Create Credit Union (formerly Clark County Credit Union) is a Nevada-based credit union offering checking, savings, auto loans, mortgages, and credit cards with digital banking and member support services.
Data compiled from public sources · Google rating shown when a stored review count is available
Create Credit Union is a credit union that recently rebranded from Clark County Credit Union (CCCU), as noted on their website during the transition period. Based in Nevada with a routing number 322484113, the institution serves members through multiple physical locations and digital channels. The organization's stated mission is to empower members with personal service and support across all life stages—from managing finances and business needs to retirement planning.
Create Credit Union offers a comprehensive suite of consumer and business financial products. 40% APR). 82% APY), IRAs, and specialty savings clubs (Christmas Club, Vacation Club).
They also provide business checking and commercial lending services. Create CU differentiates itself through optional loan protection products including Guaranteed Asset Protection (GAP), Major Mechanical Protection (MMP), Collateral Protection Insurance, and Payment Protection on auto loans. They offer vehicle repossession prevention services and partner with Acrisure for auto and home insurance.
The credit union provides digital banking tools (eStatements, Bill Pay, Zelle integration), financial education through the Banzai platform and their "Perfect Bite Podcast," and multiple contact channels including phone (702-228-2228), online loan applications, and an ATM network. As a credit union rather than a commercial bank, Create CU operates under member-ownership principles and maintains NCUA deposit insurance. " links throughout suggest variable membership criteria).
The institution appears to serve the Las Vegas/Nevada market based on location references and area code. While they provide rate claims to verify and a broad product range, prospective members should verify current eligibility requirements and compare rates against other local and online alternatives.
This is state-level context for Credit Unions consumers in North Las Vegas, NV. It does not confirm that Create Credit Union or this specific location is licensed.
State regulator
Nevada Financial Institutions Division
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Create Credit Union offers 12 services including Auto loans and auto loan refinancing, Mortgage loans including VA/FHA and land/construction financing, Home equity lines of credit, Personal loans, Credit cards with rewards options, and 7 more.
Create Credit Union has profile signals associated with Nevada residents seeking one-stop financial services from a credit union with local branches, Auto buyers wanting comprehensive loan protection products (GAP, mechanical coverage, payment protection), Mortgage shoppers interested in VA/FHA or construction financing options, Members seeking competitive deposit rates (particularly the 4.07% APY Bonus Checking account).
Key strengths: Broad product range including auto loans, mortgages, personal loans, and credit cards in one institution; Multiple checking account options with tiered benefits (Bonus Checking Plus at 4.07% APY is competitive); Comprehensive auto loan protections (GAP, mechanical protection, payment protection, repossession prevention). Areas to consider: Limited geographic presence as Nevada-based institution (primary service area appears to be Las Vegas region); Membership eligibility requirements not fully listed on website—must navigate to separate 'Who Can Join?' pages.
In the Credit Unions category, comparable providers include REV Federal Credit Union, Smart Financial Credit Union, WestStar Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Create Credit Union is profile signals for Nevada residents seeking comprehensive banking and lending services from a credit union with local branch access. Primary caveat: geographic limitation to Nevada market, transition period from CCCU rebranding, and competitive rather than high listed rates warrant comparison shopping against other regional and national credit unions.
REV Federal Credit Union is a Charleston, SC-based credit union offering checking, savings, certificates, credit cards, auto loans, and mortgages with member-focused service.
Google rating from 100 reviews
Profile signals: Charleston-area residents seeking competitive mortgage financing with down payment assistance, Auto loan borrowers looking to refinance existing loans with personalized service
Houston-based credit union offering member-owned banking with low-rate auto loans, mortgages, home equity lines, and checking accounts since 1934.
Google rating from 575 reviews
Profile signals: Texas residents in Brazoria, Fort Bend, Harris, or Montgomery Counties seeking relationship banking with low auto loan rates, Member-owners who value cooperative financial institutions with community focus over corporate banking structures
WestStar Credit Union is a Nevada-based financial institution offering checking, savings, loans, and investment services to members since 1975.
Google rating from 312 reviews
Profile signals: Nevada residents seeking a locally-accountable alternative to large national banks, Homeowners looking to access equity through fixed-rate or HELOC products
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