Compare 9 banks companies serving Sioux Falls, South Dakota. Average rating: 4.2/5.
South Dakota voters approved a 36% APR cap on all consumer loans in 2016, reversing the state's previous reputation as having no usury limit. This effectively banned payday lending. Consumers can file complaints with the Division of Banking or the Attorney General's Consumer Protection Division.
Regional bank with locations across South Dakota offering personal banking, mortgages, business services, and wealth management through multiple service lines.
Best for: South Dakota-based small business owners seeking local relationship banking and agricultural lending, Homebuilders and construction borrowers needing specialized construction loan products with local expertise
Citibank, National Association is a major U.S. bank offering checking, savings, mortgages, personal loans, credit cards, and investment services through online and branch channels.
Best for: Customers seeking an all-in-one banking, lending, and investment platform from a nationally recognized institution, High-net-worth individuals interested in dedicated wealth management through Citigold Private Client
Full-service bank offering checking, savings, personal loans, mortgages, credit cards, and wealth management services for individuals and businesses.
Best for: Customers seeking comprehensive banking services including checking, savings, lending, and investments in one institution, Homebuyers interested in mortgage products including jumbo loans, construction financing, or professional/physician loan programs
FDIC-insured community bank operating in Iowa and South Dakota, offering checking, savings, mortgages, business lending, and merchant services through digital and in-person channels.
Best for: Iowa and South Dakota residents seeking FDIC-insured checking and savings with competitive high-yield rates, Small to mid-sized local businesses in their service area needing integrated merchant processing and payment solutions
Pathward is a federally chartered bank providing banking infrastructure, technology, and financial solutions to third-party partners and businesses seeking to deliver banking programs and commercial financing.
Best for: Fintech companies and digital payment platforms seeking banking infrastructure partnerships, Business owners needing working capital, equipment financing, or structured commercial loans
Community bank headquartered in South Dakota offering personal, business, agricultural, and mortgage banking services across multiple locations.
Best for: South Dakota residents and businesses seeking personalized relationship-based banking with local decision-making, Agricultural customers needing specialized farming and ranch financial services
Regional bank with locations across South Dakota offering personal banking, mortgages, business services, and wealth management through multiple service lines.
Best for: South Dakota-based small business owners seeking local relationship banking and agricultural lending, Homebuilders and construction borrowers needing specialized construction loan products with local expertise
Citibank, National Association is a major U.S. bank offering checking, savings, mortgages, personal loans, credit cards, and investment services through online and branch channels.
Best for: Customers seeking an all-in-one banking, lending, and investment platform from a nationally recognized institution, High-net-worth individuals interested in dedicated wealth management through Citigold Private Client
Full-service bank offering checking, savings, personal loans, mortgages, credit cards, and wealth management services for individuals and businesses.
Best for: Customers seeking comprehensive banking services including checking, savings, lending, and investments in one institution, Homebuyers interested in mortgage products including jumbo loans, construction financing, or professional/physician loan programs
FDIC-insured community bank operating in Iowa and South Dakota, offering checking, savings, mortgages, business lending, and merchant services through digital and in-person channels.
Best for: Iowa and South Dakota residents seeking FDIC-insured checking and savings with competitive high-yield rates, Small to mid-sized local businesses in their service area needing integrated merchant processing and payment solutions
Pathward is a federally chartered bank providing banking infrastructure, technology, and financial solutions to third-party partners and businesses seeking to deliver banking programs and commercial financing.
Best for: Fintech companies and digital payment platforms seeking banking infrastructure partnerships, Business owners needing working capital, equipment financing, or structured commercial loans
Community bank headquartered in South Dakota offering personal, business, agricultural, and mortgage banking services across multiple locations.
Best for: South Dakota residents and businesses seeking personalized relationship-based banking with local decision-making, Agricultural customers needing specialized farming and ranch financial services
Sunrise Banks is a certified B Corporation community bank operating in Minnesota and South Dakota, offering mortgages, savings products, credit building, and business banking with a focus on financial empowerment and social responsibility.
Best for: Values-conscious consumers in Minnesota and South Dakota seeking ethical banking alternatives, Homebuyers looking for mortgage options with closing cost assistance and down payment support
FDIC-insured community bank in South Dakota offering personal checking/savings, mortgages, agricultural loans, and wealth management across 18 locations.
Best for: South Dakota residents and business owners seeking personalized, local banking relationships, Agricultural operators and farmers needing specialized farm lending and seasonal credit
Wells Fargo Bank, National Association is a major national bank offering comprehensive retail and commercial banking services including checking, savings, credit cards, mortgages, and personal loans.
Best for: Consumers seeking comprehensive financial services integration across multiple products, Individuals who prioritize branch access and in-person banking relationships