Washington, DC

Credit Repair & Financial Services in Washington

Compare 37 credit repair companies, personal lenders, and financial services in Washington, DC. All independently reviewed with BBB ratings and pricing.

Top Rated in Washington

37 companies
Atlantic Union Bank logo

Atlantic Union Bank

Atlantic Union Bank is a regional bank offering personal and business checking, savings, lending, and wealth management services across multiple locations.

4.5/5
Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking industry-specific banking solutions, Individuals seeking comprehensive personal banking with multiple checking account options

National Foundation For Credit logo

National Foundation For Credit

NFCC is a nonprofit credit counseling network offering free and low-cost financial guidance through 1,500+ certified counselors. They help consumers manage debt, budget, and avoid bankruptcy without charging fees.

4.4/5
Free BBB: NR

Best for: Consumers with credit card debt seeking structured, affordable repayment plans without credit score damage, Homeowners concerned about foreclosure or seeking mortgage counseling and homebuyer education

Advantage Financial Federal Credit Union logo

Advantage Financial Federal Credit Union

Federal credit union serving Washington DC, New York, and Philadelphia with checking, savings, loans, and credit cards. Member-owned institution offering competitive rates and no-fee banking.

4.3/5
Contact BBB: NR

Best for: Residents of Washington DC, New York, or Philadelphia seeking member-owned banking, Consumers prioritizing free checking and low-cost lending products

City First Bank, National Association logo

City First Bank, National Association

Mission-driven commercial bank serving low- and moderate-income communities with customized financing for businesses, nonprofits, and affordable housing developers across DC and LA.

4.2/5
Contact BBB:

Best for: Mission-driven nonprofits and community-based organizations seeking customized commercial financing, Affordable housing developers and real estate projects in low- to moderate-income communities

Industrial Bank logo

Industrial Bank

Industrial Bank is a retail bank offering checking, savings, credit cards, mortgages, and debit card management with fraud protection and rewards programs.

4.2/5
Contact BBB:

Best for: Consumers seeking traditional banking with local branch access, Homebuyers interested in residential mortgage lending

The National Capital Bank of Washington logo

The National Capital Bank of Washington

Local Washington DC bank since 1889 offering consumer checking/savings, business banking, mortgages, and commercial loans with community-focused service.

4.2/5
Contact BBB:

Best for: DC-based small business owners seeking relationship-driven local lending decisions, Long-term Capitol Hill and DC community residents valuing local bank relationships

Free Help in Washington

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National Foundation For Credit logo

National Foundation For Credit

NFCC is a nonprofit credit counseling network offering free and low-cost financial guidance through 1,500+ certified counselors. They help consumers manage debt, budget, and avoid bankruptcy without charging fees.

4.4/5
Free BBB: NR

Best for: Consumers with credit card debt seeking structured, affordable repayment plans without credit score damage, Homeowners concerned about foreclosure or seeking mortgage counseling and homebuyer education

Manna, Inc. logo

Manna, Inc.

Washington D.C.'s leading non-profit affordable housing developer and HUD-approved housing counselor offering free homebuyer education, credit counseling, and down payment assistance.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in Washington, D.C. with credit issues seeking comprehensive education and financing support, D.C. residents living with family members or in unstable housing seeking pathways to homeownership

National Foundation for Credit Counseling, Inc. logo

National Foundation for Credit Counseling, Inc.

NFCC is a nonprofit credit counseling network offering free and low-cost financial guidance through 1,500+ certified counselors to help consumers manage debt and achieve financial wellness.

4.1/5
Contact BBB: NR

Best for: Consumers with multiple credit card debts seeking affordable debt consolidation without profit-driven sales pressure, Homeowners facing foreclosure who need HUD-approved guidance and negotiation support with lenders

Operation Hope - DC NE logo

Operation Hope - DC NE

Operation HOPE is America's first nonprofit social investment banking organization offering free financial counseling, credit coaching, and financial literacy programs to underserved communities.

4.1/5
Contact BBB: NR

Best for: Individuals in disaster-affected areas needing immediate financial stabilization assistance, Employees whose employers have partnered with Operation HOPE for workplace financial wellness

United Planning Organization logo

United Planning Organization

DC-based nonprofit providing 60+ years of free financial counseling, tax preparation, housing assistance, and workforce development to low-income residents.

4.1/5
Contact BBB: NR

Best for: DC low-income residents seeking free tax preparation and housing assistance, DC youth (grades 1-12) needing academic enrichment, mentorship, and college/career preparation

Carecen-Central American Resource Center logo

Carecen-Central American Resource Center

Unable to generate profile: Company website currently inaccessible (403 Forbidden error). Cannot verify services, offerings, or operational details.

4.0/5
Contact BBB: NR

Best for: Free housing counseling, Foreclosure prevention

Banks in Washington

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Atlantic Union Bank logo

Atlantic Union Bank

Atlantic Union Bank is a regional bank offering personal and business checking, savings, lending, and wealth management services across multiple locations.

4.5/5
Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking industry-specific banking solutions, Individuals seeking comprehensive personal banking with multiple checking account options

City First Bank, National Association logo

City First Bank, National Association

Mission-driven commercial bank serving low- and moderate-income communities with customized financing for businesses, nonprofits, and affordable housing developers across DC and LA.

4.2/5
Contact BBB:

Best for: Mission-driven nonprofits and community-based organizations seeking customized commercial financing, Affordable housing developers and real estate projects in low- to moderate-income communities

Industrial Bank logo

Industrial Bank

Industrial Bank is a retail bank offering checking, savings, credit cards, mortgages, and debit card management with fraud protection and rewards programs.

4.2/5
Contact BBB:

Best for: Consumers seeking traditional banking with local branch access, Homebuyers interested in residential mortgage lending

The National Capital Bank of Washington logo

The National Capital Bank of Washington

Local Washington DC bank since 1889 offering consumer checking/savings, business banking, mortgages, and commercial loans with community-focused service.

4.2/5
Contact BBB:

Best for: DC-based small business owners seeking relationship-driven local lending decisions, Long-term Capitol Hill and DC community residents valuing local bank relationships

Founders Bank logo

Founders Bank

Community bank serving DC, MD, and VA with commercial banking, business loans, and treasury management services for professionals and organizations.

4.1/5
Contact BBB:

Best for: Small to mid-sized business owners in the DC, MD, and VA region seeking relationship-based commercial banking and lending, Professional service firms, organizations, and established companies needing treasury management and institutional banking services

EagleBank logo

EagleBank

EagleBank is a community-focused bank offering personal and business banking services, including high-yield savings accounts, CDs, commercial real estate financing, and fraud protection.

3.8/5
Contact BBB: NR

Best for: Small business owners seeking local banking relationships and commercial real estate financing, Individual savers looking for CDs and high-yield savings accounts with personalized service

Credit Unions in Washington

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Advantage Financial Federal Credit Union logo

Advantage Financial Federal Credit Union

Federal credit union serving Washington DC, New York, and Philadelphia with checking, savings, loans, and credit cards. Member-owned institution offering competitive rates and no-fee banking.

4.3/5
Contact BBB: NR

Best for: Residents of Washington DC, New York, or Philadelphia seeking member-owned banking, Consumers prioritizing free checking and low-cost lending products

Bank Fund Staff logo

Bank Fund Staff

BankFund Credit Union serves World Bank Group and IMF employees with competitive rates on checking, mortgages, auto loans, and personal financial services through NCUA-insured membership.

4.0/5
Contact BBB:

Best for: World Bank Group and IMF employees seeking membership-based credit union benefits, Professionals needing mortgages with cash incentives and competitive rates

CommonWealth One Federal Credit Union logo

CommonWealth One Federal Credit Union

CommonWealth One is a federal credit union serving Virginia, Maryland, and Washington D.C. with checking, savings, lending, and investment services for personal and business members.

4.0/5
Contact BBB: NR

Best for: Virginia, Maryland, and Washington D.C. residents seeking competitive vehicle financing and cash-back rewards, Students attending James Madison University or living in the service area

DVA Federal Credit Union logo

DVA Federal Credit Union

Advantage Financial Federal Credit Union is a member-owned credit union serving Washington DC, New York, and Philadelphia with checking, savings, lending, and credit card products.

4.0/5
Contact BBB: NR

Best for: Credit union members in DC, New York, and Philadelphia seeking fee-free checking and savings, Borrowers looking for competitive home loans with closing incentives

Napfe FCU logo

Napfe FCU

NAPFE is an independent labor union representing federal and postal service employees, offering grievance representation and labor relations support rather than financial services.

4.0/5
Contact BBB: NR

Best for: Federal government employees seeking workplace representation and grievance support, U.S. Postal Service workers needing union advocacy and labor relations assistance

Asbury Federal Credit Union logo

Asbury Federal Credit Union

Asbury Federal Credit Union is a Washington, DC-based credit union established in 1945, serving members of religious groups with savings accounts, auto loans, and personal banking services.

3.8/5
Contact BBB: NR

Best for: Members of religious communities seeking values-aligned financial services, Existing members of Asbury Federal Credit Union's established membership base

ATMs & Cash Access in Washington

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Chase ATM logo

Chase ATM

Chase ATM locator service helping customers find nearby Chase branches and ATMs across Washington DC with multiple access options including drive-up, vestibule, lobby, and walk-up locations.

3.9/5
Contact BBB: NR

Best for: Existing Chase banking customers in Washington DC needing convenient ATM access, DC residents considering opening a Chase account who want to verify nearby branch availability

Cardtronics ATM logo

Cardtronics ATM

Cardtronics operates a global ATM network of over 285,000 locations across 10 countries, enabling cash transactions for merchants, businesses, and financial institutions.

3.8/5
Contact BBB: NR

Best for: Retailers and merchants seeking to increase in-store traffic and cash transaction capabilities, Financial institutions needing white-label ATM solutions without owning physical infrastructure

Wells Fargo ATM logo

Wells Fargo ATM

Wells Fargo ATM network provides 24-hour cash access across Washington DC with envelope-free deposits and digital wallet support at multiple locations.

3.8/5
Contact BBB: NR

Best for: Downtown DC workers and government employees needing convenient daytime cash access, Wells Fargo customers requiring 24-hour ATM access with modern deposit features

Check Cashing & Money Services in Washington

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Coinstar Kiosk logo

Coinstar Kiosk

Coinstar Kiosk Washington, DC — Coinstar operates self-service kiosks offering coin-to-cash conversion, cryptocurrency purchases, Amazon Cash loading, a...

2.3/5
Contact BBB: NR

Best for: Consumers with accumulated loose coins seeking quick, no-hassle cash conversion at convenient retail locations, Unbanked or underbanked individuals wanting to load Amazon accounts or access cryptocurrency without traditional banking relationships

Emergency Cash in Washington

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Variety Bad Credit Loans logo

Variety Bad Credit Loans

Online loan marketplace connecting consumers with multiple lenders for bad credit loans, personal loans, and unsecured loans with next-business-day funding.

2.3/5
Contact BBB: NR

Best for: Consumers with poor or bad credit seeking multiple loan options quickly, Borrowers needing emergency cash within 1-2 business days

Monitor & Protect in Washington

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WalletHub logo

WalletHub

Free daily credit scores, full credit reports, 24/7 monitoring, and financial product comparisons. Premium ($6.49/mo) adds spending tracker, budgeting, TransUnion credit lock, $1M identity theft insurance, and dark web monitoring. Premium+ ($11.99/mo) adds bank account takeover and criminal activity monitoring. Founded 2013, Washington, D.C.

4.1/5
Free BBB: D-

Best for: Anyone who wants free daily credit score updates, full credit reports, and monitoring without paying anything, Consumers who want spending tracking, budgeting, and credit monitoring in one app for $6.49/mo

Your Rights in DC

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Washington offer free guidance at consumerfinance.gov.

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