Lincoln, NE

Credit Repair & Financial Services in Lincoln

Review 10 credit repair companies, personal lenders, and financial services in Lincoln, Nebraska. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Nebraska avg credit score: 720 Median income: $73,755 Poverty rate: 10% Payday loans: Restricted Nebraska overview →

Featured Provider Profiles in Lincoln

10 companies
City Bank & Trust Co. logo

City Bank & Trust Co.

FDIC-insured community bank serving Nebraska since 1910 with six locations offering personal and business checking, savings, lending, and mobile banking services.

BBB: NR

Profile signals: Nebraska agricultural businesses and farmers requiring listed farm lending and equipment financing, Small to medium-sized Nebraska businesses needing merchant services, payroll processing, and local banking relationships

Cornhusker Bank logo

Cornhusker Bank

FDIC-insured bank offering personal and business checking, savings, credit cards, home loans, and merchant processing across Nebraska.

BBB: NR

Profile signals: Nebraska-based small business owners seeking relationship banking and merchant processing solutions, Local individuals and families preferring community-focused banking with branch access

First State Bank Nebraska logo

First State Bank Nebraska

Community bank serving Southeast Nebraska with 110+ years of history, offering checking, savings, business loans, and merchant processing across 17+ locations.

BBB: NR

Profile signals: Southeast Nebraska small business owners seeking SBA financing and merchant processing, Local residents prioritizing relationship-based banking with community-invested institutions

Liberty First logo

Liberty First

Member-owned credit union serving Lincoln, Omaha, and Seward, Nebraska with checking, savings, loans, mortgages, and community reinvestment programs.

BBB: NR

Profile signals: Nebraska residents in Lincoln, Omaha, or Seward seeking competitive auto and personal loan rates, First-time homebuyers in the tri-city area working with a mortgage staff context

Lincoln FSB of Nebraska logo

Lincoln FSB of Nebraska

Local, depositor-owned Nebraska bank established in 1906, offering personal and business checking, savings, mortgages, and home equity products with a focus on personal service.

BBB: NR

Profile signals: Nebraska residents seeking relationship-based personal banking with local decision-making and community accountability, Homebuyers and homeowners in Nebraska looking for mortgage lending and home equity products from a stable, established institution

Lincoln S.D.A. logo

Lincoln S.D.A.

Member-owned credit union serving Seventh-day Adventist Church members, students, and employees with competitive loan and deposit products.

BBB: NR

Profile signals: Seventh-day Adventist Church members seeking faith-aligned financial services from a member-owned institution, Students and employees of Adventist colleges looking for competitive auto and personal loans

Banks in Lincoln

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City Bank & Trust Co. logo

City Bank & Trust Co.

FDIC-insured community bank serving Nebraska since 1910 with six locations offering personal and business checking, savings, lending, and mobile banking services.

BBB: NR

Profile signals: Nebraska agricultural businesses and farmers requiring listed farm lending and equipment financing, Small to medium-sized Nebraska businesses needing merchant services, payroll processing, and local banking relationships

Cornhusker Bank logo

Cornhusker Bank

FDIC-insured bank offering personal and business checking, savings, credit cards, home loans, and merchant processing across Nebraska.

BBB: NR

Profile signals: Nebraska-based small business owners seeking relationship banking and merchant processing solutions, Local individuals and families preferring community-focused banking with branch access

First State Bank Nebraska logo

First State Bank Nebraska

Community bank serving Southeast Nebraska with 110+ years of history, offering checking, savings, business loans, and merchant processing across 17+ locations.

BBB: NR

Profile signals: Southeast Nebraska small business owners seeking SBA financing and merchant processing, Local residents prioritizing relationship-based banking with community-invested institutions

Lincoln FSB of Nebraska logo

Lincoln FSB of Nebraska

Local, depositor-owned Nebraska bank established in 1906, offering personal and business checking, savings, mortgages, and home equity products with a focus on personal service.

BBB: NR

Profile signals: Nebraska residents seeking relationship-based personal banking with local decision-making and community accountability, Homebuyers and homeowners in Nebraska looking for mortgage lending and home equity products from a stable, established institution

Nebraska Bank of Commerce logo

Nebraska Bank of Commerce

Nebraska Bank of Commerce is a community-focused bank serving Lincoln and Omaha with personal, business, and mortgage banking services. They emphasize personalized guidance and long-term customer relationships.

BBB: NR

Profile signals: Small business owners and agricultural operations seeking SBA and commercial real estate financing, Individuals and families in Lincoln or Omaha seeking personalized, relationship-based banking

Pinnacle Bank logo

Pinnacle Bank

FDIC-insured bank operating in Nebraska, Missouri, and Kansas offering personal and business checking, savings, CDs, loans, and investment services.

BBB: NR

Profile signals: Midwest consumers seeking traditional banking with FDIC-insured deposits and local branch access, Small business owners in Nebraska, Missouri, and Kansas needing commercial checking and payment services

Credit Unions in Lincoln

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Liberty First logo

Liberty First

Member-owned credit union serving Lincoln, Omaha, and Seward, Nebraska with checking, savings, loans, mortgages, and community reinvestment programs.

BBB: NR

Profile signals: Nebraska residents in Lincoln, Omaha, or Seward seeking competitive auto and personal loan rates, First-time homebuyers in the tri-city area working with a mortgage staff context

Lincoln S.D.A. logo

Lincoln S.D.A.

Member-owned credit union serving Seventh-day Adventist Church members, students, and employees with competitive loan and deposit products.

BBB: NR

Profile signals: Seventh-day Adventist Church members seeking faith-aligned financial services from a member-owned institution, Students and employees of Adventist colleges looking for competitive auto and personal loans

Your Rights in Nebraska

Nebraska Consumer Protections: Nebraska voters approved a 36% APR cap on payday loans in 2020, materially changing high-cost lending in the state. The general usury cap is 16% for consumer loans. The Department of Banking and Finance regulates consumer lenders, and complaints can be filed with the Department or the Attorney General.

Interest Rate Cap: Nebraska usury cap: 36% APR cap on payday loans (Initiative 428, 2020); 16% general usury cap. Payday lending is restricted (max $500).

Key Regulations:
  • Initiative 428 (2020) capped payday and similar short-term loans at 36% APR.
  • The general usury cap is 16% for most consumer loans.
  • Licensed delayed deposit services must comply with the 36% APR cap.
  • The Nebraska Consumer Protection Act prohibits deceptive lending practices.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Nebraska Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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