Jackson, MS

Credit Repair & Financial Services in Jackson

Compare 9 credit repair companies, personal lenders, and financial services in Jackson, Mississippi. All independently reviewed with BBB ratings and pricing.

Mississippi avg credit score: 675 Median income: $52,985 Poverty rate: 18.7% Payday loans: Legal Mississippi overview →

Top Rated in Jackson

9 companies
Story Bank Dba Story Financial Partners logo

Story Bank Dba Story Financial Partners

FDIC-insured community bank offering personal and business banking, mortgage services, treasury management, and trust administration through multiple locations.

4.2/5
Contact BBB:

Best for: Small to mid-sized business owners seeking integrated commercial and personal banking, Professionals and business owners in markets where Story Bank has branch locations

Trustmark Bank logo

Trustmark Bank

Trustmark National Bank offers comprehensive banking services including checking, savings, mortgages, credit cards, and wealth management across multiple business segments.

4.2/5
Contact BBB:

Best for: Individuals seeking comprehensive banking services in a single institution with mortgage and wealth management needs, Small to mid-size business owners requiring tiered banking solutions with relationship managers

Housing Education and Economic Development, Inc. logo

Housing Education and Economic Development, Inc.

Non-profit organization providing housing education, fair housing training, and 1-on-1 housing counseling through an annual conference and educational programs.

4.1/5
Contact BBB: NR

Best for: Housing professionals and industry practitioners seeking fair housing and fair lending education, Individuals seeking 1-on-1 housing counseling guidance in the Jackson, Mississippi area

Mississippi Faith Based Coalition for Community Renewal, Inc. logo

Mississippi Faith Based Coalition for Community Renewal, Inc.

Faith-based non-profit offering community renewal services in Mississippi. Website currently inaccessible; unable to verify specific service offerings.

4.1/5
Contact BBB: NR

Best for: Mississippi residents seeking community-based financial or social services, Individuals preferring faith-based organizations for support services

Voice of Calvary Ministries logo

Voice of Calvary Ministries

Non-profit community development organization providing free social services, housing assistance, and parenting support to low-income families in Mississippi since 1975.

4.1/5
Contact BBB: NR

Best for: Low-income families in central Mississippi seeking parenting support and job skills training, First-time homebuyers in Jackson area needing down payment assistance and financial guidance

Mississippi Housing Partnership, Inc. logo

Mississippi Housing Partnership, Inc.

Mississippi Housing Partnership is a nonprofit providing affordable second mortgage financing and down payment assistance to first-time homebuyers in Jackson through public-private partnerships.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Jackson, Mississippi with low-to-moderate income seeking affordable financing, Families unable to qualify for traditional mortgages due to limited down payment savings or credit constraints

Free Help in Jackson

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Housing Education and Economic Development, Inc. logo

Housing Education and Economic Development, Inc.

Non-profit organization providing housing education, fair housing training, and 1-on-1 housing counseling through an annual conference and educational programs.

4.1/5
Contact BBB: NR

Best for: Housing professionals and industry practitioners seeking fair housing and fair lending education, Individuals seeking 1-on-1 housing counseling guidance in the Jackson, Mississippi area

Mississippi Faith Based Coalition for Community Renewal, Inc. logo

Mississippi Faith Based Coalition for Community Renewal, Inc.

Faith-based non-profit offering community renewal services in Mississippi. Website currently inaccessible; unable to verify specific service offerings.

4.1/5
Contact BBB: NR

Best for: Mississippi residents seeking community-based financial or social services, Individuals preferring faith-based organizations for support services

Voice of Calvary Ministries logo

Voice of Calvary Ministries

Non-profit community development organization providing free social services, housing assistance, and parenting support to low-income families in Mississippi since 1975.

4.1/5
Contact BBB: NR

Best for: Low-income families in central Mississippi seeking parenting support and job skills training, First-time homebuyers in Jackson area needing down payment assistance and financial guidance

Operation Hope- Trustmark Financial Corp- Jackson MS logo

Operation Hope- Trustmark Financial Corp- Jackson MS

Operation HOPE is America's first non-profit social investment banking organization providing free financial counseling, credit coaching, and economic empowerment programs to underserved communities nationwide.

4.0/5
Contact BBB: NR

Best for: Low-income and underserved individuals seeking free financial counseling and credit coaching, Homebuyers and small business owners needing guidance without upfront counseling fees

West Jackson Cdc logo

West Jackson Cdc

501(c)(3) nonprofit community development organization serving West Jackson neighborhoods with youth programs, housing initiatives, and economic development focused on areas surrounding Jackson State University.

4.0/5
Contact BBB: NR

Best for: Jackson youth (especially ages served by YouthBuild) seeking job training and career development, West Jackson neighborhood residents interested in community organizing and economic revitalization

Mortgages & Home Loans in Jackson

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Mississippi Housing Partnership, Inc. logo

Mississippi Housing Partnership, Inc.

Mississippi Housing Partnership is a nonprofit providing affordable second mortgage financing and down payment assistance to first-time homebuyers in Jackson through public-private partnerships.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Jackson, Mississippi with low-to-moderate income seeking affordable financing, Families unable to qualify for traditional mortgages due to limited down payment savings or credit constraints

Nsc (Naca Counseling Subsidiary) - Jackson, MS logo

Nsc (Naca Counseling Subsidiary) - Jackson, MS

NACA offers character-based mortgage lending with no down payment, no closing costs, and no credit score consideration. A non-profit focused on closing the racial wealth gap through affordable homeownership.

4.0/5
Contact BBB: NR

Best for: Low-to-moderate income borrowers with poor or no credit history seeking first-time homeownership, Communities of color and historically underserved populations facing traditional lending discrimination

Banks in Jackson

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Story Bank Dba Story Financial Partners logo

Story Bank Dba Story Financial Partners

FDIC-insured community bank offering personal and business banking, mortgage services, treasury management, and trust administration through multiple locations.

4.2/5
Contact BBB:

Best for: Small to mid-sized business owners seeking integrated commercial and personal banking, Professionals and business owners in markets where Story Bank has branch locations

Trustmark Bank logo

Trustmark Bank

Trustmark National Bank offers comprehensive banking services including checking, savings, mortgages, credit cards, and wealth management across multiple business segments.

4.2/5
Contact BBB:

Best for: Individuals seeking comprehensive banking services in a single institution with mortgage and wealth management needs, Small to mid-size business owners requiring tiered banking solutions with relationship managers

Your Rights in Mississippi

Mississippi Consumer Protections: Mississippi allows payday lending with a $500 per-lender cap and $21.95 per $100 fee. The state has the lowest median income and highest poverty rate, making residents especially vulnerable to high-cost lending. Complaints can be filed with the Department of Banking and Consumer Finance or the Attorney General.

Interest Rate Cap: Mississippi usury cap: 10% contract rate (15% default); payday loans regulated under Check Cashers Act.

Key Regulations:
  • Payday loans capped at $500 per lender with a maximum fee of $21.95 per $100.
  • Borrowers may have up to $500 from any single lender but there is no statewide cap on multiple lenders.
  • The Check Cashers Act governs payday lending with licensing requirements.
  • Mississippi has no centralized payday loan database.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Mississippi Attorney General Consumer Protection Division.

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