Portland, OR

Credit Repair & Financial Services in Portland

Review 31 credit repair companies, personal lenders, and financial services in Portland, Oregon. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Oregon avg credit score: 715 Median income: $76,362 Poverty rate: 11.2% Payday loans: Restricted Oregon overview →

Featured Provider Profiles in Portland

31 companies
ACE Cash Express logo

ACE Cash Express

Portland, OR's ACE Cash Express on SE Division St offers payday loans, title loans, and check cashing services.

BBB: NR

Profile signals: Consumers researching emergency-cash options within 24 hours without credit approval, Customers seeking to cash checks or pay bills outside traditional banking hours

ACE Cash Express logo

ACE Cash Express

Portland's ACE Cash Express on NE Martin Luther King Jr Blvd provides payday and title-loan profile details with provider-stated same-day approval timing.

BBB: NR

Profile signals: Consumers with vehicle equity seeking title loans for short-term cash access, Multi-service customers needing check cashing, bill payments, and loans from one provider

African American Alliance for Homeownership, Inc. logo

African American Alliance for Homeownership, Inc.

HUD-approved nonprofit housing counseling agency in Portland, Oregon offering free first-time homebuyer counseling, foreclosure prevention, and home repair assistance to underserved communities.

BBB: NR

Profile signals: First-time homebuyers in the Portland area seeking free, certified counseling on the home purchase process, Portland homeowners facing foreclosure or mortgage hardship who need HUD-certified prevention counseling

Capital Pawn Portland logo

Capital Pawn Portland

Capital Pawn is a family-run pawn shop with 5 locations across Oregon's Willamette Valley, offering collateral-based loans, buying, selling, and trading of items with eligibility claims to verify.

BBB: NR

Profile signals: Customers with valuable items (jewelry, electronics, collectibles) who need short-term cash with eligibility claims to verify, Budget-conscious shoppers seeking discounted pre-owned goods at 50% below retail prices

Hacienda Community Development Corporation logo

Hacienda Community Development Corporation

Latino-led nonprofit providing HUD-approved housing counseling, financial coaching, and affordable housing development across Oregon and Washington since 1992.

BBB: NR

Profile signals: First-time homebuyers in Oregon/Washington seeking HUD-approved counseling and financial coaching, Homeowners facing foreclosure or default who need intervention and preservation assistance

LoanMax Title Loans logo

LoanMax Title Loans

At 2929 SE Powell Blvd, Portland, OR, LoanMax Title Loans provides title loans and cash-advance profile details.

BBB: NR

Profile signals: Borrowers with short-term cash needs ($100-$10,000) who own a vehicle with clear title and cannot access traditional credit, Individuals in the Detroit metropolitan area seeking same-day or next-day emergency funding

Pawn Shops in Portland

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Capital Pawn Portland logo

Capital Pawn Portland

Capital Pawn is a family-run pawn shop with 5 locations across Oregon's Willamette Valley, offering collateral-based loans, buying, selling, and trading of items with eligibility claims to verify.

BBB: NR

Profile signals: Customers with valuable items (jewelry, electronics, collectibles) who need short-term cash with eligibility claims to verify, Budget-conscious shoppers seeking discounted pre-owned goods at 50% below retail prices

Money Market Pawn Shop logo

Money Market Pawn Shop

Money Market Pawn Shop is a Portland-based pawn lender offering 90-day collateral loans, buying, and selling of jewelry, firearms, electronics, tools, and musical instruments.

BBB: NR

Profile signals: Individuals researching short-term cash access ($500-$10,000+) who own valuable items but lack traditional credit, People seeking collateral loans with eligibility claims to verify or extensive documentation requirements

Pawn Central logo

Pawn Central

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral

Portland Gold Buyers, LLC logo

Portland Gold Buyers, LLC

Portland Gold Buyers, LLC is a local precious metals buyer in downtown Portland offering cash payments for gold, silver, platinum jewelry, coins, and bullion with in-person appraisals.

BBB: NR

Profile signals: Individuals with unwanted gold, silver, or platinum jewelry seeking immediate local cash sales, Collectors or investors liquidating precious metals coins and bullion holdings

Portland Precious Metals & Coin logo

Portland Precious Metals & Coin

Local precious metals and coin dealer in Portland, OR buying and selling gold, silver, platinum, and collectible coins with competitive pricing.

BBB: NR

Profile signals: Investors and collectors seeking to buy or sell bullion and precious metals locally, Individuals looking to liquidate gold, silver, or coin collections in the Portland area

SILVER LINING JEWELRY and LOAN GRESHAM logo

SILVER LINING JEWELRY and LOAN GRESHAM

Oregon-based pawn shop offering collateral-based loans, jewelry sales, and buying/selling of used merchandise including tools, electronics, and luxury goods.

BBB: NR

Profile signals: Individuals researching emergency-cash options quickly with eligibility claims to verify, People with valuable items (jewelry, tools, electronics) willing to use them as collateral

Emergency Cash in Portland

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ACE Cash Express logo

ACE Cash Express

Portland, OR's ACE Cash Express on SE Division St offers payday loans, title loans, and check cashing services.

BBB: NR

Profile signals: Consumers researching emergency-cash options within 24 hours without credit approval, Customers seeking to cash checks or pay bills outside traditional banking hours

ACE Cash Express logo

ACE Cash Express

Portland's ACE Cash Express on NE Martin Luther King Jr Blvd provides payday and title-loan profile details with provider-stated same-day approval timing.

BBB: NR

Profile signals: Consumers with vehicle equity seeking title loans for short-term cash access, Multi-service customers needing check cashing, bill payments, and loans from one provider

LoanMax Title Loans logo

LoanMax Title Loans

At 2929 SE Powell Blvd, Portland, OR, LoanMax Title Loans provides title loans and cash-advance profile details.

BBB: NR

Profile signals: Borrowers with short-term cash needs ($100-$10,000) who own a vehicle with clear title and cannot access traditional credit, Individuals in the Detroit metropolitan area seeking same-day or next-day emergency funding

PayDayAllDay logo

PayDayAllDay

PayDayAllDay Portland, Oregon — PayDayAllDay offers payday loans and cash advances from $250–$5,000 with online and in-person applications across Ohio. ...

BBB: NR

Profile signals: Borrowers with poor credit history unable to qualify for traditional bank loans, Consumers needing $250–$5,000 within hours and unable to wait for conventional loan processing

PayDayAllDay logo

PayDayAllDay

PayDayAllDay Portland, Oregon — PayDayAllDay offers payday loans and cash advances up to $5,000 with same-day online and in-person applications at multi...

BBB: NR

Profile signals: Borrowers with urgent expense research of $250-$5,000 and access to listed funding timing, People with poor or damaged credit unable to qualify for bank personal loans or credit cards

Rapid Cash logo

Rapid Cash

Rapid Cash Portland, Oregon — Rapid Cash (Speedy Cash) offers title loans up to $300, payday loans, and in-store financial services at their Portland SE...

BBB: NR

Profile signals: Customers with short-term cash access emergencies who own vehicles and need secured collateral lending, Salaried or hourly employees anticipating next paycheck who need temporary cash bridge

Check Cashing & Money Services in Portland

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MoneyGram logo

MoneyGram

Portland, OR's MoneyGram at 4200 SE 82nd Ave offers check cashing and money transfer services.

BBB: NR

Profile signals: Customers needing same-day domestic money transfers to friends, family, or bill payments, International money senders who need physical locations for cash pickup or delivery

MoneyGram logo

MoneyGram

Portland, OR's MoneyGram at 7404 N Interstate Ave provides check cashing and money transfer services daily from 7 AM to 11 PM.

BBB: NR

Profile signals: Unbanked and underbanked consumers who need walk-in money transfer access at convenient retail locations, Customers sending international remittances who value established brand reputation

National Express Money Orders logo

National Express Money Orders

Money order service operating through Plaid Pantry locations in Beaverton, OR. Offers money orders and processes claims, but faces significant customer service issues.

BBB: NR

Profile signals: Consumers seeking convenient money order purchases at retail locations in the Beaverton area, Individuals unfamiliar with the company's serious customer service and redemption issues who need a quick money order

Western Union logo

Western Union

2829 N Lombard St in Portland, OR is home to Western Union's check-cashing and money transfer services.

BBB: NR

Profile signals: Unbanked or underbanked consumers without traditional bank accounts, International remittance senders supporting family overseas

Western Union logo

Western Union

The Western Union at 7555 SW Barbur Blvd in Portland, OR offers check cashing and money transfers daily.

BBB: NR

Profile signals: Customers sending remittances internationally or domestically who need physical cash pickup, Multilingual immigrants and international populations needing accessible language support

Free Help in Portland

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African American Alliance for Homeownership, Inc. logo

African American Alliance for Homeownership, Inc.

HUD-approved nonprofit housing counseling agency in Portland, Oregon offering free first-time homebuyer counseling, foreclosure prevention, and home repair assistance to underserved communities.

BBB: NR

Profile signals: First-time homebuyers in the Portland area seeking free, certified counseling on the home purchase process, Portland homeowners facing foreclosure or mortgage hardship who need HUD-certified prevention counseling

Hacienda Community Development Corporation logo

Hacienda Community Development Corporation

Latino-led nonprofit providing HUD-approved housing counseling, financial coaching, and affordable housing development across Oregon and Washington since 1992.

BBB: NR

Profile signals: First-time homebuyers in Oregon/Washington seeking HUD-approved counseling and financial coaching, Homeowners facing foreclosure or default who need intervention and preservation assistance

Native American Youth and Family Center logo

Native American Youth and Family Center

Non-profit organization providing free community services including tobacco prevention, education, food sovereignty, and cultural programs for Native Americans in the Portland region.

BBB: NR

Profile signals: Native Americans in the Portland/Pacific Northwest region seeking culturally-grounded health and education support, Community members wanting to quit commercial tobacco with Indigenous-centered cessation guidance

Portland Community Reinvestment Initiatives, Inc logo

Portland Community Reinvestment Initiatives, Inc

Portland nonprofit providing affordable rental housing, homeownership counseling, and resident services to low-income families in North/Northeast Portland since 1992.

BBB: NR

Profile signals: Low-income Portland families seeking affordable rental housing in North/Northeast neighborhoods, First-time homebuyers in Portland ready to transition from renting to ownership

Credit Unions in Portland

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Nw Priority logo

Nw Priority

NW Priority Credit Union is a member-owned financial cooperative serving since 1928, offering competitive loan rates, deposit accounts, and digital banking with a focus on personalized member service.

BBB: NR

Profile signals: Members seeking auto financing with rate claims to verify under 5% APR, Consumers who prioritize personalized, relationship-based banking over large institutional service

Pacific N W logo

Pacific N W

Pacific NW Federal Credit Union is a member-owned credit union serving Oregon and Washington with checking, savings, loans, mortgages, and business services.

BBB: NR

Profile signals: Oregon and Washington residents seeking member-owned financial institution with community focus, Small business owners needing local credit union with merchant processing and business accounts

Personal Loans in Portland

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OneMain Financial logo

OneMain Financial

OneMain Financial Portland, Oregon — OneMain Financial offers personal loans from $1,500–$30,000 with fixed rates (11.99%–35.99% APR) and same-day fundi...

BBB: NR

Profile signals: Customers needing debt consolidation with predictable fixed monthly payments and no prepayment penalties, Borrowers seeking fast funding (within 1 hour) for emergency expenses or time-sensitive purchases

United Finance logo

United Finance

Family-owned consumer finance lender since 1922 offering installment loans, auto financing, and debt consolidation with 26 Oregon locations.

BBB: NR

Profile signals: Borrowers with prior bankruptcy, charge-offs, or collections seeking an established lender willing to take on credit risk, Individuals needing same-day or rapid loan funding for emergency expenses or vehicle financing

Mortgages & Home Loans in Portland

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Portland Housing Center logo

Portland Housing Center

Portland Housing Center is a nonprofit homeownership counselor offering mortgage lending, down payment assistance, and financial education to first-time homebuyers in the Portland area since 2003.

BBB: NR

Profile signals: First-time homebuyers in Portland-Multnomah County with limited down payment savings, Teachers, veterans, first responders, and emergency service workers seeking down payment grants

Business Loans in Portland

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Tucker Capital Inc logo

Tucker Capital Inc

Tucker Capital Inc. specializes in commercial truck financing and semi-truck leasing for independent owner-operators, offering flexible terms for good credit, bad credit, and no-credit borrowers since 1996.

BBB: NR

Profile signals: Independent owner-operators seeking commercial truck or semi-truck financing, Trucking businesses needing lease buyout or fleet expansion financing

Your Rights in Oregon

Oregon Consumer Protections: Oregon capped payday loan APR at 36% in 2007, drastically reducing high-cost lending in the state. The minimum 31-day term and APR cap make traditional payday lending impractical. Consumers can file complaints with the Division of Financial Regulation or the Attorney General.

Interest Rate Cap: Oregon usury cap: 36% APR cap on payday loans (2007 reform); 12% general usury. Payday lending is restricted.

Key Regulations:
  • Payday loans capped at 36% APR including fees since 2007 reform.
  • Maximum payday loan is $50,000 or 25% of gross monthly income.
  • Minimum 31-day term required for payday loans.
  • The Oregon Consumer Finance Act provides comprehensive lending regulations.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Oregon Attorney General Consumer Protection.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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