Compare 43 credit repair companies, personal lenders, and financial services in San Francisco, California. All independently reviewed with BBB ratings and pricing.
All Coast Funding offers personal loans from $1,000-$100,000 and business loans from $5,000-$100,000 with online application and rate quote functionality.
Best for: Consumers seeking personal loans between $1,000-$100,000 for unspecified purposes, Small business owners needing working capital or financing up to $100,000
National nonprofit financial wellness organization offering free and low-cost 1:1 coaching, housing workshops, and financial guidance across spending, debt, savings, and retirement.
Best for: Consumers preparing to buy a home seeking mortgage readiness education, Individuals in financial crisis seeking free unbiased counseling
Capdeck Business Loans San Francisco, California — Capdeck offers same-day small business funding through term loans, lines of credit, merchant cash adv...
Best for: Small business owners needing fast capital access ($5K-$500K range) for growth or operational cash flow, Service-based or retail businesses with predictable revenue streams (ideal for merchant cash advances)
Self-Help Federal Credit Union is a mission-driven credit union with branches in CA, CT, IL, SC, WA, and WI focused on economic opportunity for underserved communities.
Best for: Borrowers of color, women, or low-income applicants who face rejection at conventional banks, Community-minded savers who want deposits used for local economic development
Community Vision Capital & Consulting is a California CDFI providing flexible real estate financing, advisory services, and investment opportunities for mission-driven nonprofits securing community assets.
Best for: Nonprofit organizations seeking to purchase or preserve affordable housing, health clinics, or community cultural centers, Mission-driven community development corporations needing flexible real estate financing with longer terms than conventional lenders offer
San Francisco-based non-profit founded in 1969 offering personalized financial coaching, debt guidance, and homeownership workshops to help clients achieve lasting financial wellness.
Best for: First-time homebuyers seeking preparation and down-payment assistance guidance, Individuals with overwhelming debt who want unbiased (non-settlement) counseling
ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.
Best for: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations
San Francisco's California Check Cashing Stores at 1098-B Market St provides fast check cashing, money transfers, and bill payment services to residents and visitors.
Best for: San Francisco residents needing immediate check cashing or money transfer services, Unbanked or underbanked consumers seeking short-term payday advances ($250 or less)
5129 Mission St in San Francisco, CA is California Check Cashing Stores, offering check cashing, money orders, and financial services.
Best for: Unbanked or underbanked consumers needing immediate check cashing without a bank account, People needing to send money internationally or domestically via Western Union
Fantastic International Services offers money orders, check cashing, and wire transfer services in San Francisco's Mission District since 2008, accepting debit cards and MasterCard.
Best for: Immigrants and international workers needing regular remittance services to home countries, Unbanked or underbanked Mission District residents without traditional checking accounts
Currency exchange service in San Francisco's Financial District offering 40+ currencies with no fees and competitive daily rates, open 6 days weekly.
Best for: Travelers preparing for international trips wanting common foreign currencies, San Francisco residents and visitors needing currency exchange near the Financial District
Jojo Money Transfer offers check cashing, money orders, wire transfers, and bill payment services from their San Francisco location on Mission Street.
Best for: Unbanked and underbanked residents of San Francisco's Mission District needing check cashing, Workers receiving paper checks who need immediate cash without a bank account
National nonprofit financial wellness organization offering free and low-cost 1:1 coaching, housing workshops, and financial guidance across spending, debt, savings, and retirement.
Best for: Consumers preparing to buy a home seeking mortgage readiness education, Individuals in financial crisis seeking free unbiased counseling
San Francisco-based non-profit founded in 1969 offering personalized financial coaching, debt guidance, and homeownership workshops to help clients achieve lasting financial wellness.
Best for: First-time homebuyers seeking preparation and down-payment assistance guidance, Individuals with overwhelming debt who want unbiased (non-settlement) counseling
Nonprofit CDFI mobilizing capital and partnerships for affordable housing, early care and education, and community facilities across the United States.
Best for: Nonprofit affordable housing developers and operators seeking flexible capital, Early care and education providers and child care organizations needing facility financing
HUD-approved nonprofit providing free financial counseling, homebuyer education, foreclosure prevention, and credit repair assistance to San Francisco residents since 1988.
Best for: First-time homebuyers in San Francisco seeking HUD-certified education and mortgage readiness counseling, San Francisco renters and homeowners needing free credit counseling, money management guidance, or financial wellness support
San Francisco nonprofit providing free legal representation, rental assistance, and advocacy for tenants facing eviction and housing instability.
Best for: San Francisco tenants who have received an eviction notice and cannot afford legal representation, Renters behind on rent seeking emergency or long-term rental assistance
Capdeck Business Loans San Francisco, California — Capdeck offers same-day small business funding through term loans, lines of credit, merchant cash adv...
Best for: Small business owners needing fast capital access ($5K-$500K range) for growth or operational cash flow, Service-based or retail businesses with predictable revenue streams (ideal for merchant cash advances)
Community Vision Capital & Consulting is a California CDFI providing flexible real estate financing, advisory services, and investment opportunities for mission-driven nonprofits securing community assets.
Best for: Nonprofit organizations seeking to purchase or preserve affordable housing, health clinics, or community cultural centers, Mission-driven community development corporations needing flexible real estate financing with longer terms than conventional lenders offer
Lenders Funding connects businesses with exclusive funding opportunities through a strategic partnership model. Contact representatives in California and New York to explore business financing solutions.
Best for: Businesses in California or New York seeking personalized funding consultation, Companies interested in exploring exclusive or non-traditional business financing options
Non-profit CDFI offering affordable small business loans and free pro bono advising to entrepreneurs in underserved communities, with a disclosed maximum interest rate cap.
Best for: Small business owners in low-to-moderate income California communities who are underserved by traditional banks, Immigrant or minority entrepreneurs who need multilingual support and culturally aware lenders
PayJunction is a payment processing platform offering credit card, ACH, and alternative payment solutions for small businesses and enterprises with tiered pricing and industry-specific tools.
Best for: Veterinary practices seeking upfront deposits and payment schedules for high-cost procedures, Dental offices wanting multiple patient payment collection methods and streamlined workflows
All Coast Funding offers personal loans from $1,000-$100,000 and business loans from $5,000-$100,000 with online application and rate quote functionality.
Best for: Consumers seeking personal loans between $1,000-$100,000 for unspecified purposes, Small business owners needing working capital or financing up to $100,000
EasyFinance.com is a financial marketplace aggregator connecting consumers with personal loans, mortgages, insurance, credit cards, and debt solutions from multiple providers.
Best for: Consumers comparing multiple types of financial products across different categories, Borrowers seeking educational resources and financial guidance alongside loan shopping
Sixup provides gap student loans up to $15,000/year for high-achieving students, requiring only a 3.0+ GPA with no co-signer or credit history needed.
Best for: First-generation college students without family financial resources or co-signers, High-achieving, low-income students with 3.0+ GPA attending top-tier colleges
Edward Voccola & Co. LLC provides commercial real estate financing, construction loans, and alternative debt solutions for large projects worldwide, including hard money, bridge, and 144A bond funding.
Best for: Commercial real estate developers and investors seeking large project financing ($10M+) outside traditional banking channels, Hotel and hospitality owners looking for specialized construction-to-permanent or refinance solutions
San Francisco Federal Credit Union offers conventional fixed-rate and adjustable-rate mortgages, jumbo loans up to $3M, and home equity products for Bay Area homebuyers and refinancers.
Best for: Bay Area homebuyers seeking jumbo mortgages ($1.25M+) for high-value properties, Credit union members with strong credit (680+ FICO) and lower debt-to-income ratios purchasing primary residences
AI-powered mortgage lender that originated nearly 1,300 loans in 2021 but has faced significant financial troubles, lawsuits, and regulatory fines since 2022.
Best for: This company is NOT recommended for consumers seeking mortgage services given ongoing financial distress and regulatory issues, Investors researching venture capital failures and fintech risk management
FHLBank San Francisco is a member-owned cooperative bank providing liquidity funding, affordable housing grants, and community development resources to financial institutions across Arizona, California, and Nevada.
Best for: Community banks, credit unions, and CDFIs seeking stable, competitively-priced liquidity and funding solutions, Low- to moderate-income individuals seeking affordable housing or homeownership assistance through member institutions
First Bank is a full-service regional bank offering personal and business checking, savings, loans, mortgages, and wealth management services with multiple California locations.
Best for: California residents seeking traditional branch banking with in-person relationship management, Business owners needing comprehensive business banking with specialized services like lockbox and receivables
Mercury is a fintech neobank offering free business checking, savings, and integrated financial tools for startups and small businesses, with no monthly fees or minimums.
Best for: Early-stage startups and venture-backed companies needing fast account setup and modern banking tools, SaaS and ecommerce businesses managing significant transaction volume and team expenses
Valencia Street's ACE Cash Express in San Francisco, CA provides payday and title loans.
Best for: Consumers needing same-day or next-day cash access for emergencies, Customers with vehicle title equity seeking collateral-based loans
Get Auto Title Loans offers quick car title loans in San Francisco with same-day or next-day funding based on vehicle equity, requiring only a clear car title and ID.
Best for: Vehicle owners with poor or no credit history needing emergency cash quickly, Borrowers facing unexpected expenses who have significant equity in a paid-off or nearly paid-off vehicle
Self-Help Federal Credit Union is a mission-driven credit union with branches in CA, CT, IL, SC, WA, and WI focused on economic opportunity for underserved communities.
Best for: Borrowers of color, women, or low-income applicants who face rejection at conventional banks, Community-minded savers who want deposits used for local economic development
DisputeNerd is a credit repair outsourcing company that disputes negative items across all three bureaus for credit repair agencies and businesses seeking to scale operations.
Best for: Credit repair agencies and businesses seeking to scale operations without hiring full-time dispute staff, Credit repair companies overwhelmed by client service requests and administrative tasks
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in San Francisco offer free guidance at consumerfinance.gov.
Our editors reviewed hundreds of companies to find the best options nationwide.
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