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Cash America Pawn in San Antonio, TX

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San Antonio, TX's Cash America Pawn on Culebra Rd is a standalone pawn shop offering fast loans on jewelry, electronics, and collectibles.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn is located at 11014 Culebra Rd in San Antonio, TX as a standalone pawn shop. The store sits in a convenient location for quick access to pawn services in the San Antonio area. Hours are Monday through Saturday, 9 AM to 7 PM, and Sunday, 11 AM to 5 PM.

This San Antonio location buys and loans against jewelry, gold, watches, electronics, designer handbags, and other valuables. You can also purchase discounted previously pawned and used items. Call 210-702-3636 to ask about current inventory or to get a quote on your items.

When you are researching short-term cash access on collateral in San Antonio, bring a valid ID and the item you want to pawn. Cash America Pawn handles straightforward transactions with application-timing claims and same-day payouts. No job history or credit checks required.

Services & Features

Electronics buying and sales
Gold and precious metal buying
Jewelry buying and sales
Layaway services with 10% down payment
Lease-to-own payment solutions (through AFF subsidiary)
Musical instruments buying and sales
Online inventory browsing
Pawn loans secured by pledged personal property
Retail finance solutions through merchant partners
Retail merchandise sales (wide variety)
Store locator service for 2,500+ locations
Tools, appliances, and sporting goods buying and sales

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America provide convenient access
  • Non-recourse pawn loans mean borrowers cannot lose assets beyond the pledged item
  • eligibility claim to verify—serves credit-constrained consumers immediately
  • Instant cash on the spot for gold, jewelry, electronics, and other valuables
  • Layaway service available with only 10% down payment for retail purchases
  • Established, publicly-traded company (S&P MidCap 400, Russell 2000) provides stability and legitimacy
  • Diverse merchandise buying (jewelry, electronics, tools, appliances, instruments) offers flexibility

Cons

  • Interest rates and loan terms not disclosed on website—customers must visit stores for pricing
  • Pawn loans are short-term, high-cost credit products compared to traditional personal loans or credit lines
  • Pledged items are forfeited if loan is not repaid, resulting in loss of personal property
  • Limited information on loan amounts, repayment periods, or renewal options available online
  • Pawn loans may perpetuate financial instability for consumers in repeat-borrowing situations

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in San Antonio, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 12 services including Pawn loans secured by pledged personal property, Gold and precious metal buying, Jewelry buying and sales, Electronics buying and sales, Tools, appliances, and sporting goods buying and sales, and 7 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with short-term cash needs and valuable items (jewelry, electronics, tools) who cannot access traditional credit, Individuals in credit-constrained situations without bank accounts or credit history, People seeking non-recourse lending where they cannot be pursued for deficiency judgments, Shoppers looking for affordable retail merchandise at discounted prices through pawn resales.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America provide convenient access; Non-recourse pawn loans mean borrowers cannot lose assets beyond the pledged item; eligibility claim to verify—serves credit-constrained consumers immediately. Areas to consider: Interest rates and loan terms not disclosed on website—customers must visit stores for pricing; Pawn loans are short-term, high-cost credit products compared to traditional personal loans or credit lines.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
11014 Culebra Rd, San Antonio, TX 78254
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for consumers with short-term cash needs and valuable collateral who may not meet traditional credit criteria and understand that non-recourse pawn loans are short-term, high-cost alternatives. The main caveat is that specific loan terms, rates, and renewal policies are not disclosed online—customers must visit a location to understand the true cost of borrowing, and they risk losing pledged items if unable to repay.

Profile Signals

  • Consumers with short-term cash needs and valuable items (jewelry, electronics, tools) who cannot access traditional credit
  • Individuals in credit-constrained situations without bank accounts or credit history
  • People seeking non-recourse lending where they cannot be pursued for deficiency judgments
  • Shoppers looking for affordable retail merchandise at discounted prices through pawn resales
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in San Antonio, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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