Madison, WI

Credit Repair & Financial Services in Madison

Review 9 credit repair companies, personal lenders, and financial services in Madison, Wisconsin. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Wisconsin avg credit score: 720 Median income: $72,458 Poverty rate: 10.6% Payday loans: Legal Wisconsin overview →

Featured Provider Profiles in Madison

9 companies
Bank Cmg logo

Bank Cmg

Bank CMG is a regional bank offering personal and business banking services including checking, savings, CDs, home loans, and digital banking across 10 Wisconsin locations.

BBB: NR

Profile signals: Wisconsin residents seeking community banking with competitive CD rates and multiple branch locations, Small to medium-sized businesses needing treasury management and remote deposit capture services

Bankers' Bank logo

Bankers' Bank

Bankers' Bank is an FDIC-insured bank serving community banks and financial institutions, offering payments, mortgages, leasing, and risk management solutions.

BBB: NR

Profile signals: Community banks seeking to expand mortgage servicing without internal infrastructure investment, Smaller financial institutions wanting to offer credit card programs while outsourcing risk management

Capitol Bank logo

Capitol Bank

Capitol Bank is a community bank headquartered in Madison, Wisconsin, offering personal banking, business banking, and mortgage solutions with a focus on relationship-based service.

BBB: NR

Profile signals: Madison-area residents and businesses seeking personalized, local banking relationships, Small to mid-sized business owners needing commercial lending and treasury management services

Dmb Community Bank logo

Dmb Community Bank

DMB Community Bank is a locally owned bank serving personal and commercial clients since 1922, offering checking, savings, CDs, IRAs, mortgages, and digital banking services.

BBB: NR

Profile signals: Local customers seeking relationship-based banking with personalized service, Savers with $100,000+ in new funds looking for competitive CD rates

First Business Bank logo

First Business Bank

First Business Bank is a wholly owned subsidiary of First Business Financial Services (Nasdaq: FBIZ) offering comprehensive business banking, private wealth management, and bank consulting services.

BBB: NR

Profile signals: Business owners and commercial enterprises needing listed lending and cash management services, High-net-worth individuals seeking private wealth management and trust/estate services

Madison logo

Madison

Madison Credit Union is a member-owned financial cooperative serving Madison residents since 1936, offering checking, savings, loans, and investment products with low rates and personalized service.

BBB: NR

Profile signals: Madison residents seeking relationship-based banking with community values and member governance, Borrowers prioritizing low loan rates and minimal fees over convenience of national branch networks

Banks in Madison

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Bank Cmg logo

Bank Cmg

Bank CMG is a regional bank offering personal and business banking services including checking, savings, CDs, home loans, and digital banking across 10 Wisconsin locations.

BBB: NR

Profile signals: Wisconsin residents seeking community banking with competitive CD rates and multiple branch locations, Small to medium-sized businesses needing treasury management and remote deposit capture services

Bankers' Bank logo

Bankers' Bank

Bankers' Bank is an FDIC-insured bank serving community banks and financial institutions, offering payments, mortgages, leasing, and risk management solutions.

BBB: NR

Profile signals: Community banks seeking to expand mortgage servicing without internal infrastructure investment, Smaller financial institutions wanting to offer credit card programs while outsourcing risk management

Capitol Bank logo

Capitol Bank

Capitol Bank is a community bank headquartered in Madison, Wisconsin, offering personal banking, business banking, and mortgage solutions with a focus on relationship-based service.

BBB: NR

Profile signals: Madison-area residents and businesses seeking personalized, local banking relationships, Small to mid-sized business owners needing commercial lending and treasury management services

Dmb Community Bank logo

Dmb Community Bank

DMB Community Bank is a locally owned bank serving personal and commercial clients since 1922, offering checking, savings, CDs, IRAs, mortgages, and digital banking services.

BBB: NR

Profile signals: Local customers seeking relationship-based banking with personalized service, Savers with $100,000+ in new funds looking for competitive CD rates

First Business Bank logo

First Business Bank

First Business Bank is a wholly owned subsidiary of First Business Financial Services (Nasdaq: FBIZ) offering comprehensive business banking, private wealth management, and bank consulting services.

BBB: NR

Profile signals: Business owners and commercial enterprises needing listed lending and cash management services, High-net-worth individuals seeking private wealth management and trust/estate services

The Park Bank logo

The Park Bank

Park Bank is a community-focused bank in Southern Wisconsin offering personal and business banking, wealth management, and lending solutions with an emphasis on local nonprofit support.

BBB: NR

Profile signals: Southern Wisconsin residents and business owners seeking relationship-based community banking with local decision-making, Nonprofit organizations and mission-driven organizations looking for lenders who understand community finance

Credit Unions in Madison

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Madison logo

Madison

Madison Credit Union is a member-owned financial cooperative serving Madison residents since 1936, offering checking, savings, loans, and investment products with low rates and personalized service.

BBB: NR

Profile signals: Madison residents seeking relationship-based banking with community values and member governance, Borrowers prioritizing low loan rates and minimal fees over convenience of national branch networks

University of Wisconsin logo

University of Wisconsin

University of Wisconsin Credit Union is a member-owned financial cooperative serving UW students, faculty, and staff across Wisconsin with 38 branches and shared branching access.

BBB: NR

Profile signals: University of Wisconsin students and faculty seeking convenient on-campus banking, UW system employees wanting member-owned financial institution with community governance

Free Help in Madison

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Movin' Out, Inc. logo

Movin' Out, Inc.

Wisconsin-based nonprofit providing housing assistance, counseling, and financial support to people with disabilities, veterans, and low-income families since 1995.

BBB: NR

Profile signals: Wisconsin residents with disabilities seeking affordable homeownership or rental housing, Low-income families and veterans needing down payment assistance or home repairs to prevent housing loss

Your Rights in Wisconsin

Wisconsin Consumer Protections: Wisconsin is one of the most permissive states for payday lending, with no rate cap for licensed lenders. Effective APRs can exceed 500%. The Department of Financial Institutions requires licensing but does not limit rates. Consumers should exercise extreme caution and can file complaints with DFI or the Attorney General.

Interest Rate Cap: Wisconsin usury cap: No general usury cap for licensed lenders; payday loans legal with no rate cap.

Key Regulations:
  • Wisconsin has no usury cap for licensed lenders, allowing unlimited payday loan rates.
  • Payday loans are governed by the Wisconsin Consumer Act but without rate caps.
  • Licensed lenders must disclose APR and fees but are not limited by them.
  • The Wisconsin Consumer Act provides basic protections but does not cap payday rates.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Wisconsin Attorney General Consumer Protection Bureau.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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