Compare 76 credit repair companies, personal lenders, and financial services in San Antonio, Texas. All independently reviewed with BBB ratings and pricing.
ACE Cash Express is a check cashing and short-term lending retailer offering payday loans, installment loans, prepaid cards, and money services at 1,500+ stores nationwide and online.
Best for: Unbanked or underbanked consumers who need to cash checks without a traditional bank account, Consumers needing immediate short-term cash ($100–$1,500) who cannot qualify for conventional bank loans or credit union products
Credit repair company founded in 2008 offering dispute services, credit monitoring, and financial counseling. Bilingual provider with locations in San Antonio, Miami, and Reno.
Best for: Spanish-speaking consumers seeking credit repair services, Individuals wanting personalized credit counseling alongside dispute services
Credit Restoration of Texas disputes inaccurate items on credit reports and offers debt settlement, identity theft restoration, and business credit building since 2007.
Best for: Consumers with multiple inaccurate or unverifiable negative items on credit reports seeking professional dispute assistance, Business owners needing to establish or rebuild business credit profiles separately from personal credit
Tax attorney firm specializing in IRS collection notices, tax liens, and back tax resolution for individuals and businesses across multiple states.
Best for: Individuals with federal tax liens or IRS collection notices seeking attorney representation, Small business owners facing payroll tax violations or IRS compliance issues
EZ Money is a payday advance and check cashing company operating in Iowa, Michigan, Missouri, and North Dakota, offering fast short-term loans and financial services.
Best for: Consumers in Midwestern states needing immediate check cashing services without lengthy hold periods, Workers seeking early access to direct deposits via prepaid cards without credit checks
GreenPath Financial Wellness is a nonprofit credit counseling agency offering free and low-cost debt and credit counseling services via phone and in-person in San Antonio.
Best for: Consumers seeking free or low-cost financial education and budgeting guidance, San Antonio residents preferring in-person counseling with a local nonprofit organization
ACE Cash Express is a check cashing and short-term lending retailer offering payday loans, installment loans, prepaid cards, and money services at 1,500+ stores nationwide and online.
Best for: Unbanked or underbanked consumers who need to cash checks without a traditional bank account, Consumers needing immediate short-term cash ($100–$1,500) who cannot qualify for conventional bank loans or credit union products
Hill Country Loans offers signature loans and auto title loans across three Texas locations (Boerne, Kerrville, San Antonio) with fast cash options and extended weekend hours.
Best for: Texas residents in Hill Country region (Boerne, Kerrville, San Antonio, Comfort) needing same-day or quick cash, Borrowers who prefer in-person loan transactions and relationship-based lending
LoanStar Title Loans offers fast cash loans up to $10,000 secured by vehicle titles, with multiple Fort Worth-area locations and same-day funding.
Best for: Vehicle owners facing genuine emergencies needing $1,000–$10,000 in cash, Borrowers who own their car outright with a clear title and need rapid funding
Montana Capital offers car title loans with loan amounts up to $50,000, same-day funding, and no credit check required. Borrowers keep their vehicle while repaying the loan.
Best for: Consumers with poor credit or past bankruptcies who cannot qualify for traditional loans, Individuals facing unexpected emergencies requiring $2,000-$50,000 in quick cash
TitleMax offers same-day car title loans, title pawns, and personal loans for all credit types, with 1,000+ locations and cash in as little as 30 minutes.
Best for: Vehicle owners with bad or no credit who need cash the same day, Borrowers who already have a title loan elsewhere and want to refinance at a lower rate
TitleMax offers same-day title-secured loans and flex lines of credit using your vehicle title as collateral, accepting most credit types across Memphis-area locations.
Best for: Vehicle owners with a clear title who need same-day cash and cannot qualify for traditional credit, Borrowers with poor or thin credit histories who have been declined elsewhere
EZ Money is a payday advance and check cashing company operating in Iowa, Michigan, Missouri, and North Dakota, offering fast short-term loans and financial services.
Best for: Consumers in Midwestern states needing immediate check cashing services without lengthy hold periods, Workers seeking early access to direct deposits via prepaid cards without credit checks
MoneyGram operates a global money transfer network with 72+ locations across San Antonio, partnering with retailers like CVS and Ace Cash Express for convenient access.
Best for: Consumers needing regular money transfers to family members (domestic or international), Underbanked individuals without traditional bank accounts who need cash movement services
MoneyGram is a global money transfer service enabling customers to send and receive funds domestically and internationally through a network of physical locations and online channels.
Best for: Customers needing to send money to family or contacts internationally with established agent networks in destination countries, Unbanked or underbanked individuals preferring in-person transaction options without digital banking requirements
Solex Cashing operates 6 check-cashing locations across San Antonio, offering bilingual financial services including check cashing, money transfers, bill payments, and money orders.
Best for: Unbanked or underbanked San Antonio residents needing immediate check liquidation without bank account, Spanish-speaking immigrants and Hispanic community members seeking bilingual financial services
PLS Check Cashers operates 24/7 check-cashing and financial services across 12 states, offering money orders, bill pay, wire transfers, and government benefits access.
Best for: Unbanked and underbanked consumers needing immediate check cashing and bill payment without bank accounts, Shift workers and night-shift employees requiring 24/7 financial services access
PLS Check Cashers is a 24/7 financial services chain offering check cashing, money orders, bill pay, prepaid debit cards, and Illinois DMV services.
Best for: Unbanked or underbanked consumers who need immediate check cashing without a bank account, Illinois residents who want to combine DMV errands (registration, title) with financial transactions in one stop
San Antonio cash buyer with two locations purchasing gold, silver, electronics, gift cards, and collectibles for immediate cash payouts.
Best for: San Antonio residents looking to sell gold or silver jewelry for immediate cash, Individuals with unwanted electronics, power tools, or gift cards to liquidate
EZPAWN in Las Vegas offers collateral-based pawn loans, gold and firearm buying, and resale of pre-owned brand-name merchandise at 25–70% off retail.
Best for: Consumers needing fast cash without a credit check who have electronics, jewelry, or firearms to use as collateral, Bargain shoppers looking for pre-owned brand-name electronics, tools, or jewelry at 25–70% below retail
EZPAWN in Las Vegas offers collateral-based pawn loans, gold and diamond buying, firearms loans, and discounted pre-owned brand-name merchandise with flexible payment options.
Best for: Las Vegas residents needing same-day cash against electronics, jewelry, gold, or firearms, Bargain shoppers seeking brand-name pre-owned goods at steep discounts
Nacogdoches Gold and Silver Exchange is a pawn shop specializing in gold, silver, and precious metals transactions in Nacogdoches, Texas.
Best for: Local Nacogdoches residents seeking to buy or sell gold and silver, Individuals needing quick cash against precious metals collateral
FirstCash is the leading international pawn operator with 3,300+ locations across the U.S., Latin America, and UK, offering pawn loans, retail sales, gold buying, and layaway services.
Best for: Consumers with immediate cash needs and valuable items (jewelry, electronics, tools) who cannot access traditional credit, Individuals in credit-constrained situations without bank accounts or credit history
FirstCash is the leading international operator of pawn stores with 3,300+ locations across the U.S., UK, and Latin America, offering pawn loans secured by personal property and retail merchandise sales.
Best for: Consumers needing immediate cash with no access to traditional bank credit or credit lines, Individuals with items of value (jewelry, electronics, instruments) willing to use collateral for short-term loans
Tax attorney firm specializing in IRS collection notices, tax liens, and back tax resolution for individuals and businesses across multiple states.
Best for: Individuals with federal tax liens or IRS collection notices seeking attorney representation, Small business owners facing payroll tax violations or IRS compliance issues
Solo bankruptcy attorney in San Antonio licensed since 1985, handling Chapter 7, Chapter 13, business, and creditor-debtor litigation with federal court admittance.
Best for: Texas consumers (primarily San Antonio area) facing Chapter 7 or Chapter 13 bankruptcy who want direct attorney contact, Business owners and creditors needing both bankruptcy counsel and commercial litigation representation
Texas bankruptcy and business debt relief law firm specializing in personal/business bankruptcy, merchant cash advance defense, and denied insurance claims.
Best for: Texas small business owners with merchant cash advance debt, predatory SBA loans, or debt collector harassment seeking alternatives to consolidation, Texas homeowners or property owners with denied or undervalued property insurance claims who want no-upfront-cost representation
San Antonio-based bankruptcy law firm specializing exclusively in Chapter 7 and Chapter 13 bankruptcy filings, led by Attorney Jose Soria with 20+ years of courtroom experience.
Best for: Individuals with overwhelming unsecured debt (credit cards, medical bills) who cannot pay through income or assets, Homeowners or vehicle owners facing foreclosure or repossession who need immediate legal protection
San Antonio bankruptcy attorney specializing in Chapter 7, 11, 12, and 13 filings, foreclosure defense, and credit card defense throughout Texas.
Best for: Individuals facing wage garnishment, asset repossession, or foreclosure seeking immediate legal intervention, Business owners considering Chapter 11 or 12 bankruptcy reorganization in Texas
Benjamin Trotter is a bankruptcy attorney listed on the Rutherford & Rutherford law firm website, specializing in Chapter 7 and Chapter 13 bankruptcy filings and related debt relief services.
Best for: Individuals considering personal bankruptcy in Chapter 7 or Chapter 13, Consumers with significant debt seeking professional legal guidance through bankruptcy process
Credit Human is a credit union offering retail banking services including accounts, loans, and financial services through multiple locations, including the 211 and Potranco Financial Health Center branch in San Antonio.
Best for: San Antonio residents seeking convenient weekend banking with Saturday hours, Spanish-speaking consumers preferring bilingual financial services
Firstmark Credit Union is a Texas-based credit union offering checking, savings, personal loans, auto refinancing, home equity products, and credit cards with member-focused service.
Best for: Texas residents seeking community-focused banking with competitive checking APY and full-service lending, Spanish-speaking consumers who prefer bilingual financial institution support
Credit Human is a credit union offering banking services including checking, savings, and loan products through multiple locations including their Southtown Financial Health Center branch in San Antonio, TX.
Best for: San Antonio area residents seeking full-service banking with credit union benefits, Credit union members looking for personal loans and account services
Credit Human is a credit union offering banking services including checking, savings, loans, and online account management through multiple locations including their Hackberry Market Financial Health Center branch.
Best for: San Antonio residents seeking full-service banking with competitive credit union rates, Members interested in combined banking and financial wellness/counseling services
San Antonio-based credit union exclusively serving CPS Energy employees and families since 1938, offering checking, savings, loans, and credit cards with competitive rates.
Best for: CPS Energy employees seeking affordable financial services within their employee community, Family members of CPS Energy staff looking for accessible, personalized banking services
UNIFY Financial Credit Union is a member-owned credit union with $3.5B+ in assets offering checking, savings, mortgages, auto loans, and credit cards nationwide through 5,000+ shared branches.
Best for: Members seeking free checking and savings with no monthly fees and access to nationwide ATM networks, Homebuyers needing mortgage specialists and calculators to determine affordability
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Western Finance offers personal installment loans up to $1,800, merchandise financing, and tax preparation services across Texas locations including San Antonio.
Best for: Customers in Texas who prefer in-person loan processing and relationship-based banking with staff they know, Borrowers with below-average credit who struggle to qualify for traditional bank personal loans
Western-Shamrock Finance offers traditional installment loans, merchandise financing, and tax preparation services across Texas locations, with a San Antonio branch serving the South Side community.
Best for: San Antonio South Side residents needing emergency cash for bills, repairs, or unexpected expenses, Borrowers with fair or poor credit seeking personalized local service rather than impersonal online lenders
World Finance provides in-person personal installment loans and credit-building products through community branches, with one-on-one staff consultations and Spanish-language support.
Best for: Borrowers with imperfect or thin credit who need in-person guidance through the loan process, Spanish-speaking consumers seeking bilingual financial services in Memphis
Credit repair company founded in 2008 offering dispute services, credit monitoring, and financial counseling. Bilingual provider with locations in San Antonio, Miami, and Reno.
Best for: Spanish-speaking consumers seeking credit repair services, Individuals wanting personalized credit counseling alongside dispute services
Credit Restoration of Texas disputes inaccurate items on credit reports and offers debt settlement, identity theft restoration, and business credit building since 2007.
Best for: Consumers with multiple inaccurate or unverifiable negative items on credit reports seeking professional dispute assistance, Business owners needing to establish or rebuild business credit profiles separately from personal credit
Camelot Credit Repair is a San Antonio-based credit repair company helping consumers dispute errors and negative items on their credit reports to improve financial futures.
Best for: San Antonio-area residents who prefer local, in-person credit repair service interaction, Consumers with credit report errors seeking dispute assistance and direct consultation
Texas-based hard money lender specializing in equity-based loans for commercial real estate purchases, refinances, and fix-and-flip projects with same-day approvals and closings in 5-10 days.
Best for: Real estate investors conducting fix-and-flip projects needing quick capital deployment, Commercial property buyers with strong equity positions but imperfect credit histories
San Antonio-based private real estate lender offering fast, flexible financing for acquisition and renovation projects that traditional banks overlook.
Best for: Real estate investors seeking acquisition or renovation financing, Commercial property developers needing construction loans
Texas Equity Lending is a direct hard money lender specializing in equity-based loans for commercial real estate purchases, refinances, and fix-and-flip projects across Texas since 1993.
Best for: Real estate investors conducting fix-and-flip projects requiring rapid funding, Commercial property buyers needing quick closings outside traditional bank timelines
Independent investment banking firm specializing in M&A advisory, capital raising, and business valuations for middle-market companies across 100+ industries since 1956.
Best for: Mid-market business owners planning an exit through sale, merger, or recapitalization, Established companies seeking acquisition targets or consolidation strategies with advisory expertise
GreenPath Financial Wellness is a nonprofit credit counseling agency offering free and low-cost debt and credit counseling services via phone and in-person in San Antonio.
Best for: Consumers seeking free or low-cost financial education and budgeting guidance, San Antonio residents preferring in-person counseling with a local nonprofit organization
UTSA-hosted, SBA-funded non-profit Small Business Development Center offering free one-on-one advising and low-cost training to entrepreneurs across south-central Texas.
Best for: Early-stage entrepreneurs and startups seeking free business planning and foundational advising without cost barriers, Existing small business owners in south-central Texas (Bexar, Comal, Atascosa, and surrounding counties) needing growth strategy guidance
My Education Solutions offers fully-managed student loan forgiveness programs designed to help borrowers access government debt relief options and reduce monthly payments.
Best for: Federal student loan borrowers seeking guidance through complex forgiveness program applications and income-driven repayment plans, Borrowers with loans in default or collections who want professional assistance rehabilitating and enrolling in forgiveness programs
Specialty holding company in San Antonio that purchases and services distressed financial assets including consumer, real estate, and judgment portfolios across Texas.
Best for: Texas residents with defaulted accounts that Integras has already purchased who need direct debt servicing, Consumers seeking flexible payment arrangements on existing judgment or post-judgment debt obligations
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in San Antonio offer free guidance at consumerfinance.gov.
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