Hacienda Community Development Corporation in Portland, OR

Hacienda Community Development Corporation was founded in 1992 as a mission-driven nonprofit dedicated to advancing social and economic mobility within Latino and underserved communities. Over three decades, the organization has built 911 housing units and served 4,019 residents and clients in fiscal year 2025, establishing itself as a comprehensive community development entity rather than a traditional lender.

Hacienda's core offerings span four pillars: (1) Housing services including HUD-approved housing counseling through their "Camino A Casa" program for first-time homebuyers, default intervention for homeowners at risk of foreclosure, and apartment availability in affordable communities; (2) Real estate development of mixed-use, mixed-income affordable housing across Oregon and Washington; (3) Small business services including the Portland Mercado, business coaching, access to capital, and an affordable commissary kitchen; and (4) Youth and family services including after-school programs, parenting support, digital literacy, and STEM programming.

What distinguishes Hacienda is its integrated community development approach—it is not primarily a lender but rather a nonprofit housing counselor and real estate developer that also provides financial coaching and small business support. The organization is explicitly HUD-approved for housing counseling and employs financial coaches as part of its homeownership support department. The Portland Mercado serves as both a cultural hub and practical business incubator supporting 140+ local small business owners. Their work is deeply embedded in serving primarily low- and moderate-income families within specific geographic communities they manage.

For consumers, Hacienda is best suited as a free or low-cost resource for housing education, financial coaching, and homeownership preparation rather than emergency lending. The organization's strength lies in personalized, relationship-based support for underserved populations. However, those seeking immediate capital or loans should understand Hacienda's primary function is counseling and community development, not direct consumer lending.