Best Banks in Lincoln, NE

Compare 8 banks companies serving Lincoln, Nebraska. Average rating: 4.2/5.

8 Companies 8 Rated Payday: Restricted

Nebraska Lending Regulations

Nebraska voters approved a 36% APR cap on payday loans in 2020, dramatically reducing high-cost lending in the state. The general usury cap is 16% for consumer loans. The Department of Banking and Finance regulates consumer lenders, and complaints can be filed with the Department or the Attorney General.

Usury cap: 36% APR cap on payday loans (Initiative 428, 2020); 16% general usury cap Agency: Nebraska Attorney General Consumer Protection Division

Top-Rated Banks

City Bank & Trust Co. logo

City Bank & Trust Co.

FDIC-insured community bank serving Nebraska since 1910 with six locations offering personal and business checking, savings, lending, and mobile banking services.

4.2/5
Contact BBB:

Best for: Nebraska agricultural businesses and farmers requiring specialized farm lending and equipment financing, Small to medium-sized Nebraska businesses needing merchant services, payroll processing, and local banking relationships

Cornhusker Bank logo

Cornhusker Bank

FDIC-insured bank offering personal and business checking, savings, credit cards, home loans, and merchant processing across Nebraska.

4.2/5
Contact BBB:

Best for: Nebraska-based small business owners seeking relationship banking and merchant processing solutions, Local individuals and families preferring community-focused banking with branch access

First State Bank Nebraska logo

First State Bank Nebraska

Community bank serving Southeast Nebraska with 110+ years of history, offering checking, savings, business loans, and merchant processing across 17+ locations.

4.2/5
Contact BBB:

Best for: Southeast Nebraska small business owners seeking SBA financing and merchant processing, Local residents prioritizing relationship-based banking with community-invested institutions

Lincoln FSB of Nebraska logo

Lincoln FSB of Nebraska

Local, depositor-owned Nebraska bank established in 1906, offering personal and business checking, savings, mortgages, and home equity products with a focus on personal service.

4.2/5
Contact BBB:

Best for: Nebraska residents seeking relationship-based personal banking with local decision-making and community accountability, Homebuyers and homeowners in Nebraska looking for mortgage lending and home equity products from a stable, established institution

Nebraska Bank of Commerce logo

Nebraska Bank of Commerce

Nebraska Bank of Commerce is a community-focused bank serving Lincoln and Omaha with personal, business, and mortgage banking services. They emphasize personalized guidance and long-term customer relationships.

4.2/5
Contact BBB:

Best for: Small business owners and agricultural operations seeking SBA and commercial real estate financing, Individuals and families in Lincoln or Omaha seeking personalized, relationship-based banking

Pinnacle Bank logo

Pinnacle Bank

FDIC-insured bank operating in Nebraska, Missouri, and Kansas offering personal and business checking, savings, CDs, loans, and investment services.

4.2/5
Contact BBB:

Best for: Midwest consumers seeking traditional banking with FDIC-insured deposits and local branch access, Small business owners in Nebraska, Missouri, and Kansas needing commercial checking and payment services

All Banks in Lincoln (8)

City Bank & Trust Co. logo

City Bank & Trust Co.

FDIC-insured community bank serving Nebraska since 1910 with six locations offering personal and business checking, savings, lending, and mobile banking services.

4.2/5
Contact BBB:

Best for: Nebraska agricultural businesses and farmers requiring specialized farm lending and equipment financing, Small to medium-sized Nebraska businesses needing merchant services, payroll processing, and local banking relationships

Cornhusker Bank logo

Cornhusker Bank

FDIC-insured bank offering personal and business checking, savings, credit cards, home loans, and merchant processing across Nebraska.

4.2/5
Contact BBB:

Best for: Nebraska-based small business owners seeking relationship banking and merchant processing solutions, Local individuals and families preferring community-focused banking with branch access

First State Bank Nebraska logo

First State Bank Nebraska

Community bank serving Southeast Nebraska with 110+ years of history, offering checking, savings, business loans, and merchant processing across 17+ locations.

4.2/5
Contact BBB:

Best for: Southeast Nebraska small business owners seeking SBA financing and merchant processing, Local residents prioritizing relationship-based banking with community-invested institutions

Lincoln FSB of Nebraska logo

Lincoln FSB of Nebraska

Local, depositor-owned Nebraska bank established in 1906, offering personal and business checking, savings, mortgages, and home equity products with a focus on personal service.

4.2/5
Contact BBB:

Best for: Nebraska residents seeking relationship-based personal banking with local decision-making and community accountability, Homebuyers and homeowners in Nebraska looking for mortgage lending and home equity products from a stable, established institution

Nebraska Bank of Commerce logo

Nebraska Bank of Commerce

Nebraska Bank of Commerce is a community-focused bank serving Lincoln and Omaha with personal, business, and mortgage banking services. They emphasize personalized guidance and long-term customer relationships.

4.2/5
Contact BBB:

Best for: Small business owners and agricultural operations seeking SBA and commercial real estate financing, Individuals and families in Lincoln or Omaha seeking personalized, relationship-based banking

Pinnacle Bank logo

Pinnacle Bank

FDIC-insured bank operating in Nebraska, Missouri, and Kansas offering personal and business checking, savings, CDs, loans, and investment services.

4.2/5
Contact BBB:

Best for: Midwest consumers seeking traditional banking with FDIC-insured deposits and local branch access, Small business owners in Nebraska, Missouri, and Kansas needing commercial checking and payment services

Security First Bank logo

Security First Bank

Community bank founded in 1898 offering personal and business checking, savings, loans, mortgages, and insurance services with a focus on customer relationships.

4.2/5
Contact BBB:

Best for: Community-oriented customers who value personal relationships and local banking presence over digital-first banking, Homebuyers needing bridge loans or traditional mortgage products with local service support

Union Bank and Trust Company logo

Union Bank and Trust Company

Union Bank & Trust is a full-service bank offering checking, savings, loans, and wealth management services through digital and branch channels.

4.2/5
Contact BBB:

Best for: Customers seeking integrated banking and wealth management from a single provider, Individuals wanting digital banking access combined with traditional branch services