Best Banks in Madison, WI

Compare 6 banks companies serving Madison, Wisconsin. Average rating: 4.2/5.

6 Companies 6 Rated Payday: Legal

Wisconsin Lending Regulations

Wisconsin is one of the most permissive states for payday lending, with no rate cap for licensed lenders. Effective APRs can exceed 500%. The Department of Financial Institutions requires licensing but does not limit rates. Consumers should exercise extreme caution and can file complaints with DFI or the Attorney General.

Usury cap: No general usury cap for licensed lenders; payday loans legal with no rate cap Agency: Wisconsin Attorney General Consumer Protection Bureau

Top-Rated Banks

Bank Cmg logo

Bank Cmg

Bank CMG is a regional bank offering personal and business banking services including checking, savings, CDs, home loans, and digital banking across 10 Wisconsin locations.

4.3/5
Contact BBB:

Best for: Wisconsin residents seeking community banking with competitive CD rates and multiple branch locations, Small to medium-sized businesses needing treasury management and remote deposit capture services

Bankers' Bank logo

Bankers' Bank

Bankers' Bank is an FDIC-insured bank serving community banks and financial institutions, offering payments, mortgages, leasing, and risk management solutions.

4.2/5
Contact BBB:

Best for: Community banks seeking to expand mortgage servicing without internal infrastructure investment, Smaller financial institutions wanting to offer credit card programs while outsourcing risk management

Capitol Bank logo

Capitol Bank

Capitol Bank is a community bank headquartered in Madison, Wisconsin, offering personal banking, business banking, and mortgage solutions with a focus on relationship-based service.

4.2/5
Contact BBB:

Best for: Madison-area residents and businesses seeking personalized, local banking relationships, Small to mid-sized business owners needing commercial lending and treasury management services

Dmb Community Bank logo

Dmb Community Bank

DMB Community Bank is a locally owned bank serving personal and commercial clients since 1922, offering checking, savings, CDs, IRAs, mortgages, and digital banking services.

4.2/5
Contact BBB:

Best for: Local customers seeking relationship-based banking with personalized service, Savers with $100,000+ in new funds looking for competitive CD rates

First Business Bank logo

First Business Bank

First Business Bank is a wholly owned subsidiary of First Business Financial Services (Nasdaq: FBIZ) offering comprehensive business banking, private wealth management, and bank consulting services.

4.2/5
Contact BBB:

Best for: Business owners and commercial enterprises needing specialized lending and cash management services, High-net-worth individuals seeking private wealth management and trust/estate services

The Park Bank logo

The Park Bank

Park Bank is a community-focused bank in Southern Wisconsin offering personal and business banking, wealth management, and lending solutions with an emphasis on local nonprofit support.

4.2/5
Contact BBB:

Best for: Southern Wisconsin residents and business owners seeking relationship-based community banking with local decision-making, Nonprofit organizations and mission-driven organizations looking for lenders who understand community finance

All Banks in Madison (6)

Bank Cmg logo

Bank Cmg

Bank CMG is a regional bank offering personal and business banking services including checking, savings, CDs, home loans, and digital banking across 10 Wisconsin locations.

4.3/5
Contact BBB:

Best for: Wisconsin residents seeking community banking with competitive CD rates and multiple branch locations, Small to medium-sized businesses needing treasury management and remote deposit capture services

Bankers' Bank logo

Bankers' Bank

Bankers' Bank is an FDIC-insured bank serving community banks and financial institutions, offering payments, mortgages, leasing, and risk management solutions.

4.2/5
Contact BBB:

Best for: Community banks seeking to expand mortgage servicing without internal infrastructure investment, Smaller financial institutions wanting to offer credit card programs while outsourcing risk management

Capitol Bank logo

Capitol Bank

Capitol Bank is a community bank headquartered in Madison, Wisconsin, offering personal banking, business banking, and mortgage solutions with a focus on relationship-based service.

4.2/5
Contact BBB:

Best for: Madison-area residents and businesses seeking personalized, local banking relationships, Small to mid-sized business owners needing commercial lending and treasury management services

Dmb Community Bank logo

Dmb Community Bank

DMB Community Bank is a locally owned bank serving personal and commercial clients since 1922, offering checking, savings, CDs, IRAs, mortgages, and digital banking services.

4.2/5
Contact BBB:

Best for: Local customers seeking relationship-based banking with personalized service, Savers with $100,000+ in new funds looking for competitive CD rates

First Business Bank logo

First Business Bank

First Business Bank is a wholly owned subsidiary of First Business Financial Services (Nasdaq: FBIZ) offering comprehensive business banking, private wealth management, and bank consulting services.

4.2/5
Contact BBB:

Best for: Business owners and commercial enterprises needing specialized lending and cash management services, High-net-worth individuals seeking private wealth management and trust/estate services

The Park Bank logo

The Park Bank

Park Bank is a community-focused bank in Southern Wisconsin offering personal and business banking, wealth management, and lending solutions with an emphasis on local nonprofit support.

4.2/5
Contact BBB:

Best for: Southern Wisconsin residents and business owners seeking relationship-based community banking with local decision-making, Nonprofit organizations and mission-driven organizations looking for lenders who understand community finance