Review 9 credit repair companies, personal lenders, and financial services in Riverside, California. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Fix My 3 Scores is a credit repair company that disputes inaccuracies on credit reports to help customers rebuild poor credit and qualify for major purchases.
Google rating from 87 reviews
Profile signals: Consumers with significant credit damage (repos, collections, charge-offs) who need major purchases (homes, vehicles), People preferring hands-on, personalized service over automated credit repair platforms
Nonprofit HUD-approved financial counseling agency founded in 1974. Offers free and low-cost counseling for housing, debt, credit, and foreclosure prevention.
Google rating from 984 reviews
Profile signals: Homeowners facing foreclosure who need free, unbiased counseling before engaging a servicer, Seniors age 62+ considering a reverse mortgage who must complete mandatory HUD counseling
Non-profit organization providing early intervention, mental health treatment, housing counseling, and parent education services for children, youth, and families in Riverside County.
Profile signals: Families with infants and toddlers (0-3 years) experiencing developmental delays in Riverside County, Parents seeking early intervention services and education on child development milestones
National nonprofit credit counseling and HUD-approved housing counselor network offering free debt relief, credit building, and homeownership guidance since 1974.
Profile signals: Homeowners seeking HUD-approved reverse mortgage counseling and education before committing to a loan, First-time homebuyers wanting free pre-purchase education and down payment guidance
HUD-approved non-profit providing free fair housing counseling, landlord-tenant mediation, and homebuyer education in Riverside County since 1986.
Profile signals: Renters facing unlawful discrimination, unsafe housing conditions, or disputes with landlords or property managers, First-time homebuyers seeking free education, workshops, and pre-purchase consulting in Riverside County
FDIC-insured bank offering personal and business checking, savings, credit cards, loans, and digital banking solutions across California locations.
Profile signals: California-based small business owners seeking fee-free business checking and listed lending, Commercial real estate investors and mobile home park operators needing listed financing
Nonprofit HUD-approved financial counseling agency founded in 1974. Offers free and low-cost counseling for housing, debt, credit, and foreclosure prevention.
Google rating from 984 reviews
Profile signals: Homeowners facing foreclosure who need free, unbiased counseling before engaging a servicer, Seniors age 62+ considering a reverse mortgage who must complete mandatory HUD counseling
Non-profit organization providing early intervention, mental health treatment, housing counseling, and parent education services for children, youth, and families in Riverside County.
Profile signals: Families with infants and toddlers (0-3 years) experiencing developmental delays in Riverside County, Parents seeking early intervention services and education on child development milestones
National nonprofit credit counseling and HUD-approved housing counselor network offering free debt relief, credit building, and homeownership guidance since 1974.
Profile signals: Homeowners seeking HUD-approved reverse mortgage counseling and education before committing to a loan, First-time homebuyers wanting free pre-purchase education and down payment guidance
HUD-approved non-profit providing free fair housing counseling, landlord-tenant mediation, and homebuyer education in Riverside County since 1986.
Profile signals: Renters facing unlawful discrimination, unsafe housing conditions, or disputes with landlords or property managers, First-time homebuyers seeking free education, workshops, and pre-purchase consulting in Riverside County
Credit.org (formerly Springboard Nonprofit) is an NFCC-certified nonprofit credit counseling agency founded in 1974, offering free and low-cost financial education and debt counseling services nationwide.
Profile signals: Consumers with credit card debt seeking unbiased guidance from certified nonprofit counselors, Homeowners at risk of foreclosure needing housing counseling and budget restructuring
FDIC-insured bank offering personal and business checking, savings, credit cards, loans, and digital banking solutions across California locations.
Profile signals: California-based small business owners seeking fee-free business checking and listed lending, Commercial real estate investors and mobile home park operators needing listed financing
Icon Business Bank is a community business bank headquartered in Riverside, California, serving Southern California with business and personal banking services backed by FDIC insurance.
Profile signals: Southern California small business owners seeking personalized lending relationships, Individuals in the Southern California region preferring community bank stability over large national banks
FDIC-insured bank offering personal and business banking services across California and Arizona with online, mobile, and in-person options.
Profile signals: California and Arizona residents seeking FDIC-insured traditional banking with online and mobile access, Homebuyers in the Provident service area looking for mortgage financing options
Fix My 3 Scores is a credit repair company that disputes inaccuracies on credit reports to help customers rebuild poor credit and qualify for major purchases.
Google rating from 87 reviews
Profile signals: Consumers with significant credit damage (repos, collections, charge-offs) who need major purchases (homes, vehicles), People preferring hands-on, personalized service over automated credit repair platforms
California Consumer Protections: California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Interest Rate Cap: California usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with California Attorney General Consumer Protection.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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