Jackson, MS

Credit Repair & Financial Services in Jackson

Review 11 credit repair companies, personal lenders, and financial services in Jackson, Mississippi. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Mississippi avg credit score: 675 Median income: $52,985 Poverty rate: 18.7% Payday loans: Legal Mississippi overview →

Featured Provider Profiles in Jackson

11 companies
Healthplus logo

Healthplus

HealthPlus Federal Credit Union is a member-owned financial institution serving Mississippi State Department of Health employees and their families with NCUA-insured deposit accounts and lending services.

BBB: NR

Profile signals: Mississippi State Department of Health employees and their immediate family members, Retirees from Mississippi State Department of Health seeking stable, insured savings

Housing Education and Economic Development, Inc. logo

Housing Education and Economic Development, Inc.

Non-profit organization providing housing education, fair housing training, and 1-on-1 housing counseling through an annual conference and educational programs.

BBB: NR

Profile signals: Housing professionals and industry practitioners seeking fair housing and fair lending education, Individuals seeking 1-on-1 housing counseling guidance in the Jackson, Mississippi area

Mississippi Faith Based Coalition for Community Renewal, Inc. logo

Mississippi Faith Based Coalition for Community Renewal, Inc.

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Mississippi residents seeking community-based financial or social services, Individuals preferring faith-based organizations for support services

Mississippi Highway Safty Pat logo

Mississippi Highway Safty Pat

Member-owned federal credit union serving Mississippi Highway Safety Patrol employees and their families since 1964, offering savings, loans, and financial products with NCUA insurance.

BBB: NR

Profile signals: Mississippi Highway Safety Patrol employees seeking member-owned financial institution with aligned governance, MS Department of Public Safety family members needing NCUA-insured savings and loan products

Mississippi Housing Partnership, Inc. logo

Mississippi Housing Partnership, Inc.

Mississippi Housing Partnership is a nonprofit providing affordable second mortgage financing and down payment assistance to first-time homebuyers in Jackson through public-private partnerships.

BBB: NR

Profile signals: First-time homebuyers in Jackson, Mississippi with low-to-moderate income seeking affordable financing, Families unable to qualify for traditional mortgages due to limited down payment savings or credit constraints

Nsc (Naca Counseling Subsidiary) - Jackson, MS logo

Nsc (Naca Counseling Subsidiary) - Jackson, MS

NACA offers character-based mortgage lending with no down payment, no closing costs, and no credit score consideration. A non-profit focused on closing the racial wealth gap through affordable homeownership.

BBB: NR

Profile signals: Low-to-moderate income borrowers with poor or no credit history seeking first-time homeownership, Communities of color and historically underserved populations facing traditional lending discrimination

Free Help in Jackson

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Housing Education and Economic Development, Inc. logo

Housing Education and Economic Development, Inc.

Non-profit organization providing housing education, fair housing training, and 1-on-1 housing counseling through an annual conference and educational programs.

BBB: NR

Profile signals: Housing professionals and industry practitioners seeking fair housing and fair lending education, Individuals seeking 1-on-1 housing counseling guidance in the Jackson, Mississippi area

Mississippi Faith Based Coalition for Community Renewal, Inc. logo

Mississippi Faith Based Coalition for Community Renewal, Inc.

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Mississippi residents seeking community-based financial or social services, Individuals preferring faith-based organizations for support services

Operation Hope- Trustmark Financial Corp- Jackson MS logo

Operation Hope- Trustmark Financial Corp- Jackson MS

Operation HOPE is America's first non-profit social investment banking organization providing free financial counseling, credit coaching, and economic empowerment programs to underserved communities nationwide.

BBB: NR

Profile signals: Low-income and underserved individuals seeking free financial counseling and credit coaching, Homebuyers and small business owners needing guidance without upfront counseling fees

Voice of Calvary Ministries logo

Voice of Calvary Ministries

Non-profit community development organization providing free social services, housing assistance, and parenting support to low-income families in Mississippi since 1975.

BBB: NR

Profile signals: Low-income families in central Mississippi seeking parenting support and job skills training, First-time homebuyers in Jackson area needing down payment assistance and financial guidance

West Jackson Cdc logo

West Jackson Cdc

501(c)(3) nonprofit community development organization serving West Jackson neighborhoods with youth programs, housing initiatives, and economic development focused on areas surrounding Jackson State University.

BBB: NR

Profile signals: Jackson youth (especially ages served by YouthBuild) seeking job training and career development, West Jackson neighborhood residents interested in community organizing and economic revitalization

Credit Unions in Jackson

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Healthplus logo

Healthplus

HealthPlus Federal Credit Union is a member-owned financial institution serving Mississippi State Department of Health employees and their families with NCUA-insured deposit accounts and lending services.

BBB: NR

Profile signals: Mississippi State Department of Health employees and their immediate family members, Retirees from Mississippi State Department of Health seeking stable, insured savings

Mississippi Highway Safty Pat logo

Mississippi Highway Safty Pat

Member-owned federal credit union serving Mississippi Highway Safety Patrol employees and their families since 1964, offering savings, loans, and financial products with NCUA insurance.

BBB: NR

Profile signals: Mississippi Highway Safety Patrol employees seeking member-owned financial institution with aligned governance, MS Department of Public Safety family members needing NCUA-insured savings and loan products

Mortgages & Home Loans in Jackson

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Mississippi Housing Partnership, Inc. logo

Mississippi Housing Partnership, Inc.

Mississippi Housing Partnership is a nonprofit providing affordable second mortgage financing and down payment assistance to first-time homebuyers in Jackson through public-private partnerships.

BBB: NR

Profile signals: First-time homebuyers in Jackson, Mississippi with low-to-moderate income seeking affordable financing, Families unable to qualify for traditional mortgages due to limited down payment savings or credit constraints

Nsc (Naca Counseling Subsidiary) - Jackson, MS logo

Nsc (Naca Counseling Subsidiary) - Jackson, MS

NACA offers character-based mortgage lending with no down payment, no closing costs, and no credit score consideration. A non-profit focused on closing the racial wealth gap through affordable homeownership.

BBB: NR

Profile signals: Low-to-moderate income borrowers with poor or no credit history seeking first-time homeownership, Communities of color and historically underserved populations facing traditional lending discrimination

Banks in Jackson

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Story Bank Dba Story Financial Partners logo

Story Bank Dba Story Financial Partners

FDIC-insured community bank offering personal and business banking, mortgage services, treasury management, and trust administration through multiple locations.

BBB: NR

Profile signals: Small to mid-sized business owners seeking integrated commercial and personal banking, Professionals and business owners in markets where Story Bank has branch locations

Trustmark Bank logo

Trustmark Bank

Trustmark National Bank offers comprehensive banking services including checking, savings, mortgages, credit cards, and wealth management across multiple business segments.

BBB: NR

Profile signals: Individuals seeking comprehensive banking services in a single institution with mortgage and wealth management needs, Small to mid-size business owners requiring tiered banking solutions with relationship managers

Your Rights in Mississippi

Mississippi Consumer Protections: Mississippi allows payday lending with a $500 per-lender cap and $21.95 per $100 fee. The state has the lowest median income and highest poverty rate, making residents especially vulnerable to high-cost lending. Complaints can be filed with the Department of Banking and Consumer Finance or the Attorney General.

Interest Rate Cap: Mississippi usury cap: 10% contract rate (15% default); payday loans regulated under Check Cashers Act.

Key Regulations:
  • Payday loans capped at $500 per lender with a maximum fee of $21.95 per $100.
  • Borrowers may have up to $500 from any single lender but there is no statewide cap on multiple lenders.
  • The Check Cashers Act governs payday lending with licensing requirements.
  • Mississippi has no centralized payday loan database.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Mississippi Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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