Compare 11 credit repair companies, personal lenders, and financial services in Sioux Falls, South Dakota. All independently reviewed with BBB ratings and pricing.
Regional bank with locations across South Dakota offering personal banking, mortgages, business services, and wealth management through multiple service lines.
Best for: South Dakota-based small business owners seeking local relationship banking and agricultural lending, Homebuilders and construction borrowers needing specialized construction loan products with local expertise
Citibank, National Association is a major U.S. bank offering checking, savings, mortgages, personal loans, credit cards, and investment services through online and branch channels.
Best for: Customers seeking an all-in-one banking, lending, and investment platform from a nationally recognized institution, High-net-worth individuals interested in dedicated wealth management through Citigold Private Client
Full-service bank offering checking, savings, personal loans, mortgages, credit cards, and wealth management services for individuals and businesses.
Best for: Customers seeking comprehensive banking services including checking, savings, lending, and investments in one institution, Homebuyers interested in mortgage products including jumbo loans, construction financing, or professional/physician loan programs
FDIC-insured community bank operating in Iowa and South Dakota, offering checking, savings, mortgages, business lending, and merchant services through digital and in-person channels.
Best for: Iowa and South Dakota residents seeking FDIC-insured checking and savings with competitive high-yield rates, Small to mid-sized local businesses in their service area needing integrated merchant processing and payment solutions
Pathward is a federally chartered bank providing banking infrastructure, technology, and financial solutions to third-party partners and businesses seeking to deliver banking programs and commercial financing.
Best for: Fintech companies and digital payment platforms seeking banking infrastructure partnerships, Business owners needing working capital, equipment financing, or structured commercial loans
Community bank headquartered in South Dakota offering personal, business, agricultural, and mortgage banking services across multiple locations.
Best for: South Dakota residents and businesses seeking personalized relationship-based banking with local decision-making, Agricultural customers needing specialized farming and ranch financial services
Regional bank with locations across South Dakota offering personal banking, mortgages, business services, and wealth management through multiple service lines.
Best for: South Dakota-based small business owners seeking local relationship banking and agricultural lending, Homebuilders and construction borrowers needing specialized construction loan products with local expertise
Citibank, National Association is a major U.S. bank offering checking, savings, mortgages, personal loans, credit cards, and investment services through online and branch channels.
Best for: Customers seeking an all-in-one banking, lending, and investment platform from a nationally recognized institution, High-net-worth individuals interested in dedicated wealth management through Citigold Private Client
Full-service bank offering checking, savings, personal loans, mortgages, credit cards, and wealth management services for individuals and businesses.
Best for: Customers seeking comprehensive banking services including checking, savings, lending, and investments in one institution, Homebuyers interested in mortgage products including jumbo loans, construction financing, or professional/physician loan programs
FDIC-insured community bank operating in Iowa and South Dakota, offering checking, savings, mortgages, business lending, and merchant services through digital and in-person channels.
Best for: Iowa and South Dakota residents seeking FDIC-insured checking and savings with competitive high-yield rates, Small to mid-sized local businesses in their service area needing integrated merchant processing and payment solutions
Pathward is a federally chartered bank providing banking infrastructure, technology, and financial solutions to third-party partners and businesses seeking to deliver banking programs and commercial financing.
Best for: Fintech companies and digital payment platforms seeking banking infrastructure partnerships, Business owners needing working capital, equipment financing, or structured commercial loans
Community bank headquartered in South Dakota offering personal, business, agricultural, and mortgage banking services across multiple locations.
Best for: South Dakota residents and businesses seeking personalized relationship-based banking with local decision-making, Agricultural customers needing specialized farming and ranch financial services
Lutheran Social Services of South Dakota provides nonprofit financial counseling and credit education alongside behavioral health services to help individuals and families achieve financial stability.
Best for: South Dakota residents seeking free or low-cost financial counseling integrated with behavioral health support, Individuals and families needing whole-person support addressing both financial and mental wellness simultaneously
The Bancorp is a national bank providing fintech program sponsorship, commercial lending, and embedded finance solutions to businesses and financial institutions.
Best for: Fintech companies and digital payment platforms needing banking infrastructure and program sponsorship, Commercial fleet operators and public sector organizations requiring vehicle financing and fleet management services
South Dakota Consumer Protections: South Dakota voters approved a 36% APR cap on all consumer loans in 2016, reversing the state's previous reputation as having no usury limit. This effectively banned payday lending. Consumers can file complaints with the Division of Banking or the Attorney General's Consumer Protection Division.
Interest Rate Cap: South Dakota usury cap: 36% APR cap on all consumer loans (Initiated Measure 21, 2016). Payday lending is banned in this state.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with South Dakota Attorney General Consumer Protection Division.
Our editors reviewed hundreds of companies to find the best options nationwide.
Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Our editorial team independently reviews all services. Learn more.