, Astra Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Emprise Bank is profile signals for customers who value the combination of traditional banking services with digital convenience and want access to a nationwide ATM network. The primary caveat is that detailed pricing, fee structures, and specific product terms are not fully listed on their website, requiring direct contact for accurate rate and requirement information.
FDIC-insured community bank in Baxter Springs, KS offering personal and business checking, savings, loans, and online banking services.
Profile signals: Small business owners and farmers in Kansas who need agricultural lending experience context and local relationship banking, Baxter Springs area residents and employees seeking convenient local banking with multiple branch access
Andover State Bank is a community bank offering personal and business checking, savings, loans, credit cards, and mortgages with emphasis on local relationship banking.
Profile signals: Local Andover-area residents seeking community banking with personal relationships and local decision-making, Small to medium-sized businesses needing flexible lending and business banking from a locally-invested institution
FDIC-insured community bank headquartered in Kansas with 7 branches across the state, offering personal and business banking services including checking, savings, loans, and mortgages.
Profile signals: Kansas residents seeking community banking with physical branch access, Small business owners and agricultural customers in Kansas wanting relationship-based banking
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