No stored Google rating available.
Currency exchange service in San Francisco's Financial District offering 40+ currencies with no fees and competitive daily rates, open 6 days weekly.
Data compiled from public sources
Heng Long Foreign Exchange is a currency exchange service located at 627 Jackson Street in San Francisco, near the intersection of Jackson and Cooper Alley. The business operates in the Financial District with street meter parking available and serves customers seeking foreign currency for travel and international transactions.
The company specializes in buying and selling over 40 different currencies with a stated policy of charging no fees on exchanges. They advertise rate claims to verify and promote daily specials to attract customers. The business maintains extended hours during the week (10 AM–5:30 PM Monday through Saturday) and is closed on Sundays. Customers can call ahead at (415) 362-8718 to confirm currency availability and rates before visiting.
Heng Long distinguishes itself through its no-fee structure, multi-currency inventory, and convenience for travelers in a high-traffic area. The 4.5-star rating from 127 reviews (108 five-star, 10 four-star) reflects consistent positive customer feedback. Regular customers cite the service for trip preparation and currency conversion needs. The business emphasizes walk-in convenience and minimal wait times, with reviewers noting friendly counter service.
The main limitations are the Sunday closure and potential stock-outs of less common currencies without advance notice. One reviewer reported arriving without an appointment only to find their needed currency unavailable. The location's parking challenges (noted in reviews as "not easy") may deter some customers despite the proximity to public transit. The business's reliance on daily promotions suggests rates fluctuate and customers must check their website for best pricing.
This is state-level context for Check Cashing & Money Services consumers in San Francisco, CA. It does not confirm that Heng Long Foreign Exchange or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Short-term lending status: Legal
General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Heng Long Foreign Exchange offers 9 services including Currency exchange (40+ currencies), Foreign currency purchase, Foreign currency sale, Currency rate consultation by phone, Walk-in exchange service, and 4 more.
Heng Long Foreign Exchange has profile signals associated with Travelers preparing for international trips wanting common foreign currencies, San Francisco residents and visitors needing currency exchange near the Financial District, Customers seeking no-fee exchange services who can plan ahead, Business professionals and international students managing currency conversions.
Key strengths: No fees on currency exchanges (stated policy); Handles 40+ different currencies in stock; Open 6 days per week with extended hours (10 AM–5:30 PM). Areas to consider: Closed on Sundays, limiting weekend access; Currency availability not guaranteed without advance call confirmation.
In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Heng Long Foreign Exchange is best suited for travelers and San Francisco residents needing convenient, fee-free currency exchange for common currencies before international travel. The main caveat is that specialty or less common currencies require advance phone confirmation, and the business closes on Sundays, making it less flexible for last-minute weekend needs.
Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.
Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases
ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.
Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations
Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.
Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
Cash advances are expensive. Here are cheaper, faster ways to cover an emergency expense without getting trapped in a debt cycle.
Read guide →Balance transfer cards can save you money on interest, but fees to verify and deadlines catch people off guard. Here's how to use them the right way.
Read guide →A parent's guide to teaching teenagers about money, credit, and financial decisions before they leave home — covering the skills schools skip.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Heng Long Foreign Exchange and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.