Asbury Federal Credit Union logo

Asbury Federal Credit Union in Washington, DC

3.8/5

Asbury Federal Credit Union is a Washington, DC-based credit union established in 1945, serving members of religious groups with savings accounts, auto loans, and personal banking services.

Data compiled from public sources · Rating from CreditDoc methodology

Rates vary

Asbury Federal Credit Union Review

Asbury Federal Credit Union was established in 1945 and is headquartered in Washington, DC at 926 11th Street NW. As a credit union, it operates as a not-for-profit financial institution designed to serve its members rather than external shareholders. The organization currently maintains one physical branch location and serves over 87 loyal members with approximately $336.7 million in assets under stewardship.

The credit union offers a range of personal financial products and services including regular savings accounts, share draft accounts, money market accounts, share certificates (CDs), auto loans (both new and used vehicle), personal loans, unsecured credit cards, and other unsecured lines of credit. Members also have access to online banking, a mobile app available on iOS and Android, online bill pay, financial counseling, financial education resources, and various financial calculators. The credit union emphasizes personalized financial solutions tailored to community needs.

Asbury FCU distinguishes itself through its specialized mission serving members of religious groups, aligning financial services with spiritual values and community connection. As a not-for-profit institution, it advertises competitive rates and lower fees compared to for-profit banks. The credit union provides financial counseling and educational resources to support member financial literacy. Members can access customer service by phone at (202) 783-3308, and the institution maintains a routing number of 254074154.

However, prospective members should note several limitations: the credit union is currently very small with only 87 members and a single branch location, offering minimal physical accessibility. The website indicates the lobby is currently closed and the institution may be experiencing service issues. With zero ATMs available and no dedicated employees listed, operational capacity appears severely constrained. Additionally, interest rates for major loan products are listed as 0.00%, which may indicate data reporting issues or lack of current rate transparency on the public platform.

Services & Features

Auto loans (new and used vehicle)
Financial counseling
Financial education resources
Mobile banking app (iOS and Android)
Money market accounts
Online banking platform
Online bill pay
Personal loans
Regular savings accounts
Share certificates (CDs)
Share draft accounts (checking-type accounts)
Unsecured credit cards

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Established in 1945 with long institutional history and stability
  • Offers not-for-profit structure with advertised competitive rates and lower fees than for-profit banks
  • Provides both online banking and mobile app access (iOS and Android)
  • Includes financial counseling and financial education services for members
  • Serves specialized community of religious group members with values-aligned services
  • Online bill pay functionality available to members
  • Multiple account types including savings, money market, CDs, and share draft accounts

Cons

  • Extremely limited membership base of only 87 members with single branch location restricts growth and service capacity
  • Zero ATMs available means members cannot access cash outside the main office
  • Lobby currently closed and service issues reported, limiting in-person banking access
  • No employees listed (0 as of 2026) raises concerns about operational viability and service delivery
  • Membership eligibility restricted to members of religious groups, limiting access for general public

Rating Breakdown

Value
5.0
Effectiveness
3.0
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Asbury Federal Credit Union legitimate?

Yes. Asbury Federal Credit Union is a registered company, headquartered in 926 11th St NW, Washington, DC 20001.

Quick Facts

Headquarters
926 11th St NW, Washington, DC 20001
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No

No Website Currently Available

CreditDoc Diagnosis

Doctor's Verdict on Asbury Federal Credit Union

Asbury Federal Credit Union is best suited for existing members of religious communities already part of its limited membership base who prioritize values-aligned banking and lower fees. The primary caveat is that this is an extremely small credit union with severe operational constraints—closed lobby, zero ATMs, single branch, and apparent staffing issues—making it unreliable for general consumers seeking accessible banking services.

Best For

  • Members of religious communities seeking values-aligned financial services
  • Existing members of Asbury Federal Credit Union's established membership base
  • Individuals in Washington, DC area with proximity to the single downtown branch location
  • Consumers seeking not-for-profit financial institutions with lower fees and community focus
Updated 2026-04-29

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