No stored Google rating available.
FDIC-insured bank offering personal and business banking services across California and Arizona with online, mobile, and in-person options.
Data compiled from public sources
B. is a federally-insured savings bank headquartered in Riverside, California. The bank has been serving consumers and small businesses with traditional banking products and services, operating as a full-service financial institution with physical locations and digital banking platforms.
The bank offers a comprehensive suite of banking services including online banking, mobile banking, checking and savings accounts, loan products (particularly home loans), and investment services through LPL Financial partnerships. Customers can access their accounts through MyProvident online banking, a mobile app, phone banking, and physical branch locations. The bank emphasizes security and provides multiple channels for customer support including phone, email, chat, and in-person service.
Provident differentiates itself through FDIC insurance backing, local California roots with a Riverside headquarters, and a commitment to community engagement (evidenced by complimentary shred events). The bank maintains 24/7 self-service phone support and offers investment products in partnership with licensed LPL Financial representatives, though these products are explicitly not FDIC-insured. The bank serves primarily California and Arizona residents through its investment services division.
While offering standard banking products, the website emphasizes personal banking, home lending, and business banking without prominent showcase of rate claims to verify or premium features. The institution operates with traditional banking hours for customer service and periodic maintenance windows that temporarily restrict access to digital services.
This is state-level context for Banks consumers in Riverside, CA. It does not confirm that Provident Savings Bank, F.S.B. or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Provident Savings Bank, F.S.B. processed 190 mortgage applications in 2023, with 70.5% recorded as approved across 2 states.
190
Applications
70.5%
Approval Rate
$819K
Avg Loan
2
States Served
Based on 190 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Provident Savings Bank, F.S.B. offers 12 services including FDIC-insured checking and savings accounts, Online banking with MyProvident platform, Mobile banking app, Telephone banking and 24/7 self-service phone support, Home mortgage loans and loan payment services, and 7 more.
Provident Savings Bank, F.S.B. has profile signals associated with California and Arizona residents seeking FDIC-insured traditional banking with online and mobile access, Homebuyers in the Provident service area looking for mortgage financing options, Customers who value local bank relationships and community involvement over digital-only banking, Investors in CA/AZ willing to work with LPL Financial for non-bank-guaranteed investment products.
Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; 24/7 self-service phone support at (800) 442-5201 for account inquiries; Multiple banking channels: online, mobile app, phone, chat, and physical branches. Areas to consider: Online banking and mobile app unavailable during scheduled maintenance (e.g., 5-hour windows on Saturdays); Investment products explicitly not FDIC-insured and may lose value—not suitable for risk-averse investors.
In the Banks category, comparable providers include Commercial Bank of California (Formerly Community Bank of the Bay), East West Bank, LendingClub. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Provident Savings Bank is profile signals for California and Arizona residents seeking traditional FDIC-insured banking with a local community-focused institution that offers multiple service channels. The main caveat is that digital access experiences periodic maintenance windows, investment products carry no stated terms and may lose value, and service hours for chat support are limited, making it less profiled for customers requiring 24/7 instant support.
Commercial Bank of California (formerly Community Bank of the Bay) is a regional bank offering checking, savings, and business banking services to California consumers and small businesses.
Google rating from 7 reviews
Profile signals: California-based consumers seeking regional banking relationships with local decision-making, Small business owners preferring community bank service models over national chains
FDIC-insured bank offering personal and commercial banking, home loans, wealth management, and international trade solutions with multilingual support.
Google rating from 21 reviews
Profile signals: Bilingual/multilingual customers seeking banking services in their preferred language, Small business owners and entrepreneurs needing SBA loans and commercial banking services
LendingClub is a digital marketplace bank offering personal loans up to $60,000, auto refinancing, and award-winning checking/savings accounts with no physical branches.
Google rating from 4,720 reviews
Profile signals: Borrowers with good-to-excellent credit seeking competitive personal loan rates, Credit card debt consolidators looking for fixed-rate alternatives
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