Asbury Federal Credit Union in Washington, DC
Asbury Federal Credit Union is a Washington, DC-based credit union established in 1945, serving members of religious groups with savings accounts, auto loans, and personal banking services.
Data compiled from public sources · Rating from CreditDoc methodology
Asbury Federal Credit Union Review
Asbury Federal Credit Union was established in 1945 and is headquartered in Washington, DC at 926 11th Street NW. As a credit union, it operates as a not-for-profit financial institution designed to serve its members rather than external shareholders. The organization currently maintains one physical branch location and serves over 87 loyal members with approximately $336.7 million in assets under stewardship.
The credit union offers a range of personal financial products and services including regular savings accounts, share draft accounts, money market accounts, share certificates (CDs), auto loans (both new and used vehicle), personal loans, unsecured credit cards, and other unsecured lines of credit. Members also have access to online banking, a mobile app available on iOS and Android, online bill pay, financial counseling, financial education resources, and various financial calculators. The credit union emphasizes personalized financial solutions tailored to community needs.
Asbury FCU distinguishes itself through its specialized mission serving members of religious groups, aligning financial services with spiritual values and community connection. As a not-for-profit institution, it advertises competitive rates and lower fees compared to for-profit banks. The credit union provides financial counseling and educational resources to support member financial literacy. Members can access customer service by phone at (202) 783-3308, and the institution maintains a routing number of 254074154.
However, prospective members should note several limitations: the credit union is currently very small with only 87 members and a single branch location, offering minimal physical accessibility. The website indicates the lobby is currently closed and the institution may be experiencing service issues. With zero ATMs available and no dedicated employees listed, operational capacity appears severely constrained. Additionally, interest rates for major loan products are listed as 0.00%, which may indicate data reporting issues or lack of current rate transparency on the public platform.
Services & Features
Feature Checklist
Pros & Cons
Pros
- Established in 1945 with long institutional history and stability
- Offers not-for-profit structure with advertised competitive rates and lower fees than for-profit banks
- Provides both online banking and mobile app access (iOS and Android)
- Includes financial counseling and financial education services for members
- Serves specialized community of religious group members with values-aligned services
- Online bill pay functionality available to members
- Multiple account types including savings, money market, CDs, and share draft accounts
Cons
- Extremely limited membership base of only 87 members with single branch location restricts growth and service capacity
- Zero ATMs available means members cannot access cash outside the main office
- Lobby currently closed and service issues reported, limiting in-person banking access
- No employees listed (0 as of 2026) raises concerns about operational viability and service delivery
- Membership eligibility restricted to members of religious groups, limiting access for general public
Rating Breakdown
Frequently Asked Questions
Is Asbury Federal Credit Union legitimate?
Yes. Asbury Federal Credit Union is a registered company, headquartered in 926 11th St NW, Washington, DC 20001.
Quick Facts
- Headquarters
- 926 11th St NW, Washington, DC 20001
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
No Website Currently Available
CreditDoc Diagnosis
Doctor's Verdict on Asbury Federal Credit Union
Asbury Federal Credit Union is best suited for existing members of religious communities already part of its limited membership base who prioritize values-aligned banking and lower fees. The primary caveat is that this is an extremely small credit union with severe operational constraints—closed lobby, zero ATMs, single branch, and apparent staffing issues—making it unreliable for general consumers seeking accessible banking services.
Best For
- Members of religious communities seeking values-aligned financial services
- Existing members of Asbury Federal Credit Union's established membership base
- Individuals in Washington, DC area with proximity to the single downtown branch location
- Consumers seeking not-for-profit financial institutions with lower fees and community focus
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