North Las Vegas, NV

Credit Repair & Financial Services in North Las Vegas

Compare 6 credit repair companies, personal lenders, and financial services in North Las Vegas, Nevada. All independently reviewed with BBB ratings and pricing.

Nevada avg credit score: 698 Median income: $69,187 Poverty rate: 11.2% Payday loans: Legal Nevada overview →

Top Rated in North Las Vegas

6 companies
Create Credit Union logo

Create Credit Union

Create Credit Union (formerly Clark County Credit Union) is a Nevada-based credit union offering checking, savings, auto loans, mortgages, and credit cards with digital banking and member support services.

4.4/5
Contact BBB: NR

Best for: Nevada residents seeking one-stop financial services from a credit union with local branches, Auto buyers wanting comprehensive loan protection products (GAP, mechanical coverage, payment protection)

Credit Repair Circle logo

Credit Repair Circle

LawInfo is an attorney directory platform connecting consumers with bankruptcy and credit repair lawyers in North Las Vegas, Nevada, not a credit repair company itself.

4.4/5
Contact BBB: NR

Best for: Consumers in North Las Vegas seeking to locate verified bankruptcy attorneys for Chapter 7 or Chapter 13 filing, Individuals needing credit repair legal representation and wanting to verify attorney credentials before contact

One Nevada Credit Union ATM logo

One Nevada Credit Union ATM

One Nevada Credit Union is a Nevada-based credit union offering checking, savings, loans, mortgages, and credit cards to members. Access accounts through branches, ATMs, and digital banking.

4.4/5
Contact BBB: NR

Best for: Nevada residents seeking lower rates than national banks on mortgages and auto loans, Credit union members wanting full-service banking (checking, savings, credit cards, loans) from one institution

Bargain Pawn Inc logo

Bargain Pawn Inc

Unable to verify. Website currently displays Cloudflare security verification page with no accessible company information.

4.2/5
Contact BBB: NR

Best for: Consumers in North Las Vegas, Nevada looking for emergency lending services, People who prefer working with a local emergency lending provider

Valley Bank of Nevada logo

Valley Bank of Nevada

FDIC-insured Nevada bank offering personal and business checking, savings, consumer loans, and credit cards with emphasis on small-bank service at scale.

4.2/5
Contact BBB:

Best for: Nevada residents seeking FDIC-insured checking and savings with local bank service, Small business owners in Nevada needing integrated personal and business accounts

Neighborhood Housing Services of Southern Nevada logo

Neighborhood Housing Services of Southern Nevada

Non-profit housing counselor offering down payment assistance, homebuyer education, and foreclosure prevention for low- to moderate-income Southern Nevada residents since 1992.

4.0/5
Contact BBB: NR

Best for: Low- to moderate-income first-time homebuyers in Southern Nevada seeking down payment help, Homeowners facing foreclosure or seeking refinancing guidance in the Las Vegas area

Pawn Shops in North Las Vegas

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Bargain Pawn Inc logo

Bargain Pawn Inc

Unable to verify. Website currently displays Cloudflare security verification page with no accessible company information.

4.2/5
Contact BBB: NR

Best for: Consumers in North Las Vegas, Nevada looking for emergency lending services, People who prefer working with a local emergency lending provider

Credit Unions in North Las Vegas

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Create Credit Union logo

Create Credit Union

Create Credit Union (formerly Clark County Credit Union) is a Nevada-based credit union offering checking, savings, auto loans, mortgages, and credit cards with digital banking and member support services.

4.4/5
Contact BBB: NR

Best for: Nevada residents seeking one-stop financial services from a credit union with local branches, Auto buyers wanting comprehensive loan protection products (GAP, mechanical coverage, payment protection)

Bankruptcy Services in North Las Vegas

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Credit Repair Circle logo

Credit Repair Circle

LawInfo is an attorney directory platform connecting consumers with bankruptcy and credit repair lawyers in North Las Vegas, Nevada, not a credit repair company itself.

4.4/5
Contact BBB: NR

Best for: Consumers in North Las Vegas seeking to locate verified bankruptcy attorneys for Chapter 7 or Chapter 13 filing, Individuals needing credit repair legal representation and wanting to verify attorney credentials before contact

Free Help in North Las Vegas

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Neighborhood Housing Services of Southern Nevada logo

Neighborhood Housing Services of Southern Nevada

Non-profit housing counselor offering down payment assistance, homebuyer education, and foreclosure prevention for low- to moderate-income Southern Nevada residents since 1992.

4.0/5
Contact BBB: NR

Best for: Low- to moderate-income first-time homebuyers in Southern Nevada seeking down payment help, Homeowners facing foreclosure or seeking refinancing guidance in the Las Vegas area

ATMs & Cash Access in North Las Vegas

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One Nevada Credit Union ATM logo

One Nevada Credit Union ATM

One Nevada Credit Union is a Nevada-based credit union offering checking, savings, loans, mortgages, and credit cards to members. Access accounts through branches, ATMs, and digital banking.

4.4/5
Contact BBB: NR

Best for: Nevada residents seeking lower rates than national banks on mortgages and auto loans, Credit union members wanting full-service banking (checking, savings, credit cards, loans) from one institution

Banks in North Las Vegas

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Valley Bank of Nevada logo

Valley Bank of Nevada

FDIC-insured Nevada bank offering personal and business checking, savings, consumer loans, and credit cards with emphasis on small-bank service at scale.

4.2/5
Contact BBB:

Best for: Nevada residents seeking FDIC-insured checking and savings with local bank service, Small business owners in Nevada needing integrated personal and business accounts

Your Rights in Nevada

Nevada Consumer Protections: Nevada allows payday lending with no interest rate cap, though loan amounts are limited to 25% of gross monthly income. The lack of rate caps means APRs can be extremely high. The Financial Institutions Division regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Interest Rate Cap: Nevada usury cap: No general usury cap; payday loans legal with no rate cap (term and amount limits apply).

Key Regulations:
  • Payday loans capped at 25% of borrower's expected gross monthly income.
  • No APR cap on payday loans; rates can exceed 600% APR.
  • Maximum loan term is 35 days.
  • Payday lenders must be licensed and are regulated under the Deferred Deposit Loan Law.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Nevada Attorney General Bureau of Consumer Protection.

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