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Cash America Pawn in San Antonio, TX

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San Antonio's Cash America Pawn at 702 Kirk Pl offers quick loans on your valuables with flexible repayment options.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn is located at 702 Kirk Pl in San Antonio, TX, offering a convenient pawn shop experience for customers throughout the area. The standalone location is open Monday through Saturday from 9AM to 7PM, with Sunday hours from 11AM to 5PM, making it easy to fit a visit into your San Antonio schedule. This Kirk Pl location provides a full-service pawn experience in a welcoming environment.

At this San Antonio location, you can pawn jewelry, electronics, musical instruments, tools, and other valuable items to get short-term cash access for short-term cash research. The knowledgeable staff at 702 Kirk Pl can assess the value of your items and offer rate claims to verify. To discuss your specific items or ask questions about services, call +1 210-223-1021 to speak with the team.

Whether you are researching emergency-cash options or want to buy quality second-hand merchandise, this Cash America Pawn location in San Antonio serves both borrowers and shoppers. Bring a valid ID and the items you'd like to pawn, and the staff will guide you through a quick, straightforward process. This Kirk Pl pawn shop is part of Cash America Pawn, known for fair dealing and honest transactions with customers across Texas.

Services & Features

Buy and sell of general merchandise items of value
Consumer lending focused on cash and credit-constrained populations
Gold and precious metal buying services for immediate cash
Item valuation and appraisal for pawn loan purposes
Layaway service with 10% down payment option
Lease-to-own payment solutions through AFF subsidiary
Online inventory browsing for available merchandise
Online store locator to find nearest pawn location
Pawn loans secured by personal property with non-recourse terms
Retail finance payment solutions through 15,000+ merchant partners
Retail sales of merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states plus international presence enables convenient local access
  • Non-recourse pawn loans mean borrowers cannot be pursued for deficiency if item is forfeited
  • short-term cash access available on-the-spot for items of value with eligibility and income-verification claims to verify
  • Wide range of accepted collateral (jewelry, electronics, tools, instruments, appliances) provides flexibility
  • Layaway service available with affordable 10% down payment for retail purchases
  • Gold and precious metal buying service offers short-term cash access for jewelry without pawn loans
  • S&P 500 MidCap 400 and Russell 2000 indexed company suggests financial stability and transparency requirements

Cons

  • Interest rates and loan terms not disclosed on website, preventing upfront cost comparison
  • Risk of losing personal property if pawn loan cannot be repaid by maturity date
  • Pawn loans require surrendering physical possession of valuable items during loan term
  • Limited transparency on loan duration, renewal policies, and what happens to unredeemed items
  • Service primarily targets cash-constrained consumers, indicating higher effective costs than traditional credit

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in San Antonio, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 11 services including Pawn loans secured by personal property with non-recourse terms, Retail sales of merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Gold and precious metal buying services for immediate cash, Layaway service with 10% down payment option, Item valuation and appraisal for pawn loan purposes, and 6 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers researching short-term cash access with no access to traditional bank credit or credit lines, Individuals with items of value (jewelry, electronics, instruments) willing to use collateral for short-term loans, People seeking to buy merchandise at discount prices through pawn store inventory, Those who need quick access to cash with eligibility claims to verify or extensive application processes.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ locations across 29 U.S. states plus international presence enables convenient local access; Non-recourse pawn loans mean borrowers cannot be pursued for deficiency if item is forfeited; short-term cash access available on-the-spot for items of value with eligibility and income-verification claims to verify. Areas to consider: Interest rates and loan terms not disclosed on website, preventing upfront cost comparison; Risk of losing personal property if pawn loan cannot be repaid by maturity date.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
702 Kirk Pl, San Antonio, TX 78226
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for consumers in urgent need of cash who have valuable personal property to pledge and cannot access traditional bank credit. The main caveat is that pawn loans carry the risk of permanent loss of collateral, and the website does not disclose actual interest rates or loan terms, making it impossible to evaluate the true cost before visiting a location.

Profile Signals

  • Consumers researching short-term cash access with no access to traditional bank credit or credit lines
  • Individuals with items of value (jewelry, electronics, instruments) willing to use collateral for short-term loans
  • People seeking to buy merchandise at discount prices through pawn store inventory
  • Those who need quick access to cash with eligibility claims to verify or extensive application processes
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in San Antonio, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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