Create Credit Union is a credit union that recently rebranded from Clark County Credit Union (CCCU), as noted on their website during the transition period. Based in Nevada with a routing number 322484113, the institution serves members through multiple physical locations and digital channels. The organization's stated mission is to empower members with personal service and support across all life stages—from managing finances and business needs to retirement planning.
Create Credit Union offers a comprehensive suite of consumer and business financial products. 40% APR). 82% APY), IRAs, and specialty savings clubs (Christmas Club, Vacation Club).
They also provide business checking and commercial lending services. Create CU differentiates itself through optional loan protection products including Guaranteed Asset Protection (GAP), Major Mechanical Protection (MMP), Collateral Protection Insurance, and Payment Protection on auto loans. They offer vehicle repossession prevention services and partner with Acrisure for auto and home insurance.
The credit union provides digital banking tools (eStatements, Bill Pay, Zelle integration), financial education through the Banzai platform and their "Perfect Bite Podcast," and multiple contact channels including phone (702-228-2228), online loan applications, and an ATM network. As a credit union rather than a commercial bank, Create CU operates under member-ownership principles and maintains NCUA deposit insurance. " links throughout suggest variable membership criteria).
The institution appears to serve the Las Vegas/Nevada market based on location references and area code. While they provide competitive rates and a broad product range, prospective members should verify current eligibility requirements and compare rates against other local and online alternatives.